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FirstCash Holdings, Inc.（FCFS）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是LifeStance Health Group, Inc.的1.3倍（$501.3M vs $382.2M），FirstCash Holdings, Inc.净利率更高（20.8% vs 3.1%，领先17.7%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 17.4%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 12.8%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FCFS vs LFST — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$382.2M
营收增速更快
FCFS
高出3.7%
17.4%
净利率更高
FCFS
高出17.7%
3.1%
两年增速更快
FCFS
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $382.2M |
| 净利润 | $104.2M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | 4.7% |
| 净利率 | 20.8% | 3.1% |
| 营收同比 | 21.2% | 17.4% |
| 净利润同比 | 24.7% | 264.1% |
| 每股收益（稀释后） | $2.35 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSLFST
| Q4 25 | $501.3M | $382.2M | ||
| Q3 25 | $411.0M | $363.8M | ||
| Q2 25 | $385.1M | $345.3M | ||
| Q1 25 | $371.1M | $333.0M | ||
| Q4 24 | $413.7M | $325.5M | ||
| Q3 24 | $363.1M | $312.7M | ||
| Q2 24 | $363.5M | $312.3M | ||
| Q1 24 | $366.8M | $300.4M |
净利润FCFSLFST
| Q4 25 | $104.2M | $11.7M | ||
| Q3 25 | $82.8M | $1.1M | ||
| Q2 25 | $59.8M | $-3.8M | ||
| Q1 25 | $83.6M | $709.0K | ||
| Q4 24 | $83.5M | $-7.1M | ||
| Q3 24 | $64.8M | $-6.0M | ||
| Q2 24 | $49.1M | $-23.3M | ||
| Q1 24 | $61.4M | $-21.1M |
营业利润率FCFSLFST
| Q4 25 | 28.5% | 4.7% | ||
| Q3 25 | 27.4% | 2.0% | ||
| Q2 25 | 21.1% | -0.9% | ||
| Q1 25 | 30.0% | 0.5% | ||
| Q4 24 | 26.5% | 0.3% | ||
| Q3 24 | 23.5% | 0.0% | ||
| Q2 24 | 18.2% | -5.1% | ||
| Q1 24 | 22.3% | -5.6% |
净利率FCFSLFST
| Q4 25 | 20.8% | 3.1% | ||
| Q3 25 | 20.1% | 0.3% | ||
| Q2 25 | 15.5% | -1.1% | ||
| Q1 25 | 22.5% | 0.2% | ||
| Q4 24 | 20.2% | -2.2% | ||
| Q3 24 | 17.9% | -1.9% | ||
| Q2 24 | 13.5% | -7.5% | ||
| Q1 24 | 16.7% | -7.0% |
每股收益（稀释后）FCFSLFST
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $248.6M |
| 总债务越低越好 | $2.2B | $282.8M |
| 股东权益账面价值 | $2.3B | $1.5B |
| 总资产 | $5.3B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资FCFSLFST
| Q4 25 | $125.2M | $248.6M | ||
| Q3 25 | $130.2M | $203.9M | ||
| Q2 25 | $101.5M | $188.9M | ||
| Q1 25 | $146.0M | $134.3M | ||
| Q4 24 | $175.1M | $154.6M | ||
| Q3 24 | $106.3M | $102.6M | ||
| Q2 24 | $113.7M | $87.0M | ||
| Q1 24 | $135.1M | $49.5M |
总债务FCFSLFST
| Q4 25 | $2.2B | $282.8M | ||
| Q3 25 | $2.2B | $284.6M | ||
| Q2 25 | $1.7B | $286.4M | ||
| Q1 25 | $1.7B | $288.2M | ||
| Q4 24 | $1.7B | $290.0M | ||
| Q3 24 | $1.7B | $287.3M | ||
| Q2 24 | $1.7B | $288.0M | ||
| Q1 24 | $1.5B | $288.8M |
股东权益FCFSLFST
| Q4 25 | $2.3B | $1.5B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $2.1B | $1.5B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.4B | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $2.0B | $1.4B | ||
| Q1 24 | $2.0B | $1.4B |
总资产FCFSLFST
| Q4 25 | $5.3B | $2.2B | ||
| Q3 25 | $5.2B | $2.1B | ||
| Q2 25 | $4.5B | $2.1B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.1B | ||
| Q2 24 | $4.3B | $2.1B | ||
| Q1 24 | $4.2B | $2.1B |
负债/权益比FCFSLFST
| Q4 25 | 0.98× | 0.19× | ||
| Q3 25 | 1.01× | 0.19× | ||
| Q2 25 | 0.79× | 0.19× | ||
| Q1 25 | 0.83× | 0.20× | ||
| Q4 24 | 0.85× | 0.20× | ||
| Q3 24 | 0.87× | 0.20× | ||
| Q2 24 | 0.85× | 0.20× | ||
| Q1 24 | 0.75× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | 1.98× | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流FCFSLFST
| Q4 25 | $206.6M | $57.6M | ||
| Q3 25 | $135.8M | $27.3M | ||
| Q2 25 | $116.9M | $64.4M | ||
| Q1 25 | $126.6M | $-3.1M | ||
| Q4 24 | $198.1M | $62.3M | ||
| Q3 24 | $113.1M | $22.7M | ||
| Q2 24 | $106.2M | $44.1M | ||
| Q1 24 | $122.5M | $-21.8M |
自由现金流FCFSLFST
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M | ||
| Q1 24 | — | $-26.9M |
自由现金流率FCFSLFST
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | -9.0% |
资本支出强度FCFSLFST
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.7% |
现金转化率FCFSLFST
| Q4 25 | 1.98× | 4.93× | ||
| Q3 25 | 1.64× | 25.34× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | -4.36× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
LFST
暂无分部数据
