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FirstCash Holdings, Inc.（FCFS）与OSI SYSTEMS INC（OSIS）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是OSI SYSTEMS INC的1.1倍（$501.3M vs $464.1M），FirstCash Holdings, Inc.净利率更高（20.8% vs 8.3%，领先12.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 10.5%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 7.0%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
OSI系统公司是总部位于美国加利福尼亚州的企业，主营安全检测系统、医疗设备及光电器件三大业务板块，产品涵盖机场安检X光机、金属探测器、医疗监护与麻醉系统等，旗下拥有Spacelabs Healthcare、Rapiscan Systems、OSI Optoelectronics等子公司，全球员工规模约3180人。
FCFS vs OSIS — 直观对比
营收规模更大
FCFS
是对方的1.1倍
$464.1M
营收增速更快
FCFS
高出10.6%
10.5%
净利率更高
FCFS
高出12.4%
8.3%
两年增速更快
FCFS
近两年复合增速
7.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $464.1M |
| 净利润 | $104.2M | $38.7M |
| 毛利率 | — | 32.7% |
| 营业利润率 | 28.5% | 12.7% |
| 净利率 | 20.8% | 8.3% |
| 营收同比 | 21.2% | 10.5% |
| 净利润同比 | 24.7% | 2.3% |
| 每股收益（稀释后） | $2.35 | $2.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSOSIS
| Q4 25 | $501.3M | $464.1M | ||
| Q3 25 | $411.0M | $384.6M | ||
| Q2 25 | $385.1M | $505.0M | ||
| Q1 25 | $371.1M | $444.4M | ||
| Q4 24 | $413.7M | $419.8M | ||
| Q3 24 | $363.1M | $344.0M | ||
| Q2 24 | $363.5M | $480.9M | ||
| Q1 24 | $366.8M | $405.4M |
净利润FCFSOSIS
| Q4 25 | $104.2M | $38.7M | ||
| Q3 25 | $82.8M | $20.6M | ||
| Q2 25 | $59.8M | $52.7M | ||
| Q1 25 | $83.6M | $41.1M | ||
| Q4 24 | $83.5M | $37.8M | ||
| Q3 24 | $64.8M | $17.9M | ||
| Q2 24 | $49.1M | $44.7M | ||
| Q1 24 | $61.4M | $34.0M |
毛利率FCFSOSIS
| Q4 25 | — | 32.7% | ||
| Q3 25 | — | 32.0% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 33.8% | ||
| Q4 24 | — | 35.1% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 32.1% | ||
| Q1 24 | — | 33.6% |
营业利润率FCFSOSIS
| Q4 25 | 28.5% | 12.7% | ||
| Q3 25 | 27.4% | 8.6% | ||
| Q2 25 | 21.1% | 14.5% | ||
| Q1 25 | 30.0% | 12.7% | ||
| Q4 24 | 26.5% | 13.8% | ||
| Q3 24 | 23.5% | 8.8% | ||
| Q2 24 | 18.2% | 13.1% | ||
| Q1 24 | 22.3% | 12.7% |
净利率FCFSOSIS
| Q4 25 | 20.8% | 8.3% | ||
| Q3 25 | 20.1% | 5.3% | ||
| Q2 25 | 15.5% | 10.4% | ||
| Q1 25 | 22.5% | 9.3% | ||
| Q4 24 | 20.2% | 9.0% | ||
| Q3 24 | 17.9% | 5.2% | ||
| Q2 24 | 13.5% | 9.3% | ||
| Q1 24 | 16.7% | 8.4% |
每股收益（稀释后）FCFSOSIS
| Q4 25 | $2.35 | $2.22 | ||
| Q3 25 | $1.86 | $1.18 | ||
| Q2 25 | $1.34 | $3.04 | ||
| Q1 25 | $1.87 | $2.40 | ||
| Q4 24 | $1.86 | $2.22 | ||
| Q3 24 | $1.44 | $1.05 | ||
| Q2 24 | $1.08 | $2.57 | ||
| Q1 24 | $1.35 | $1.95 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $336.7M |
| 总债务越低越好 | $2.2B | $1.0B |
| 股东权益账面价值 | $2.3B | $845.5M |
| 总资产 | $5.3B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.98× | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资FCFSOSIS
