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FirstCash Holdings, Inc.（FCFS）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Mativ Holdings, Inc.的1.1倍（$501.3M vs $463.1M），Mativ Holdings, Inc.净利率更高（21.8% vs 20.8%，领先1.0%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 1.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -3.8%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
FCFS vs MATV — 直观对比
营收规模更大
FCFS
是对方的1.1倍
$463.1M
营收增速更快
FCFS
高出20.2%
1.0%
净利率更高
MATV
高出1.0%
20.8%
两年增速更快
FCFS
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $463.1M |
| 净利润 | $104.2M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | 28.5% | 2.2% |
| 净利率 | 20.8% | 21.8% |
| 营收同比 | 21.2% | 1.0% |
| 净利润同比 | 24.7% | 6620.0% |
| 每股收益（稀释后） | $2.35 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSMATV
| Q4 25 | $501.3M | $463.1M | ||
| Q3 25 | $411.0M | $513.7M | ||
| Q2 25 | $385.1M | $525.4M | ||
| Q1 25 | $371.1M | $484.8M | ||
| Q4 24 | $413.7M | $458.6M | ||
| Q3 24 | $363.1M | $498.5M | ||
| Q2 24 | $363.5M | $523.8M | ||
| Q1 24 | $366.8M | $500.2M |
净利润FCFSMATV
| Q4 25 | $104.2M | $100.8M | ||
| Q3 25 | $82.8M | $-3.2M | ||
| Q2 25 | $59.8M | $-9.5M | ||
| Q1 25 | $83.6M | $-425.5M | ||
| Q4 24 | $83.5M | $1.5M | ||
| Q3 24 | $64.8M | $-20.8M | ||
| Q2 24 | $49.1M | $-1.4M | ||
| Q1 24 | $61.4M | $-28.0M |
毛利率FCFSMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率FCFSMATV
| Q4 25 | 28.5% | 2.2% | ||
| Q3 25 | 27.4% | 3.1% | ||
| Q2 25 | 21.1% | 3.8% | ||
| Q1 25 | 30.0% | -88.8% | ||
| Q4 24 | 26.5% | 0.6% | ||
| Q3 24 | 23.5% | 1.4% | ||
| Q2 24 | 18.2% | 2.0% | ||
| Q1 24 | 22.3% | -2.8% |
净利率FCFSMATV
| Q4 25 | 20.8% | 21.8% | ||
| Q3 25 | 20.1% | -0.6% | ||
| Q2 25 | 15.5% | -1.8% | ||
| Q1 25 | 22.5% | -87.8% | ||
| Q4 24 | 20.2% | 0.3% | ||
| Q3 24 | 17.9% | -4.2% | ||
| Q2 24 | 13.5% | -0.3% | ||
| Q1 24 | 16.7% | -5.6% |
每股收益（稀释后）FCFSMATV
| Q4 25 | $2.35 | $1.87 | ||
| Q3 25 | $1.86 | $-0.06 | ||
| Q2 25 | $1.34 | $-0.18 | ||
| Q1 25 | $1.87 | $-7.82 | ||
| Q4 24 | $1.86 | $0.03 | ||
| Q3 24 | $1.44 | $-0.38 | ||
| Q2 24 | $1.08 | $-0.03 | ||
| Q1 24 | $1.35 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $84.2M |
| 总债务越低越好 | $2.2B | $1.0B |
| 股东权益账面价值 | $2.3B | $498.7M |
| 总资产 | $5.3B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.98× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资FCFSMATV
| Q4 25 | $125.2M | $84.2M | ||
| Q3 25 | $130.2M | $97.1M | ||
| Q2 25 | $101.5M | $95.6M | ||
| Q1 25 | $146.0M | $84.0M | ||
| Q4 24 | $175.1M | $94.3M | ||
| Q3 24 | $106.3M | $162.2M | ||
| Q2 24 | $113.7M | $133.4M | ||
| Q1 24 | $135.1M | $128.9M |
总债务FCFSMATV
| Q4 25 | $2.2B | $1.0B | ||
| Q3 25 | $2.2B | $1.0B | ||
| Q2 25 | $1.7B | $1.1B | ||
| Q1 25 | $1.7B | $1.1B | ||
| Q4 24 | $1.7B | $1.1B | ||
| Q3 24 | $1.7B | $1.2B | ||
| Q2 24 | $1.7B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
股东权益FCFSMATV
| Q4 25 | $2.3B | $498.7M | ||
| Q3 25 | $2.2B | $397.4M | ||
| Q2 25 | $2.1B | $416.6M | ||
| Q1 25 | $2.1B | $428.2M | ||
| Q4 24 | $2.1B | $858.5M | ||
| Q3 24 | $2.0B | $882.3M | ||
| Q2 24 | $2.0B | $898.0M | ||
| Q1 24 | $2.0B | $906.9M |
总资产FCFSMATV
| Q4 25 | $5.3B | $2.1B | ||
| Q3 25 | $5.2B | $2.0B | ||
| Q2 25 | $4.5B | $2.1B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.4B | ||
| Q3 24 | $4.4B | $2.6B | ||
| Q2 24 | $4.3B | $2.6B | ||
| Q1 24 | $4.2B | $2.7B |
负债/权益比FCFSMATV
| Q4 25 | 0.98× | 2.07× | ||
| Q3 25 | 1.01× | 2.63× | ||
| Q2 25 | 0.79× | 2.66× | ||
| Q1 25 | 0.83× | 2.67× | ||
| Q4 24 | 0.85× | 1.30× | ||
| Q3 24 | 0.87× | 1.32× | ||
| Q2 24 | 0.85× | 1.29× | ||
| Q1 24 | 0.75× | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | 1.98× | 0.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.8M |
8季度趋势，按日历期对齐
经营现金流FCFSMATV
| Q4 25 | $206.6M | $19.3M | ||
| Q3 25 | $135.8M | $72.8M | ||
| Q2 25 | $116.9M | $57.6M | ||
| Q1 25 | $126.6M | $-15.9M | ||
| Q4 24 | $198.1M | $24.1M | ||
| Q3 24 | $113.1M | $37.6M | ||
| Q2 24 | $106.2M | $46.1M | ||
| Q1 24 | $122.5M | $-13.0M |
自由现金流FCFSMATV
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $66.7M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $-29.8M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $25.5M | ||
| Q2 24 | — | $37.4M | ||
| Q1 24 | — | $-25.1M |
自由现金流率FCFSMATV
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | -6.1% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 5.1% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | -5.0% |
资本支出强度FCFSMATV
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 2.4% |
现金转化率FCFSMATV
| Q4 25 | 1.98× | 0.19× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 16.07× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
