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FirstCash Holdings, Inc.（FCFS）与REV Group, Inc.（REVG）财务数据对比。点击上方公司名可切换其他公司
REV Group, Inc.的季度营收约是FirstCash Holdings, Inc.的1.3倍（$664.4M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 4.3%，领先16.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 11.1%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 6.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
REV Group是一家美国智能语音转文字服务提供商，总部位于旧金山和奥斯汀，成立于2010年，核心业务涵盖隐藏字幕制作、多语言字幕翻译及文字转录服务，曾获《PC Magazine》2018年编辑选择奖，2019年获评该杂志最佳转录服务提供商。
FCFS vs REVG — 直观对比
营收规模更大
REVG
是对方的1.3倍
$501.3M
营收增速更快
FCFS
高出10.1%
11.1%
净利率更高
FCFS
高出16.4%
4.3%
两年增速更快
FCFS
近两年复合增速
6.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $664.4M |
| 净利润 | $104.2M | $28.9M |
| 毛利率 | — | 15.4% |
| 营业利润率 | 28.5% | 7.1% |
| 净利率 | 20.8% | 4.3% |
| 营收同比 | 21.2% | 11.1% |
| 净利润同比 | 24.7% | -30.7% |
| 每股收益（稀释后） | $2.35 | $0.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSREVG
| Q4 25 | $501.3M | $664.4M | ||
| Q3 25 | $411.0M | $644.9M | ||
| Q2 25 | $385.1M | $629.1M | ||
| Q1 25 | $371.1M | $525.1M | ||
| Q4 24 | $413.7M | $597.9M | ||
| Q3 24 | $363.1M | $579.4M | ||
| Q2 24 | $363.5M | $616.9M | ||
| Q1 24 | $366.8M | $586.0M |
净利润FCFSREVG
| Q4 25 | $104.2M | $28.9M | ||
| Q3 25 | $82.8M | $29.1M | ||
| Q2 25 | $59.8M | $19.0M | ||
| Q1 25 | $83.6M | $18.2M | ||
| Q4 24 | $83.5M | $41.7M | ||
| Q3 24 | $64.8M | $18.0M | ||
| Q2 24 | $49.1M | $15.2M | ||
| Q1 24 | $61.4M | $182.7M |
毛利率FCFSREVG
| Q4 25 | — | 15.4% | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 15.2% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | — | 13.5% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 10.7% |
营业利润率FCFSREVG
| Q4 25 | 28.5% | 7.1% | ||
| Q3 25 | 27.4% | 8.8% | ||
| Q2 25 | 21.1% | 7.9% | ||
| Q1 25 | 30.0% | 5.3% | ||
| Q4 24 | 26.5% | 5.8% | ||
| Q3 24 | 23.5% | 4.9% | ||
| Q2 24 | 18.2% | 3.7% | ||
| Q1 24 | 22.3% | -1.1% |
净利率FCFSREVG
| Q4 25 | 20.8% | 4.3% | ||
| Q3 25 | 20.1% | 4.5% | ||
| Q2 25 | 15.5% | 3.0% | ||
| Q1 25 | 22.5% | 3.5% | ||
| Q4 24 | 20.2% | 7.0% | ||
| Q3 24 | 17.9% | 3.1% | ||
| Q2 24 | 13.5% | 2.5% | ||
| Q1 24 | 16.7% | 31.2% |
每股收益（稀释后）FCFSREVG
| Q4 25 | $2.35 | $0.57 | ||
| Q3 25 | $1.86 | $0.59 | ||
| Q2 25 | $1.34 | $0.38 | ||
| Q1 25 | $1.87 | $0.35 | ||
| Q4 24 | $1.86 | $1.03 | ||
| Q3 24 | $1.44 | $0.35 | ||
| Q2 24 | $1.08 | $0.28 | ||
| Q1 24 | $1.35 | $3.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $34.7M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $416.3M |
| 总资产 | $5.3B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSREVG
| Q4 25 | $125.2M | $34.7M | ||
| Q3 25 | $130.2M | $36.0M | ||
| Q2 25 | $101.5M | $28.8M | ||
| Q1 25 | $146.0M | $31.6M | ||
| Q4 24 | $175.1M | $24.6M | ||
| Q3 24 | $106.3M | $50.5M | ||
| Q2 24 | $113.7M | $38.2M | ||
| Q1 24 | $135.1M | $87.9M |
总债务FCFSREVG
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSREVG
| Q4 25 | $2.3B | $416.3M | ||
| Q3 25 | $2.2B | $387.3M | ||
| Q2 25 | $2.1B | $357.8M | ||
| Q1 25 | $2.1B | $428.8M | ||
| Q4 24 | $2.1B | $435.1M | ||
| Q3 24 | $2.0B | $394.6M | ||
| Q2 24 | $2.0B | $379.7M | ||
| Q1 24 | $2.0B | $496.1M |
总资产FCFSREVG
| Q4 25 | $5.3B | $1.2B | ||
| Q3 25 | $5.2B | $1.2B | ||
| Q2 25 | $4.5B | $1.2B | ||
| Q1 25 | $4.4B | $1.2B | ||
| Q4 24 | $4.5B | $1.2B | ||
| Q3 24 | $4.4B | $1.3B | ||
| Q2 24 | $4.3B | $1.3B | ||
| Q1 24 | $4.2B | $1.4B |
负债/权益比FCFSREVG
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $76.9M |
| 自由现金流经营现金流 - 资本支出 | — | $53.7M |
| 自由现金流率自由现金流/营收 | — | 8.1% |
| 资本支出强度资本支出/营收 | — | 3.5% |
| 现金转化率经营现金流/净利润 | 1.98× | 2.66× |
| 过去12个月自由现金流最近4个季度 | — | $190.0M |
8季度趋势，按日历期对齐
经营现金流FCFSREVG
| Q4 25 | $206.6M | $76.9M | ||
| Q3 25 | $135.8M | $60.3M | ||
| Q2 25 | $116.9M | $117.0M | ||
| Q1 25 | $126.6M | $-13.1M | ||
| Q4 24 | $198.1M | $68.6M | ||
| Q3 24 | $113.1M | $14.4M | ||
| Q2 24 | $106.2M | $40.1M | ||
| Q1 24 | $122.5M | $-69.7M |
自由现金流FCFSREVG
| Q4 25 | — | $53.7M | ||
| Q3 25 | — | $48.7M | ||
| Q2 25 | — | $105.6M | ||
| Q1 25 | — | $-18.0M | ||
| Q4 24 | — | $63.3M | ||
| Q3 24 | — | $8.5M | ||
| Q2 24 | — | $34.2M | ||
| Q1 24 | — | $-80.2M |
自由现金流率FCFSREVG
| Q4 25 | — | 8.1% | ||
| Q3 25 | — | 7.6% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | -3.4% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 5.5% | ||
| Q1 24 | — | -13.7% |
资本支出强度FCFSREVG
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 1.8% |
现金转化率FCFSREVG
| Q4 25 | 1.98× | 2.66× | ||
| Q3 25 | 1.64× | 2.07× | ||
| Q2 25 | 1.95× | 6.16× | ||
| Q1 25 | 1.51× | -0.72× | ||
| Q4 24 | 2.37× | 1.65× | ||
| Q3 24 | 1.74× | 0.80× | ||
| Q2 24 | 2.16× | 2.64× | ||
| Q1 24 | 2.00× | -0.38× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
REVG
| Specialty Vehicles | $507.4M | 76% |
| Recreational Vehicles | $157.2M | 24% |