| Q4 25 | $125.2M | $336.7M | ||
| Q3 25 | $130.2M | $124.4M | ||
| Q2 25 | $101.5M | $106.4M | ||
| Q1 25 | $146.0M | $95.8M | ||
| Q4 24 | $175.1M | $101.6M | ||
| Q3 24 | $106.3M | $85.1M | ||
| Q2 24 | $113.7M | $95.4M | ||
| Q1 24 | $135.1M | $101.4M |
总债务FCFSOSIS
| Q4 25 | $2.2B | $1.0B | ||
| Q3 25 | $2.2B | $442.2M | ||
| Q2 25 | $1.7B | $471.6M | ||
| Q1 25 | $1.7B | $473.2M | ||
| Q4 24 | $1.7B | $474.8M | ||
| Q3 24 | $1.7B | $476.3M | ||
| Q2 24 | $1.7B | $137.6M | ||
| Q1 24 | $1.5B | — |
股东权益FCFSOSIS
| Q4 25 | $2.3B | $845.5M | ||
| Q3 25 | $2.2B | $946.0M | ||
| Q2 25 | $2.1B | $951.1M | ||
| Q1 25 | $2.1B | $879.3M | ||
| Q4 24 | $2.1B | $825.8M | ||
| Q3 24 | $2.0B | $786.5M | ||
| Q2 24 | $2.0B | $863.5M | ||
| Q1 24 | $2.0B | $813.4M |
总资产FCFSOSIS
| Q4 25 | $5.3B | $2.5B | ||
| Q3 25 | $5.2B | $2.3B | ||
| Q2 25 | $4.5B | $2.2B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.1B | ||
| Q2 24 | $4.3B | $1.9B | ||
| Q1 24 | $4.2B | $1.8B |
负债/权益比FCFSOSIS
| Q4 25 | 0.98× | 1.19× | ||
| Q3 25 | 1.01× | 0.47× | ||
| Q2 25 | 0.79× | 0.50× | ||
| Q1 25 | 0.83× | 0.54× | ||
| Q4 24 | 0.85× | 0.57× | ||
| Q3 24 | 0.87× | 0.61× | ||
| Q2 24 | 0.85× | 0.16× | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $62.2M |
| 自由现金流经营现金流 - 资本支出 | — | $55.5M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | 1.98× | 1.61× |
| 过去12个月自由现金流最近4个季度 | — | $137.2M |
8季度趋势，按日历期对齐
经营现金流FCFSOSIS
| Q4 25 | $206.6M | $62.2M | ||
| Q3 25 | $135.8M | $17.1M | ||
| Q2 25 | $116.9M | $562.0K | ||
| Q1 25 | $126.6M | $81.6M | ||
| Q4 24 | $198.1M | $52.5M | ||
| Q3 24 | $113.1M | $-37.2M | ||
| Q2 24 | $106.2M | $-29.0M | ||
| Q1 24 | $122.5M | $-52.1M |
自由现金流FCFSOSIS
| Q4 25 | — | $55.5M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $-5.6M | ||
| Q1 25 | — | $77.1M | ||
| Q4 24 | — | $47.1M | ||
| Q3 24 | — | $-44.9M | ||
| Q2 24 | — | $-37.5M | ||
| Q1 24 | — | $-57.0M |
自由现金流率FCFSOSIS
| Q4 25 | — | 12.0% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | -1.1% | ||
| Q1 25 | — | 17.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | -13.0% | ||
| Q2 24 | — | -7.8% | ||
| Q1 24 | — | -14.1% |
资本支出强度FCFSOSIS
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.2% |
现金转化率FCFSOSIS
| Q4 25 | 1.98× | 1.61× | ||
| Q3 25 | 1.64× | 0.83× | ||
| Q2 25 | 1.95× | 0.01× | ||
| Q1 25 | 1.51× | 1.98× | ||
| Q4 24 | 2.37× | 1.39× | ||
| Q3 24 | 1.74× | -2.07× | ||
| Q2 24 | 2.16× | -0.65× | ||
| Q1 24 | 2.00× | -1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
OSIS
| Security Division | $334.7M | 72% |
| Optoelectronics And Manufacturing Division | $92.8M | 20% |
| Healthcare Division | $36.5M | 8% |
