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FirstCash Holdings, Inc.（FCFS）与WINMARK CORP（WINA）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是WINMARK CORP的23.8倍（$501.3M vs $21.1M）。WINMARK CORP净利率更高（47.2% vs 20.8%，领先26.5%）。FirstCash Holdings, Inc.同比增速更快（21.2% vs 7.9%）。过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 2.4%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
温马克公司是美国的二手商品零售特许经营商，总部位于明尼苏达州明尼阿波利斯，旗下运营五大零售品牌，专注于二手商品的收售业务。公司1988年由罗恩·奥尔森与杰弗里·达尔伯格创立，最初名为Play It Again Sports特许经营公司，1993年更名为Grow Biz国际并于同年上市。
FCFS vs WINA — 直观对比
营收规模更大
FCFS
是对方的23.8倍
$21.1M
营收增速更快
FCFS
高出13.3%
7.9%
净利率更高
WINA
高出26.5%
20.8%
两年增速更快
FCFS
近两年复合增速
2.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $21.1M |
| 净利润 | $104.2M | $10.0M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | 61.7% |
| 净利率 | 20.8% | 47.2% |
| 营收同比 | 21.2% | 7.9% |
| 净利润同比 | 24.7% | 3.9% |
| 每股收益（稀释后） | $2.35 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSWINA
| Q4 25 | $501.3M | $21.1M | ||
| Q3 25 | $411.0M | $22.6M | ||
| Q2 25 | $385.1M | $20.4M | ||
| Q1 25 | $371.1M | $21.9M | ||
| Q4 24 | $413.7M | $19.5M | ||
| Q3 24 | $363.1M | $21.5M | ||
| Q2 24 | $363.5M | $20.1M | ||
| Q1 24 | $366.8M | $20.1M |
净利润FCFSWINA
| Q4 25 | $104.2M | $10.0M | ||
| Q3 25 | $82.8M | $11.1M | ||
| Q2 25 | $59.8M | $10.6M | ||
| Q1 25 | $83.6M | $10.0M | ||
| Q4 24 | $83.5M | $9.6M | ||
| Q3 24 | $64.8M | $11.1M | ||
| Q2 24 | $49.1M | $10.4M | ||
| Q1 24 | $61.4M | $8.8M |
营业利润率FCFSWINA
| Q4 25 | 28.5% | 61.7% | ||
| Q3 25 | 27.4% | 65.9% | ||
| Q2 25 | 21.1% | 64.0% | ||
| Q1 25 | 30.0% | 62.0% | ||
| Q4 24 | 26.5% | 65.3% | ||
| Q3 24 | 23.5% | 69.4% | ||
| Q2 24 | 18.2% | 64.7% | ||
| Q1 24 | 22.3% | 60.8% |
净利率FCFSWINA
| Q4 25 | 20.8% | 47.2% | ||
| Q3 25 | 20.1% | 49.2% | ||
| Q2 25 | 15.5% | 51.9% | ||
| Q1 25 | 22.5% | 45.4% | ||
| Q4 24 | 20.2% | 49.0% | ||
| Q3 24 | 17.9% | 51.7% | ||
| Q2 24 | 13.5% | 51.8% | ||
| Q1 24 | 16.7% | 43.9% |
每股收益（稀释后）FCFSWINA
| Q4 25 | $2.35 | $2.68 | ||
| Q3 25 | $1.86 | $3.02 | ||
| Q2 25 | $1.34 | $2.89 | ||
| Q1 25 | $1.87 | $2.71 | ||
| Q4 24 | $1.86 | $2.60 | ||
| Q3 24 | $1.44 | $3.03 | ||
| Q2 24 | $1.08 | $2.85 | ||
| Q1 24 | $1.35 | $2.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $10.3M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $-53.7M |
| 总资产 | $5.3B | $24.9M |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSWINA
| Q4 25 | $125.2M | $10.3M | ||
| Q3 25 | $130.2M | $39.7M | ||
| Q2 25 | $101.5M | $28.8M | ||
| Q1 25 | $146.0M | $21.8M | ||
| Q4 24 | $175.1M | $12.2M | ||
| Q3 24 | $106.3M | $37.2M | ||
| Q2 24 | $113.7M | $29.4M | ||
| Q1 24 | $135.1M | $22.9M |
总债务FCFSWINA
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSWINA
| Q4 25 | $2.3B | $-53.7M | ||
| Q3 25 | $2.2B | $-26.3M | ||
| Q2 25 | $2.1B | $-36.8M | ||
| Q1 25 | $2.1B | $-45.9M | ||
| Q4 24 | $2.1B | $-51.0M | ||
| Q3 24 | $2.0B | $-33.7M | ||
| Q2 24 | $2.0B | $-42.2M | ||
| Q1 24 | $2.0B | $-52.6M |
总资产FCFSWINA
| Q4 25 | $5.3B | $24.9M | ||
| Q3 25 | $5.2B | $53.7M | ||
| Q2 25 | $4.5B | $43.2M | ||
| Q1 25 | $4.4B | $37.1M | ||
| Q4 24 | $4.5B | $26.8M | ||
| Q3 24 | $4.4B | $52.0M | ||
| Q2 24 | $4.3B | $44.7M | ||
| Q1 24 | $4.2B | $38.3M |
负债/权益比FCFSWINA
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $8.5M |
| 自由现金流经营现金流 - 资本支出 | — | $8.5M |
| 自由现金流率自由现金流/营收 | — | 40.3% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 1.98× | 0.86× |
| 过去12个月自由现金流最近4个季度 | — | $44.7M |
8季度趋势，按日历期对齐
经营现金流FCFSWINA
| Q4 25 | $206.6M | $8.5M | ||
| Q3 25 | $135.8M | $12.3M | ||
| Q2 25 | $116.9M | $9.0M | ||
| Q1 25 | $126.6M | $15.1M | ||
| Q4 24 | $198.1M | $8.5M | ||
| Q3 24 | $113.1M | $12.1M | ||
| Q2 24 | $106.2M | $8.2M | ||
| Q1 24 | $122.5M | $13.4M |
自由现金流FCFSWINA
| Q4 25 | — | $8.5M | ||
| Q3 25 | — | $12.2M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $15.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $12.1M | ||
| Q2 24 | — | $8.1M | ||
| Q1 24 | — | $13.3M |
自由现金流率FCFSWINA
| Q4 25 | — | 40.3% | ||
| Q3 25 | — | 53.8% | ||
| Q2 25 | — | 44.0% | ||
| Q1 25 | — | 68.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 56.3% | ||
| Q2 24 | — | 40.4% | ||
| Q1 24 | — | 66.0% |
资本支出强度FCFSWINA
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.4% |
现金转化率FCFSWINA
| Q4 25 | 1.98× | 0.86× | ||
| Q3 25 | 1.64× | 1.10× | ||
| Q2 25 | 1.95× | 0.85× | ||
| Q1 25 | 1.51× | 1.51× | ||
| Q4 24 | 2.37× | 0.88× | ||
| Q3 24 | 1.74× | 1.09× | ||
| Q2 24 | 2.16× | 0.79× | ||
| Q1 24 | 2.00× | 1.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
WINA
暂无分部数据
