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FirstCash Holdings, Inc.（FCFS）与森萨塔科技（ST）财务数据对比。点击上方公司名可切换其他公司
森萨塔科技的季度营收约是FirstCash Holdings, Inc.的1.9倍（$934.8M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 9.3%，领先11.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 2.6%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -5.0%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
森萨塔科技控股有限公司是全球领先的工业科技企业，主营传感器、电气保护及控制解决方案的研发、生产与销售，产品覆盖汽车、工业、航空航天、暖通空调、电信等多个下游领域，服务全球制造类企业客户。
FCFS vs ST — 直观对比
营收规模更大
ST
是对方的1.9倍
$501.3M
营收增速更快
FCFS
高出18.6%
2.6%
净利率更高
FCFS
高出11.5%
9.3%
两年增速更快
FCFS
近两年复合增速
-5.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $934.8M |
| 净利润 | $104.2M | $87.1M |
| 毛利率 | — | 30.6% |
| 营业利润率 | 28.5% | 15.1% |
| 净利率 | 20.8% | 9.3% |
| 营收同比 | 21.2% | 2.6% |
| 净利润同比 | 24.7% | 24.6% |
| 每股收益（稀释后） | $2.35 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSST
| Q1 26 | — | $934.8M | ||
| Q4 25 | $501.3M | $917.9M | ||
| Q3 25 | $411.0M | $932.0M | ||
| Q2 25 | $385.1M | $943.4M | ||
| Q1 25 | $371.1M | $911.3M | ||
| Q4 24 | $413.7M | $907.7M | ||
| Q3 24 | $363.1M | $982.8M | ||
| Q2 24 | $363.5M | $1.0B |
净利润FCFSST
| Q1 26 | — | $87.1M | ||
| Q4 25 | $104.2M | $63.2M | ||
| Q3 25 | $82.8M | $-162.5M | ||
| Q2 25 | $59.8M | $60.7M | ||
| Q1 25 | $83.6M | $69.9M | ||
| Q4 24 | $83.5M | $5.8M | ||
| Q3 24 | $64.8M | $-25.0M | ||
| Q2 24 | $49.1M | $71.7M |
毛利率FCFSST
| Q1 26 | — | 30.6% | ||
| Q4 25 | — | 29.0% | ||
| Q3 25 | — | 27.8% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 27.1% | ||
| Q3 24 | — | 28.6% | ||
| Q2 24 | — | 30.0% |
营业利润率FCFSST
| Q1 26 | — | 15.1% | ||
| Q4 25 | 28.5% | 10.9% | ||
| Q3 25 | 27.4% | -13.2% | ||
| Q2 25 | 21.1% | 14.6% | ||
| Q1 25 | 30.0% | 13.4% | ||
| Q4 24 | 26.5% | 8.1% | ||
| Q3 24 | 23.5% | -20.3% | ||
| Q2 24 | 18.2% | 12.5% |
净利率FCFSST
| Q1 26 | — | 9.3% | ||
| Q4 25 | 20.8% | 6.9% | ||
| Q3 25 | 20.1% | -17.4% | ||
| Q2 25 | 15.5% | 6.4% | ||
| Q1 25 | 22.5% | 7.7% | ||
| Q4 24 | 20.2% | 0.6% | ||
| Q3 24 | 17.9% | -2.5% | ||
| Q2 24 | 13.5% | 6.9% |
每股收益（稀释后）FCFSST
| Q1 26 | — | $0.59 | ||
| Q4 25 | $2.35 | $0.45 | ||
| Q3 25 | $1.86 | $-1.12 | ||
| Q2 25 | $1.34 | $0.41 | ||
| Q1 25 | $1.87 | $0.47 | ||
| Q4 24 | $1.86 | $0.05 | ||
| Q3 24 | $1.44 | $-0.17 | ||
| Q2 24 | $1.08 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $635.1M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $2.9B |
| 总资产 | $5.3B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSST
| Q1 26 | — | $635.1M | ||
| Q4 25 | $125.2M | $573.0M | ||
| Q3 25 | $130.2M | $791.3M | ||
| Q2 25 | $101.5M | $661.8M | ||
| Q1 25 | $146.0M | $588.1M | ||
| Q4 24 | $175.1M | $593.7M | ||
| Q3 24 | $106.3M | $506.2M | ||
| Q2 24 | $113.7M | $1.0B |
总债务FCFSST
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $2.8B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $3.2B | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
股东权益FCFSST
| Q1 26 | — | $2.9B | ||
| Q4 25 | $2.3B | $2.8B | ||
| Q3 25 | $2.2B | $2.7B | ||
| Q2 25 | $2.1B | $2.9B | ||
| Q1 25 | $2.1B | $2.8B | ||
| Q4 24 | $2.1B | $2.9B | ||
| Q3 24 | $2.0B | $3.0B | ||
| Q2 24 | $2.0B | $3.0B |
总资产FCFSST
| Q1 26 | — | $6.8B | ||
| Q4 25 | $5.3B | $6.8B | ||
| Q3 25 | $5.2B | $7.1B | ||
| Q2 25 | $4.5B | $7.3B | ||
| Q1 25 | $4.4B | $7.2B | ||
| Q4 24 | $4.5B | $7.1B | ||
| Q3 24 | $4.4B | $7.3B | ||
| Q2 24 | $4.3B | $8.2B |
负债/权益比FCFSST
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | 1.02× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 1.11× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $122.5M |
| 自由现金流经营现金流 - 资本支出 | — | $104.6M |
| 自由现金流率自由现金流/营收 | — | 11.2% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | 1.41× |
| 过去12个月自由现金流最近4个季度 | — | $508.3M |
8季度趋势，按日历期对齐
经营现金流FCFSST
| Q1 26 | — | $122.5M | ||
| Q4 25 | $206.6M | $201.5M | ||
| Q3 25 | $135.8M | $159.9M | ||
| Q2 25 | $116.9M | $140.9M | ||
| Q1 25 | $126.6M | $119.2M | ||
| Q4 24 | $198.1M | $170.7M | ||
| Q3 24 | $113.1M | $130.9M | ||
| Q2 24 | $106.2M | $143.5M |
自由现金流FCFSST
| Q1 26 | — | $104.6M | ||
| Q4 25 | — | $151.9M | ||
| Q3 25 | — | $136.2M | ||
| Q2 25 | — | $115.5M | ||
| Q1 25 | — | $86.6M | ||
| Q4 24 | — | $138.9M | ||
| Q3 24 | — | $91.3M | ||
| Q2 24 | — | $98.4M |
自由现金流率FCFSST
| Q1 26 | — | 11.2% | ||
| Q4 25 | — | 16.6% | ||
| Q3 25 | — | 14.6% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | 15.3% | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 9.5% |
资本支出强度FCFSST
| Q1 26 | — | — | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.4% |
现金转化率FCFSST
| Q1 26 | — | 1.41× | ||
| Q4 25 | 1.98× | 3.19× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 2.32× | ||
| Q1 25 | 1.51× | 1.70× | ||
| Q4 24 | 2.37× | 29.50× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
ST
暂无分部数据
