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FirstCash Holdings, Inc.（FCFS）与FULTON FINANCIAL CORP（FULT）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是FULTON FINANCIAL CORP的1.5倍（$501.3M vs $336.2M），FULTON FINANCIAL CORP净利率更高（28.2% vs 20.8%，领先7.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 4.2%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 0.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
富尔顿金融公司是美国的区域性金融服务控股企业，总部位于宾夕法尼亚州兰开斯特市，主要为当地及周边区域提供多元化的金融相关服务，在区域金融市场拥有稳定的业务布局。
FCFS vs FULT — 直观对比
营收规模更大
FCFS
是对方的1.5倍
$336.2M
营收增速更快
FCFS
高出17.0%
4.2%
净利率更高
FULT
高出7.4%
20.8%
两年增速更快
FCFS
近两年复合增速
0.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $336.2M |
| 净利润 | $104.2M | $94.8M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | — |
| 净利率 | 20.8% | 28.2% |
| 营收同比 | 21.2% | 4.2% |
| 净利润同比 | 24.7% | 1.9% |
| 每股收益（稀释后） | $2.35 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFULT
| Q1 26 | — | $336.2M | ||
| Q4 25 | $501.3M | $336.0M | ||
| Q3 25 | $411.0M | $334.6M | ||
| Q2 25 | $385.1M | $324.1M | ||
| Q1 25 | $371.1M | $318.4M | ||
| Q4 24 | $413.7M | $319.6M | ||
| Q3 24 | $363.1M | $317.7M | ||
| Q2 24 | $363.5M | $334.7M |
净利润FCFSFULT
| Q1 26 | — | $94.8M | ||
| Q4 25 | $104.2M | $99.0M | ||
| Q3 25 | $82.8M | $100.5M | ||
| Q2 25 | $59.8M | $99.2M | ||
| Q1 25 | $83.6M | $93.0M | ||
| Q4 24 | $83.5M | $68.6M | ||
| Q3 24 | $64.8M | $63.2M | ||
| Q2 24 | $49.1M | $95.0M |
营业利润率FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | 35.7% | ||
| Q3 25 | 27.4% | 38.2% | ||
| Q2 25 | 21.1% | 37.8% | ||
| Q1 25 | 30.0% | 36.1% | ||
| Q4 24 | 26.5% | 27.0% | ||
| Q3 24 | 23.5% | 25.1% | ||
| Q2 24 | 18.2% | 30.8% |
净利率FCFSFULT
| Q1 26 | — | 28.2% | ||
| Q4 25 | 20.8% | 29.5% | ||
| Q3 25 | 20.1% | 30.0% | ||
| Q2 25 | 15.5% | 30.6% | ||
| Q1 25 | 22.5% | 29.2% | ||
| Q4 24 | 20.2% | 21.5% | ||
| Q3 24 | 17.9% | 19.9% | ||
| Q2 24 | 13.5% | 28.4% |
每股收益（稀释后）FCFSFULT
| Q1 26 | — | $0.55 | ||
| Q4 25 | $2.35 | $0.53 | ||
| Q3 25 | $1.86 | $0.53 | ||
| Q2 25 | $1.34 | $0.53 | ||
| Q1 25 | $1.87 | $0.49 | ||
| Q4 24 | $1.86 | $0.36 | ||
| Q3 24 | $1.44 | $0.33 | ||
| Q2 24 | $1.08 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | — |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $3.5B |
| 总资产 | $5.3B | $32.2B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — |
总债务FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
股东权益FCFSFULT
| Q1 26 | — | $3.5B | ||
| Q4 25 | $2.3B | $3.5B | ||
| Q3 25 | $2.2B | $3.4B | ||
| Q2 25 | $2.1B | $3.3B | ||
| Q1 25 | $2.1B | $3.3B | ||
| Q4 24 | $2.1B | $3.2B | ||
| Q3 24 | $2.0B | $3.2B | ||
| Q2 24 | $2.0B | $3.1B |
总资产FCFSFULT
| Q1 26 | — | $32.2B | ||
| Q4 25 | $5.3B | $32.1B | ||
| Q3 25 | $5.2B | $32.0B | ||
| Q2 25 | $4.5B | $32.0B | ||
| Q1 25 | $4.4B | $32.1B | ||
| Q4 24 | $4.5B | $32.1B | ||
| Q3 24 | $4.4B | $32.2B | ||
| Q2 24 | $4.3B | $31.8B |
负债/权益比FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $304.5M | ||
| Q3 25 | $135.8M | $116.1M | ||
| Q2 25 | $116.9M | $91.7M | ||
| Q1 25 | $126.6M | $703.0K | ||
| Q4 24 | $198.1M | $416.6M | ||
| Q3 24 | $113.1M | $-22.0M | ||
| Q2 24 | $106.2M | $157.8M |
现金转化率FCFSFULT
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 3.08× | ||
| Q3 25 | 1.64× | 1.16× | ||
| Q2 25 | 1.95× | 0.92× | ||
| Q1 25 | 1.51× | 0.01× | ||
| Q4 24 | 2.37× | 6.07× | ||
| Q3 24 | 1.74× | -0.35× | ||
| Q2 24 | 2.16× | 1.66× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FULT
暂无分部数据
