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FirstCash Holdings, Inc.（FCFS）与RPC INC（RES）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是RPC INC的1.2倍（$501.3M vs $425.8M），FirstCash Holdings, Inc.净利率更高（20.8% vs -0.7%，领先21.5%），RPC INC同比增速更快（27.0% vs 21.2%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 6.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
RPC集团是总部位于英国的企业，曾是欧洲规模最大的塑料包装供应商之一，总部坐落于北安普敦郡的拉什登。该公司此前在伦敦证券交易所上市，2019年被贝瑞全球集团收购，贝瑞全球集团又于2025年被安海斯包装收购。
FCFS vs RES — 直观对比
营收规模更大
FCFS
是对方的1.2倍
$425.8M
营收增速更快
RES
高出5.8%
21.2%
净利率更高
FCFS
高出21.5%
-0.7%
两年增速更快
FCFS
近两年复合增速
6.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $425.8M |
| 净利润 | $104.2M | $-3.1M |
| 毛利率 | — | 21.0% |
| 营业利润率 | 28.5% | -0.9% |
| 净利率 | 20.8% | -0.7% |
| 营收同比 | 21.2% | 27.0% |
| 净利润同比 | 24.7% | -124.0% |
| 每股收益（稀释后） | $2.35 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSRES
| Q4 25 | $501.3M | $425.8M | ||
| Q3 25 | $411.0M | $447.1M | ||
| Q2 25 | $385.1M | $420.8M | ||
| Q1 25 | $371.1M | $332.9M | ||
| Q4 24 | $413.7M | $335.4M | ||
| Q3 24 | $363.1M | $337.7M | ||
| Q2 24 | $363.5M | $364.2M | ||
| Q1 24 | $366.8M | $377.8M |
净利润FCFSRES
| Q4 25 | $104.2M | $-3.1M | ||
| Q3 25 | $82.8M | $13.0M | ||
| Q2 25 | $59.8M | $10.1M | ||
| Q1 25 | $83.6M | $12.0M | ||
| Q4 24 | $83.5M | $12.8M | ||
| Q3 24 | $64.8M | $18.8M | ||
| Q2 24 | $49.1M | $32.4M | ||
| Q1 24 | $61.4M | $27.5M |
毛利率FCFSRES
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 24.5% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 28.0% | ||
| Q1 24 | — | 26.8% |
营业利润率FCFSRES
| Q4 25 | 28.5% | -0.9% | ||
| Q3 25 | 27.4% | 4.7% | ||
| Q2 25 | 21.1% | 3.7% | ||
| Q1 25 | 30.0% | 3.7% | ||
| Q4 24 | 26.5% | 3.1% | ||
| Q3 24 | 23.5% | 5.7% | ||
| Q2 24 | 18.2% | 9.7% | ||
| Q1 24 | 22.3% | 8.6% |
净利率FCFSRES
| Q4 25 | 20.8% | -0.7% | ||
| Q3 25 | 20.1% | 2.9% | ||
| Q2 25 | 15.5% | 2.4% | ||
| Q1 25 | 22.5% | 3.6% | ||
| Q4 24 | 20.2% | 3.8% | ||
| Q3 24 | 17.9% | 5.6% | ||
| Q2 24 | 13.5% | 8.9% | ||
| Q1 24 | 16.7% | 7.3% |
每股收益（稀释后）FCFSRES
| Q4 25 | $2.35 | $-0.02 | ||
| Q3 25 | $1.86 | $0.06 | ||
| Q2 25 | $1.34 | $0.05 | ||
| Q1 25 | $1.87 | $0.06 | ||
| Q4 24 | $1.86 | $0.06 | ||
| Q3 24 | $1.44 | $0.09 | ||
| Q2 24 | $1.08 | $0.15 | ||
| Q1 24 | $1.35 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $210.0M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $1.1B |
| 总资产 | $5.3B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSRES
| Q4 25 | $125.2M | $210.0M | ||
| Q3 25 | $130.2M | $163.5M | ||
| Q2 25 | $101.5M | $162.1M | ||
| Q1 25 | $146.0M | $326.7M | ||
| Q4 24 | $175.1M | $326.0M | ||
| Q3 24 | $106.3M | $276.9M | ||
| Q2 24 | $113.7M | $261.5M | ||
| Q1 24 | $135.1M | $212.2M |
总债务FCFSRES
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSRES
| Q4 25 | $2.3B | $1.1B | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $2.1B | $1.1B | ||
| Q1 25 | $2.1B | $1.1B | ||
| Q4 24 | $2.1B | $1.1B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $1.1B | ||
| Q1 24 | $2.0B | $1.0B |
总资产FCFSRES
| Q4 25 | $5.3B | $1.5B | ||
| Q3 25 | $5.2B | $1.5B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.4B | $1.3B | ||
| Q4 24 | $4.5B | $1.4B | ||
| Q3 24 | $4.4B | $1.3B | ||
| Q2 24 | $4.3B | $1.3B | ||
| Q1 24 | $4.2B | $1.3B |
负债/权益比FCFSRES
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $61.9M |
| 自由现金流经营现金流 - 资本支出 | — | $31.2M |
| 自由现金流率自由现金流/营收 | — | 7.3% |
| 资本支出强度资本支出/营收 | — | 7.2% |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $52.9M |
8季度趋势，按日历期对齐
经营现金流FCFSRES
| Q4 25 | $206.6M | $61.9M | ||
| Q3 25 | $135.8M | $46.5M | ||
| Q2 25 | $116.9M | $53.1M | ||
| Q1 25 | $126.6M | $39.9M | ||
| Q4 24 | $198.1M | $94.2M | ||
| Q3 24 | $113.1M | $70.7M | ||
| Q2 24 | $106.2M | $127.9M | ||
| Q1 24 | $122.5M | $56.6M |
自由现金流FCFSRES
| Q4 25 | — | $31.2M | ||
| Q3 25 | — | $4.1M | ||
| Q2 25 | — | $10.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $53.7M | ||
| Q3 24 | — | $19.1M | ||
| Q2 24 | — | $52.9M | ||
| Q1 24 | — | $3.8M |
自由现金流率FCFSRES
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 16.0% | ||
| Q3 24 | — | 5.6% | ||
| Q2 24 | — | 14.5% | ||
| Q1 24 | — | 1.0% |
资本支出强度FCFSRES
| Q4 25 | — | 7.2% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 9.7% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 15.3% | ||
| Q2 24 | — | 20.6% | ||
| Q1 24 | — | 14.0% |
现金转化率FCFSRES
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 3.59× | ||
| Q2 25 | 1.95× | 5.23× | ||
| Q1 25 | 1.51× | 3.31× | ||
| Q4 24 | 2.37× | 7.38× | ||
| Q3 24 | 1.74× | 3.76× | ||
| Q2 24 | 2.16× | 3.95× | ||
| Q1 24 | 2.00× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
RES
| Technical Service | $405.2M | 95% |
| Other | $8.8M | 2% |
| Nitrogen | $6.6M | 2% |
