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FirstCash Holdings, Inc.（FCFS）与INTERPARFUMS INC（IPAR）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是INTERPARFUMS INC的1.3倍（$501.3M vs $386.2M），FirstCash Holdings, Inc.净利率更高（20.8% vs 7.3%，领先13.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 6.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 9.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Inter Parfums Inc是全球知名的高端香水企业，开发、生产并销售多款授权香水、身体护理及相关美妆产品，与多家顶级奢侈时尚生活方式品牌合作推出联名香氛系列，产品覆盖全球主要市场，通过百货、美妆专营店及官方电商渠道触达消费者。
FCFS vs IPAR — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$386.2M
营收增速更快
FCFS
高出14.3%
6.8%
净利率更高
FCFS
高出13.5%
7.3%
两年增速更快
FCFS
近两年复合增速
9.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $386.2M |
| 净利润 | $104.2M | $28.1M |
| 毛利率 | — | 61.5% |
| 营业利润率 | 28.5% | 7.1% |
| 净利率 | 20.8% | 7.3% |
| 营收同比 | 21.2% | 6.8% |
| 净利润同比 | 24.7% | 16.0% |
| 每股收益（稀释后） | $2.35 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSIPAR
| Q4 25 | $501.3M | $386.2M | ||
| Q3 25 | $411.0M | $429.6M | ||
| Q2 25 | $385.1M | $333.9M | ||
| Q1 25 | $371.1M | $338.8M | ||
| Q4 24 | $413.7M | $361.5M | ||
| Q3 24 | $363.1M | $424.6M | ||
| Q2 24 | $363.5M | $342.2M | ||
| Q1 24 | $366.8M | $324.0M |
净利润FCFSIPAR
| Q4 25 | $104.2M | $28.1M | ||
| Q3 25 | $82.8M | $65.8M | ||
| Q2 25 | $59.8M | $32.0M | ||
| Q1 25 | $83.6M | $42.5M | ||
| Q4 24 | $83.5M | $24.2M | ||
| Q3 24 | $64.8M | $62.3M | ||
| Q2 24 | $49.1M | $36.8M | ||
| Q1 24 | $61.4M | $41.0M |
毛利率FCFSIPAR
| Q4 25 | — | 61.5% | ||
| Q3 25 | — | 63.5% | ||
| Q2 25 | — | 66.2% | ||
| Q1 25 | — | 63.7% | ||
| Q4 24 | — | 64.5% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 64.5% | ||
| Q1 24 | — | 62.5% |
营业利润率FCFSIPAR
| Q4 25 | 28.5% | 7.1% | ||
| Q3 25 | 27.4% | 25.3% | ||
| Q2 25 | 21.1% | 17.7% | ||
| Q1 25 | 30.0% | 22.2% | ||
| Q4 24 | 26.5% | 10.0% | ||
| Q3 24 | 23.5% | 25.0% | ||
| Q2 24 | 18.2% | 18.9% | ||
| Q1 24 | 22.3% | 21.0% |
净利率FCFSIPAR
| Q4 25 | 20.8% | 7.3% | ||
| Q3 25 | 20.1% | 15.3% | ||
| Q2 25 | 15.5% | 9.6% | ||
| Q1 25 | 22.5% | 12.5% | ||
| Q4 24 | 20.2% | 6.7% | ||
| Q3 24 | 17.9% | 14.7% | ||
| Q2 24 | 13.5% | 10.8% | ||
| Q1 24 | 16.7% | 12.7% |
每股收益（稀释后）FCFSIPAR
| Q4 25 | $2.35 | $0.88 | ||
| Q3 25 | $1.86 | $2.05 | ||
| Q2 25 | $1.34 | $0.99 | ||
| Q1 25 | $1.87 | $1.32 | ||
| Q4 24 | $1.86 | $0.78 | ||
| Q3 24 | $1.44 | $1.93 | ||
| Q2 24 | $1.08 | $1.14 | ||
| Q1 24 | $1.35 | $1.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $137.1M |
| 总债务越低越好 | $2.2B | $176.0M |
