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EZCORP INC（EZPW）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是EZCORP INC的1.0倍（$382.2M vs $382.0M），EZCORP INC净利率更高（11.6% vs 3.1%，领先8.5%），EZCORP INC同比增速更快（19.3% vs 17.4%），LifeStance Health Group, Inc.自由现金流更多（$46.6M vs $31.7M），过去两年EZCORP INC的营收复合增速更高（15.6% vs 12.8%）
EZCORP是总部位于美国得克萨斯州奥斯汀的典当行运营商，业务覆盖美国及拉丁美洲地区，是美国第二大典当行运营商，仅次于Cash America International，目前在纳斯达克挂牌上市。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
EZPW vs LFST — 直观对比
营收规模更大
LFST
是对方的1.0倍
$382.0M
营收增速更快
EZPW
高出1.9%
17.4%
净利率更高
EZPW
高出8.5%
3.1%
自由现金流更多
LFST
多$15.0M
$31.7M
两年增速更快
EZPW
近两年复合增速
12.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.0M | $382.2M |
| 净利润 | $44.3M | $11.7M |
| 毛利率 | 58.4% | — |
| 营业利润率 | 15.9% | 4.7% |
| 净利率 | 11.6% | 3.1% |
| 营收同比 | 19.3% | 17.4% |
| 净利润同比 | 42.8% | 264.1% |
| 每股收益（稀释后） | $0.55 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EZPWLFST
| Q4 25 | $382.0M | $382.2M | ||
| Q3 25 | $336.8M | $363.8M | ||
| Q2 25 | $311.0M | $345.3M | ||
| Q1 25 | $306.3M | $333.0M | ||
| Q4 24 | $320.2M | $325.5M | ||
| Q3 24 | $294.6M | $312.7M | ||
| Q2 24 | $281.4M | $312.3M | ||
| Q1 24 | $285.6M | $300.4M |
净利润EZPWLFST
| Q4 25 | $44.3M | $11.7M | ||
| Q3 25 | $26.7M | $1.1M | ||
| Q2 25 | $26.5M | $-3.8M | ||
| Q1 25 | $25.4M | $709.0K | ||
| Q4 24 | $31.0M | $-7.1M | ||
| Q3 24 | $15.2M | $-6.0M | ||
| Q2 24 | $17.9M | $-23.3M | ||
| Q1 24 | $21.5M | $-21.1M |
毛利率EZPWLFST
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — | ||
| Q1 24 | 58.7% | — |
营业利润率EZPWLFST
| Q4 25 | 15.9% | 4.7% | ||
| Q3 25 | 11.0% | 2.0% | ||
| Q2 25 | 11.6% | -0.9% | ||
| Q1 25 | 11.2% | 0.5% | ||
| Q4 24 | 13.1% | 0.3% | ||
| Q3 24 | 8.8% | 0.0% | ||
| Q2 24 | 7.9% | -5.1% | ||
| Q1 24 | 9.6% | -5.6% |
净利率EZPWLFST
| Q4 25 | 11.6% | 3.1% | ||
| Q3 25 | 7.9% | 0.3% | ||
| Q2 25 | 8.5% | -1.1% | ||
| Q1 25 | 8.3% | 0.2% | ||
| Q4 24 | 9.7% | -2.2% | ||
| Q3 24 | 5.2% | -1.9% | ||
| Q2 24 | 6.4% | -7.5% | ||
| Q1 24 | 7.5% | -7.0% |
每股收益（稀释后）EZPWLFST
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.35 | — | ||
| Q2 25 | $0.34 | — | ||
| Q1 25 | $0.33 | — | ||
| Q4 24 | $0.40 | — | ||
| Q3 24 | $0.20 | — | ||
| Q2 24 | $0.25 | — | ||
| Q1 24 | $0.29 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $465.9M | $248.6M |
| 总债务越低越好 | $518.6M | $282.8M |
| 股东权益账面价值 | $1.1B | $1.5B |
| 总资产 | $2.0B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.48× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资EZPWLFST
| Q4 25 | $465.9M | $248.6M | ||
| Q3 25 | $469.5M | $203.9M | ||
| Q2 25 | $472.1M | $188.9M | ||
| Q1 25 | $505.2M | $134.3M | ||
