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FirstCash Holdings, Inc.（FCFS）与Slide Insurance Holdings, Inc.（SLDE）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Slide Insurance Holdings, Inc.的1.3倍（$501.3M vs $389.3M），Slide Insurance Holdings, Inc.净利率更高（35.8% vs 20.8%，领先15.1%），Slide Insurance Holdings, Inc.同比增速更快（38.2% vs 21.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Slide Insurance Holdings是美国的财产及意外伤害保险公司，总部位于佛罗里达州，在多个沿海州提供商业、住宅、屋主及洪水保险相关产品，服务覆盖不同客户的财产风险保障需求。
FCFS vs SLDE — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$389.3M
营收增速更快
SLDE
高出17.1%
21.2%
净利率更高
SLDE
高出15.1%
20.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $389.3M |
| 净利润 | $104.2M | $139.5M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | — |
| 净利率 | 20.8% | 35.8% |
| 营收同比 | 21.2% | 38.2% |
| 净利润同比 | 24.7% | 50.8% |
| 每股收益（稀释后） | $2.35 | $1.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSSLDE
| Q1 26 | — | $389.3M | ||
| Q4 25 | $501.3M | $347.0M | ||
| Q3 25 | $411.0M | $265.7M | ||
| Q2 25 | $385.1M | $261.6M | ||
| Q1 25 | $371.1M | — | ||
| Q4 24 | $413.7M | — | ||
| Q3 24 | $363.1M | — | ||
| Q2 24 | $363.5M | — |
净利润FCFSSLDE
| Q1 26 | — | $139.5M | ||
| Q4 25 | $104.2M | $170.4M | ||
| Q3 25 | $82.8M | $111.0M | ||
| Q2 25 | $59.8M | $70.1M | ||
| Q1 25 | $83.6M | — | ||
| Q4 24 | $83.5M | — | ||
| Q3 24 | $64.8M | — | ||
| Q2 24 | $49.1M | — |
营业利润率FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | 55.3% | ||
| Q2 25 | 21.1% | 36.8% | ||
| Q1 25 | 30.0% | — | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 18.2% | — |
净利率FCFSSLDE
| Q1 26 | — | 35.8% | ||
| Q4 25 | 20.8% | 49.1% | ||
| Q3 25 | 20.1% | 41.8% | ||
| Q2 25 | 15.5% | 26.8% | ||
| Q1 25 | 22.5% | — | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 17.9% | — | ||
| Q2 24 | 13.5% | — |
每股收益（稀释后）FCFSSLDE
| Q1 26 | — | $1.02 | ||
| Q4 25 | $2.35 | $1.23 | ||
| Q3 25 | $1.86 | $0.79 | ||
| Q2 25 | $1.34 | $0.56 | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $1.2B |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $1.1B |
| 总资产 | $5.3B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSSLDE
| Q1 26 | — | $1.2B | ||
| Q4 25 | $125.2M | $1.2B | ||
| Q3 25 | $130.2M | $861.6M | ||
| Q2 25 | $101.5M | $936.2M | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — |
总债务FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $35.0M | ||
| Q2 25 | $1.7B | $36.3M | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
股东权益FCFSSLDE
| Q1 26 | — | $1.1B | ||
| Q4 25 | $2.3B | $1.1B | ||
| Q3 25 | $2.2B | $964.2M | ||
| Q2 25 | $2.1B | $868.1M | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — |
总资产FCFSSLDE
| Q1 26 | — | $2.9B | ||
| Q4 25 | $5.3B | $2.9B | ||
| Q3 25 | $5.2B | $2.7B | ||
| Q2 25 | $4.5B | $2.8B | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.4B | — | ||
| Q2 24 | $4.3B | — |
负债/权益比FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | 0.04× | ||
| Q2 25 | 0.79× | 0.04× | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | $25.3M | ||
| Q2 25 | $116.9M | $350.4M | ||
| Q1 25 | $126.6M | — | ||
| Q4 24 | $198.1M | — | ||
| Q3 24 | $113.1M | — | ||
| Q2 24 | $106.2M | — |
自由现金流FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $24.5M | ||
| Q2 25 | — | $348.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 9.2% | ||
| Q2 25 | — | 133.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率FCFSSLDE
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 0.23× | ||
| Q2 25 | 1.95× | 5.00× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SLDE
暂无分部数据