| 股东权益账面价值 | $2.3B | $880.7M |
| 总资产 | $5.3B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资FCFSIPAR
| Q4 25 | $125.2M | $137.1M | ||
| Q3 25 | $130.2M | $77.5M | ||
| Q2 25 | $101.5M | $53.9M | ||
| Q1 25 | $146.0M | $75.3M | ||
| Q4 24 | $175.1M | $109.3M | ||
| Q3 24 | $106.3M | $78.8M | ||
| Q2 24 | $113.7M | $37.7M | ||
| Q1 24 | $135.1M | $76.1M |
总债务FCFSIPAR
| Q4 25 | $2.2B | $176.0M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $157.3M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSIPAR
| Q4 25 | $2.3B | $880.7M | ||
| Q3 25 | $2.2B | $870.9M | ||
| Q2 25 | $2.1B | $839.4M | ||
| Q1 25 | $2.1B | $788.6M | ||
| Q4 24 | $2.1B | $744.9M | ||
| Q3 24 | $2.0B | $778.5M | ||
| Q2 24 | $2.0B | $717.1M | ||
| Q1 24 | $2.0B | $708.1M |
总资产FCFSIPAR
| Q4 25 | $5.3B | $1.6B | ||
| Q3 25 | $5.2B | $1.6B | ||
| Q2 25 | $4.5B | $1.6B | ||
| Q1 25 | $4.4B | $1.4B | ||
| Q4 24 | $4.5B | $1.4B | ||
| Q3 24 | $4.4B | $1.5B | ||
| Q2 24 | $4.3B | $1.4B | ||
| Q1 24 | $4.2B | $1.3B |
负债/权益比FCFSIPAR
| Q4 25 | 0.98× | 0.20× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 0.21× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $146.5M |
| 自由现金流经营现金流 - 资本支出 | — | $145.0M |
| 自由现金流率自由现金流/营收 | — | 37.5% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | 1.98× | 5.21× |
| 过去12个月自由现金流最近4个季度 | — | $190.5M |
8季度趋势，按日历期对齐
经营现金流FCFSIPAR
| Q4 25 | $206.6M | $146.5M | ||
| Q3 25 | $135.8M | $63.9M | ||
| Q2 25 | $116.9M | $11.9M | ||
| Q1 25 | $126.6M | $-7.4M | ||
| Q4 24 | $198.1M | $138.0M | ||
| Q3 24 | $113.1M | $76.1M | ||
| Q2 24 | $106.2M | $25.5M | ||
| Q1 24 | $122.5M | $-52.0M |
自由现金流FCFSIPAR
| Q4 25 | — | $145.0M | ||
| Q3 25 | — | $57.6M | ||
| Q2 25 | — | $-3.3M | ||
| Q1 25 | — | $-8.8M | ||
| Q4 24 | — | $136.1M | ||
| Q3 24 | — | $75.4M | ||
| Q2 24 | — | $24.4M | ||
| Q1 24 | — | $-53.0M |
自由现金流率FCFSIPAR
| Q4 25 | — | 37.5% | ||
| Q3 25 | — | 13.4% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -2.6% | ||
| Q4 24 | — | 37.7% | ||
| Q3 24 | — | 17.8% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | -16.4% |
资本支出强度FCFSIPAR
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.3% |
现金转化率FCFSIPAR
| Q4 25 | 1.98× | 5.21× | ||
| Q3 25 | 1.64× | 0.97× | ||
| Q2 25 | 1.95× | 0.37× | ||
| Q1 25 | 1.51× | -0.17× | ||
| Q4 24 | 2.37× | 5.69× | ||
| Q3 24 | 1.74× | 1.22× | ||
| Q2 24 | 2.16× | 0.69× | ||
| Q1 24 | 2.00× | -1.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
IPAR
| European Based Operations | $232.7M | 60% |
| United States Based Operations | $155.2M | 40% |