| Q4 24 | $174.5M | $154.6M | ||
| Q3 24 | $170.5M | $102.6M | ||
| Q2 24 | $218.0M | $87.0M | ||
| Q1 24 | $229.1M | $49.5M |
总债务EZPWLFST
| Q4 25 | $518.6M | $282.8M | ||
| Q3 25 | $518.1M | $284.6M | ||
| Q2 25 | $517.6M | $286.4M | ||
| Q1 25 | $620.5M | $288.2M | ||
| Q4 24 | $327.7M | $290.0M | ||
| Q3 24 | $327.3M | $287.3M | ||
| Q2 24 | $361.3M | $288.0M | ||
| Q1 24 | $360.9M | $288.8M |
股东权益EZPWLFST
| Q4 25 | $1.1B | $1.5B | ||
| Q3 25 | $1.0B | $1.5B | ||
| Q2 25 | $990.1M | $1.5B | ||
| Q1 25 | $851.6M | $1.5B | ||
| Q4 24 | $823.9M | $1.4B | ||
| Q3 24 | $804.6M | $1.4B | ||
| Q2 24 | $801.5M | $1.4B | ||
| Q1 24 | $800.4M | $1.4B |
总资产EZPWLFST
| Q4 25 | $2.0B | $2.2B | ||
| Q3 25 | $2.0B | $2.1B | ||
| Q2 25 | $1.9B | $2.1B | ||
| Q1 25 | $1.8B | $2.1B | ||
| Q4 24 | $1.5B | $2.1B | ||
| Q3 24 | $1.5B | $2.1B | ||
| Q2 24 | $1.5B | $2.1B | ||
| Q1 24 | $1.5B | $2.1B |
负债/权益比EZPWLFST
| Q4 25 | 0.48× | 0.19× | ||
| Q3 25 | 0.51× | 0.19× | ||
| Q2 25 | 0.52× | 0.19× | ||
| Q1 25 | 0.73× | 0.20× | ||
| Q4 24 | 0.40× | 0.20× | ||
| Q3 24 | 0.41× | 0.20× | ||
| Q2 24 | 0.45× | 0.20× | ||
| Q1 24 | 0.45× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.1M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $31.7M | $46.6M |
| 自由现金流率自由现金流/营收 | 8.3% | 12.2% |
| 资本支出强度资本支出/营收 | 2.0% | 2.9% |
| 现金转化率经营现金流/净利润 | 0.88× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $121.7M | $110.0M |
8季度趋势，按日历期对齐
经营现金流EZPWLFST
| Q4 25 | $39.1M | $57.6M | ||
| Q3 25 | $51.3M | $27.3M | ||
| Q2 25 | $34.8M | $64.4M | ||
| Q1 25 | $36.9M | $-3.1M | ||
| Q4 24 | $26.0M | $62.3M | ||
| Q3 24 | $43.3M | $22.7M | ||
| Q2 24 | $33.7M | $44.1M | ||
| Q1 24 | $15.1M | $-21.8M |
自由现金流EZPWLFST
| Q4 25 | $31.7M | $46.6M | ||
| Q3 25 | $35.7M | $17.0M | ||
| Q2 25 | $25.7M | $56.6M | ||
| Q1 25 | $28.6M | $-10.3M | ||
| Q4 24 | $20.4M | $56.0M | ||
| Q3 24 | $24.4M | $17.7M | ||
| Q2 24 | $30.5M | $39.0M | ||
| Q1 24 | $8.6M | $-26.9M |
自由现金流率EZPWLFST
| Q4 25 | 8.3% | 12.2% | ||
| Q3 25 | 10.6% | 4.7% | ||
| Q2 25 | 8.3% | 16.4% | ||
| Q1 25 | 9.3% | -3.1% | ||
| Q4 24 | 6.4% | 17.2% | ||
| Q3 24 | 8.3% | 5.7% | ||
| Q2 24 | 10.8% | 12.5% | ||
| Q1 24 | 3.0% | -9.0% |
资本支出强度EZPWLFST
| Q4 25 | 2.0% | 2.9% | ||
| Q3 25 | 4.6% | 2.8% | ||
| Q2 25 | 2.9% | 2.2% | ||
| Q1 25 | 2.7% | 2.2% | ||
| Q4 24 | 1.8% | 1.9% | ||
| Q3 24 | 6.4% | 1.6% | ||
| Q2 24 | 1.1% | 1.6% | ||
| Q1 24 | 2.3% | 1.7% |
现金转化率EZPWLFST
| Q4 25 | 0.88× | 4.93× | ||
| Q3 25 | 1.92× | 25.34× | ||
| Q2 25 | 1.31× | — | ||
| Q1 25 | 1.45× | -4.36× | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
LFST
暂无分部数据
