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FirstCash Holdings, Inc.（FCFS）与Nextpower Inc.（NXT）财务数据对比。点击上方公司名可切换其他公司
Nextpower Inc.的季度营收约是FirstCash Holdings, Inc.的1.8倍（$909.4M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 14.4%，领先6.4%），Nextpower Inc.同比增速更快（33.9% vs 21.2%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 11.1%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Nextpower Inc（股票代码：NXT）是一家总部位于美国加利福尼亚州弗里蒙特市的全球化能源科技企业，专注于为全球市场提供先进的能源技术解决方案及相关服务，业务覆盖全球多个国家和地区，在能源技术领域拥有较强的技术积累与市场竞争力。
FCFS vs NXT — 直观对比
营收规模更大
NXT
是对方的1.8倍
$501.3M
营收增速更快
NXT
高出12.7%
21.2%
净利率更高
FCFS
高出6.4%
14.4%
两年增速更快
FCFS
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $909.4M |
| 净利润 | $104.2M | $131.2M |
| 毛利率 | — | 31.7% |
| 营业利润率 | 28.5% | 19.4% |
| 净利率 | 20.8% | 14.4% |
| 营收同比 | 21.2% | 33.9% |
| 净利润同比 | 24.7% | 13.8% |
| 每股收益（稀释后） | $2.35 | $0.85 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSNXT
| Q4 25 | $501.3M | $909.4M | ||
| Q3 25 | $411.0M | $905.3M | ||
| Q2 25 | $385.1M | $864.3M | ||
| Q1 25 | $371.1M | $924.3M | ||
| Q4 24 | $413.7M | $679.4M | ||
| Q3 24 | $363.1M | $635.6M | ||
| Q2 24 | $363.5M | $719.9M | ||
| Q1 24 | $366.8M | $736.5M |
净利润FCFSNXT
| Q4 25 | $104.2M | $131.2M | ||
| Q3 25 | $82.8M | $146.9M | ||
| Q2 25 | $59.8M | $157.2M | ||
| Q1 25 | $83.6M | $156.8M | ||
| Q4 24 | $83.5M | $115.3M | ||
| Q3 24 | $64.8M | $115.4M | ||
| Q2 24 | $49.1M | $121.7M | ||
| Q1 24 | $61.4M | $205.2M |
毛利率FCFSNXT
| Q4 25 | — | 31.7% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 32.6% | ||
| Q1 25 | — | 33.1% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 35.4% | ||
| Q2 24 | — | 33.0% | ||
| Q1 24 | — | 46.2% |
营业利润率FCFSNXT
| Q4 25 | 28.5% | 19.4% | ||
| Q3 25 | 27.4% | 20.0% | ||
| Q2 25 | 21.1% | 21.5% | ||
| Q1 25 | 30.0% | 21.1% | ||
| Q4 24 | 26.5% | 22.1% | ||
| Q3 24 | 23.5% | 21.0% | ||
| Q2 24 | 18.2% | 22.2% | ||
| Q1 24 | 22.3% | 36.8% |
净利率FCFSNXT
| Q4 25 | 20.8% | 14.4% | ||
| Q3 25 | 20.1% | 16.2% | ||
| Q2 25 | 15.5% | 18.2% | ||
| Q1 25 | 22.5% | 17.0% | ||
| Q4 24 | 20.2% | 17.0% | ||
| Q3 24 | 17.9% | 18.2% | ||
| Q2 24 | 13.5% | 16.9% | ||
| Q1 24 | 16.7% | 27.9% |
每股收益（稀释后）FCFSNXT
| Q4 25 | $2.35 | $0.85 | ||
| Q3 25 | $1.86 | $0.97 | ||
| Q2 25 | $1.34 | $1.04 | ||
| Q1 25 | $1.87 | $1.05 | ||
| Q4 24 | $1.86 | $0.79 | ||
| Q3 24 | $1.44 | $0.79 | ||
| Q2 24 | $1.08 | $0.84 | ||
| Q1 24 | $1.35 | $1.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $952.6M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $2.2B |
| 总资产 | $5.3B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSNXT
| Q4 25 | $125.2M | $952.6M | ||
| Q3 25 | $130.2M | $845.3M | ||
| Q2 25 | $101.5M | $743.4M | ||
| Q1 25 | $146.0M | $766.1M | ||
| Q4 24 | $175.1M | $693.5M | ||
| Q3 24 | $106.3M | $561.9M | ||
| Q2 24 | $113.7M | $471.9M | ||
| Q1 24 | $135.1M | $474.1M |
总债务FCFSNXT
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSNXT
| Q4 25 | $2.3B | $2.2B | ||
| Q3 25 | $2.2B | $2.0B | ||
| Q2 25 | $2.1B | $1.8B | ||
| Q1 25 | $2.1B | $1.6B | ||
| Q4 24 | $2.1B | $1.4B | ||
| Q3 24 | $2.0B | $1.3B | ||
| Q2 24 | $2.0B | $1.1B | ||
| Q1 24 | $2.0B | $961.0M |
总资产FCFSNXT
| Q4 25 | $5.3B | $3.8B | ||
| Q3 25 | $5.2B | $3.7B | ||
| Q2 25 | $4.5B | $3.4B | ||
| Q1 25 | $4.4B | $3.2B | ||
| Q4 24 | $4.5B | $3.0B | ||
| Q3 24 | $4.4B | $2.8B | ||
| Q2 24 | $4.3B | $2.6B | ||
| Q1 24 | $4.2B | $2.5B |
负债/权益比FCFSNXT
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $123.3M |
| 自由现金流经营现金流 - 资本支出 | — | $118.5M |
| 自由现金流率自由现金流/营收 | — | 13.0% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | 1.98× | 0.94× |
| 过去12个月自由现金流最近4个季度 | — | $587.3M |
8季度趋势，按日历期对齐
经营现金流FCFSNXT
| Q4 25 | $206.6M | $123.3M | ||
| Q3 25 | $135.8M | $186.9M | ||
| Q2 25 | $116.9M | $81.3M | ||
| Q1 25 | $126.6M | $237.3M | ||
| Q4 24 | $198.1M | $143.8M | ||
| Q3 24 | $113.1M | $153.8M | ||
| Q2 24 | $106.2M | $120.8M | ||
| Q1 24 | $122.5M | $111.5M |
自由现金流FCFSNXT
| Q4 25 | — | $118.5M | ||
| Q3 25 | — | $171.4M | ||
| Q2 25 | — | $70.1M | ||
| Q1 25 | — | $227.2M | ||
| Q4 24 | — | $134.9M | ||
| Q3 24 | — | $141.8M | ||
| Q2 24 | — | $118.0M | ||
| Q1 24 | — | $109.2M |
自由现金流率FCFSNXT
| Q4 25 | — | 13.0% | ||
| Q3 25 | — | 18.9% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 24.6% | ||
| Q4 24 | — | 19.9% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 16.4% | ||
| Q1 24 | — | 14.8% |
资本支出强度FCFSNXT
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.3% |
现金转化率FCFSNXT
| Q4 25 | 1.98× | 0.94× | ||
| Q3 25 | 1.64× | 1.27× | ||
| Q2 25 | 1.95× | 0.52× | ||
| Q1 25 | 1.51× | 1.51× | ||
| Q4 24 | 2.37× | 1.25× | ||
| Q3 24 | 1.74× | 1.33× | ||
| Q2 24 | 2.16× | 0.99× | ||
| Q1 24 | 2.00× | 0.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
NXT
| Transferred Over Time | $763.9M | 84% |
| Transferred At Point In Time | $145.4M | 16% |
