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FirstCash Holdings, Inc.（FCFS）与EXPRO GROUP HOLDINGS N.V.（XPRO）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是EXPRO GROUP HOLDINGS N.V.的1.3倍（$501.3M vs $382.1M），FirstCash Holdings, Inc.净利率更高（20.8% vs 1.5%，领先19.3%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -12.5%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -0.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Expro是一家能源服务提供商，总部位于美国得克萨斯州休斯敦，主要为油气等能源领域的客户提供相关技术服务与解决方案，业务覆盖全球多个主要能源产区，助力行业实现高效、安全的开发运营。
FCFS vs XPRO — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$382.1M
营收增速更快
FCFS
高出33.7%
-12.5%
净利率更高
FCFS
高出19.3%
1.5%
两年增速更快
FCFS
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $382.1M |
| 净利润 | $104.2M | $5.8M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | 3.1% |
| 净利率 | 20.8% | 1.5% |
| 营收同比 | 21.2% | -12.5% |
| 净利润同比 | 24.7% | -74.9% |
| 每股收益（稀释后） | $2.35 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSXPRO
| Q4 25 | $501.3M | $382.1M | ||
| Q3 25 | $411.0M | $411.4M | ||
| Q2 25 | $385.1M | $422.7M | ||
| Q1 25 | $371.1M | $390.9M | ||
| Q4 24 | $413.7M | $436.8M | ||
| Q3 24 | $363.1M | $422.8M | ||
| Q2 24 | $363.5M | $469.6M | ||
| Q1 24 | $366.8M | $383.5M |
净利润FCFSXPRO
| Q4 25 | $104.2M | $5.8M | ||
| Q3 25 | $82.8M | $14.0M | ||
| Q2 25 | $59.8M | $18.0M | ||
| Q1 25 | $83.6M | $13.9M | ||
| Q4 24 | $83.5M | $23.0M | ||
| Q3 24 | $64.8M | $16.3M | ||
| Q2 24 | $49.1M | $15.3M | ||
| Q1 24 | $61.4M | $-2.7M |
营业利润率FCFSXPRO
| Q4 25 | 28.5% | 3.1% | ||
| Q3 25 | 27.4% | 6.4% | ||
| Q2 25 | 21.1% | 7.7% | ||
| Q1 25 | 30.0% | 2.6% | ||
| Q4 24 | 26.5% | 7.3% | ||
| Q3 24 | 23.5% | 6.2% | ||
| Q2 24 | 18.2% | 5.9% | ||
| Q1 24 | 22.3% | 2.2% |
净利率FCFSXPRO
| Q4 25 | 20.8% | 1.5% | ||
| Q3 25 | 20.1% | 3.4% | ||
| Q2 25 | 15.5% | 4.3% | ||
| Q1 25 | 22.5% | 3.6% | ||
| Q4 24 | 20.2% | 5.3% | ||
| Q3 24 | 17.9% | 3.8% | ||
| Q2 24 | 13.5% | 3.3% | ||
| Q1 24 | 16.7% | -0.7% |
每股收益（稀释后）FCFSXPRO
| Q4 25 | $2.35 | $0.05 | ||
| Q3 25 | $1.86 | $0.12 | ||
| Q2 25 | $1.34 | $0.16 | ||
| Q1 25 | $1.87 | $0.12 | ||
| Q4 24 | $1.86 | $0.20 | ||
| Q3 24 | $1.44 | $0.14 | ||
| Q2 24 | $1.08 | $0.13 | ||
| Q1 24 | $1.35 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $196.1M |
| 总债务越低越好 | $2.2B | $79.1M |
| 股东权益账面价值 | $2.3B | $1.5B |
| 总资产 | $5.3B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资FCFSXPRO
| Q4 25 | $125.2M | $196.1M | ||
| Q3 25 | $130.2M | $197.9M | ||
| Q2 25 | $101.5M | $206.8M | ||
| Q1 25 | $146.0M | $179.3M | ||
| Q4 24 | $175.1M | $183.0M | ||
| Q3 24 | $106.3M | $165.7M | ||
| Q2 24 | $113.7M | $133.5M | ||
| Q1 24 | $135.1M | $163.2M |
总债务FCFSXPRO
| Q4 25 | $2.2B | $79.1M | ||
| Q3 25 | $2.2B | $99.1M | ||
| Q2 25 | $1.7B | $121.1M | ||
| Q1 25 | $1.7B | $121.1M | ||
| Q4 24 | $1.7B | $121.1M | ||
| Q3 24 | $1.7B | $121.1M | ||
| Q2 24 | $1.7B | $121.1M | ||
| Q1 24 | $1.5B | $40.0M |
股东权益FCFSXPRO
| Q4 25 | $2.3B | $1.5B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $2.1B | $1.5B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.5B | ||
| Q3 24 | $2.0B | $1.5B | ||
| Q2 24 | $2.0B | $1.5B | ||
| Q1 24 | $2.0B | $1.3B |
总资产FCFSXPRO
| Q4 25 | $5.3B | $2.3B | ||
| Q3 25 | $5.2B | $2.3B | ||
| Q2 25 | $4.5B | $2.3B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.3B | ||
| Q3 24 | $4.4B | $2.3B | ||
| Q2 24 | $4.3B | $2.3B | ||
| Q1 24 | $4.2B | $2.0B |
负债/权益比FCFSXPRO
| Q4 25 | 0.98× | 0.05× | ||
| Q3 25 | 1.01× | 0.07× | ||
| Q2 25 | 0.79× | 0.08× | ||
| Q1 25 | 0.83× | 0.08× | ||
| Q4 24 | 0.85× | 0.08× | ||
| Q3 24 | 0.87× | 0.08× | ||
| Q2 24 | 0.85× | 0.08× | ||
| Q1 24 | 0.75× | 0.03× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $57.1M |
| 自由现金流经营现金流 - 资本支出 | — | $23.2M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 8.9% |
| 现金转化率经营现金流/净利润 | 1.98× | 9.89× |
| 过去12个月自由现金流最近4个季度 | — | $97.8M |
8季度趋势，按日历期对齐
经营现金流FCFSXPRO
| Q4 25 | $206.6M | $57.1M | ||
| Q3 25 | $135.8M | $63.2M | ||
| Q2 25 | $116.9M | $48.4M | ||
| Q1 25 | $126.6M | $41.5M | ||
| Q4 24 | $198.1M | $97.4M | ||
| Q3 24 | $113.1M | $55.3M | ||
| Q2 24 | $106.2M | $-13.2M | ||
| Q1 24 | $122.5M | $29.9M |
自由现金流FCFSXPRO
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $39.0M | ||
| Q2 25 | — | $27.2M | ||
| Q1 25 | — | $8.4M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $23.3M | ||
| Q2 24 | — | $-49.5M | ||
| Q1 24 | — | $-801.0K |
自由现金流率FCFSXPRO
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | -10.5% | ||
| Q1 24 | — | -0.2% |
资本支出强度FCFSXPRO
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | — | 8.5% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 8.0% |
现金转化率FCFSXPRO
| Q4 25 | 1.98× | 9.89× | ||
| Q3 25 | 1.64× | 4.52× | ||
| Q2 25 | 1.95× | 2.69× | ||
| Q1 25 | 1.51× | 2.98× | ||
| Q4 24 | 2.37× | 4.23× | ||
| Q3 24 | 1.74× | 3.40× | ||
| Q2 24 | 2.16× | -0.86× | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
XPRO
| NLA | $130.3M | 34% |
| ESSA | $116.3M | 30% |
| MENA | $93.0M | 24% |
| Other | $42.5M | 11% |
