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FirstCash Holdings, Inc.（FCFS）与Ralliant Corp（RAL）财务数据对比。点击上方公司名可切换其他公司
Ralliant Corp的季度营收约是FirstCash Holdings, Inc.的1.1倍（$529.1M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 7.5%，领先13.2%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -0.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
FCFS vs RAL — 直观对比
营收规模更大
RAL
是对方的1.1倍
$501.3M
营收增速更快
FCFS
高出21.7%
-0.5%
净利率更高
FCFS
高出13.2%
7.5%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $529.1M |
| 净利润 | $104.2M | $39.9M |
| 毛利率 | — | 50.8% |
| 营业利润率 | 28.5% | 9.8% |
| 净利率 | 20.8% | 7.5% |
| 营收同比 | 21.2% | -0.5% |
| 净利润同比 | 24.7% | -56.1% |
| 每股收益（稀释后） | $2.35 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSRAL
| Q4 25 | $501.3M | — | ||
| Q3 25 | $411.0M | $529.1M | ||
| Q2 25 | $385.1M | $503.3M | ||
| Q1 25 | $371.1M | — | ||
| Q4 24 | $413.7M | — | ||
| Q3 24 | $363.1M | $531.7M | ||
| Q2 24 | $363.5M | $533.7M | ||
| Q1 24 | $366.8M | — |
净利润FCFSRAL
| Q4 25 | $104.2M | — | ||
| Q3 25 | $82.8M | $39.9M | ||
| Q2 25 | $59.8M | $47.6M | ||
| Q1 25 | $83.6M | — | ||
| Q4 24 | $83.5M | — | ||
| Q3 24 | $64.8M | $90.9M | ||
| Q2 24 | $49.1M | $64.8M | ||
| Q1 24 | $61.4M | — |
毛利率FCFSRAL
| Q4 25 | — | — | ||
| Q3 25 | — | 50.8% | ||
| Q2 25 | — | 49.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 52.6% | ||
| Q2 24 | — | 51.5% | ||
| Q1 24 | — | — |
营业利润率FCFSRAL
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | 9.8% | ||
| Q2 25 | 21.1% | 11.7% | ||
| Q1 25 | 30.0% | — | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 23.5% | 20.9% | ||
| Q2 24 | 18.2% | 19.7% | ||
| Q1 24 | 22.3% | — |
净利率FCFSRAL
| Q4 25 | 20.8% | — | ||
| Q3 25 | 20.1% | 7.5% | ||
| Q2 25 | 15.5% | 9.5% | ||
| Q1 25 | 22.5% | — | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 17.9% | 17.1% | ||
| Q2 24 | 13.5% | 12.1% | ||
| Q1 24 | 16.7% | — |
每股收益（稀释后）FCFSRAL
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | $0.35 | ||
| Q2 25 | $1.34 | $0.42 | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | $0.81 | ||
| Q2 24 | $1.08 | $0.57 | ||
| Q1 24 | $1.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $264.2M |
| 总债务越低越好 | $2.2B | $1.1B |
| 股东权益账面价值 | $2.3B | $3.0B |
| 总资产 | $5.3B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.39× |
8季度趋势，按日历期对齐
现金及短期投资FCFSRAL
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | $264.2M | ||
| Q2 25 | $101.5M | $198.6M | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — | ||
| Q1 24 | $135.1M | — |
总债务FCFSRAL
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $1.7B | $1.1B | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSRAL
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | $3.0B | ||
| Q2 25 | $2.1B | $3.0B | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.0B | $4.0B | ||
| Q2 24 | $2.0B | $4.0B | ||
| Q1 24 | $2.0B | — |
总资产FCFSRAL
| Q4 25 | $5.3B | — | ||
| Q3 25 | $5.2B | $5.3B | ||
| Q2 25 | $4.5B | $5.2B | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.4B | — | ||
| Q2 24 | $4.3B | — | ||
| Q1 24 | $4.2B | — |
负债/权益比FCFSRAL
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | 0.39× | ||
| Q2 25 | 0.79× | 0.38× | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $138.6M |
| 自由现金流经营现金流 - 资本支出 | — | $126.6M |
| 自由现金流率自由现金流/营收 | — | 23.9% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | 1.98× | 3.47× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSRAL
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | $138.6M | ||
| Q2 25 | $116.9M | — | ||
| Q1 25 | $126.6M | — | ||
| Q4 24 | $198.1M | — | ||
| Q3 24 | $113.1M | — | ||
| Q2 24 | $106.2M | — | ||
| Q1 24 | $122.5M | — |
自由现金流FCFSRAL
| Q4 25 | — | — | ||
| Q3 25 | — | $126.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率FCFSRAL
| Q4 25 | — | — | ||
| Q3 25 | — | 23.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度FCFSRAL
| Q4 25 | — | — | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率FCFSRAL
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 3.47× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
RAL
| Industrial Manufacturing | $111.1M | 21% |
| Defense And Space | $93.6M | 18% |
| Diversified Electronics | $91.0M | 17% |
| Test And Measurement | $76.8M | 15% |
| Communications | $60.7M | 11% |
| Semiconductors | $51.4M | 10% |
| Other Direct End Markets | $44.4M | 8% |
