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FIRST CITIZENS BANCSHARES INC（FCNCA）与FIRST NATIONAL CORP（FXNC）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是FIRST NATIONAL CORP的312.4倍（$1.1B vs $3.5M）。FIRST NATIONAL CORP净利率更高（158.2% vs 49.1%，领先109.1%）。FIRST CITIZENS BANCSHARES INC同比增速更快（3.5% vs -46.3%）。过去两年FIRST NATIONAL CORP的营收复合增速更高（17.0% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
VA Tech Wabag Ltd.是一家专注于市政及工业用户海水淡化与水处理业务的印度跨国企业，该公司最早于1924年在布雷斯劳创立，目前总部设在金奈。
FCNCA vs FXNC — 直观对比
营收规模更大
FCNCA
是对方的312.4倍
$3.5M
营收增速更快
FCNCA
高出49.8%
-46.3%
净利率更高
FXNC
高出109.1%
49.1%
两年增速更快
FXNC
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $3.5M |
| 净利润 | $534.0M | $5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 49.1% | 158.2% |
| 营收同比 | 3.5% | -46.3% |
| 净利润同比 | 10.6% | 689.9% |
| 每股收益（稀释后） | $42.63 | $0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCAFXNC
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $3.5M | ||
| Q3 25 | $2.4B | $4.1M | ||
| Q2 25 | $2.4B | $3.4M | ||
| Q1 25 | $2.3B | $3.3M | ||
| Q4 24 | $2.4B | $6.5M | ||
| Q3 24 | $2.4B | $2.7M | ||
| Q2 24 | $2.5B | $2.5M |
净利润FCNCAFXNC
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $5.5M | ||
| Q3 25 | $568.0M | $5.5M | ||
| Q2 25 | $575.0M | $5.1M | ||
| Q1 25 | $483.0M | $1.6M | ||
| Q4 24 | $700.0M | $-933.0K | ||
| Q3 24 | $639.0M | $2.2M | ||
| Q2 24 | $707.0M | $2.4M |
营业利润率FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 30.9% | — | ||
| Q2 25 | 31.9% | — | ||
| Q1 25 | 28.3% | 57.9% | ||
| Q4 24 | 30.6% | -29.0% | ||
| Q3 24 | 35.7% | — | ||
| Q2 24 | 39.8% | — |
净利率FCNCAFXNC
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | 158.2% | ||
| Q3 25 | 23.3% | 135.1% | ||
| Q2 25 | 24.2% | 147.3% | ||
| Q1 25 | 21.0% | 48.8% | ||
| Q4 24 | 29.1% | -14.4% | ||
| Q3 24 | 26.1% | 84.7% | ||
| Q2 24 | 28.7% | 97.3% |
每股收益（稀释后）FCNCAFXNC
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $0.60 | ||
| Q3 25 | $43.08 | $0.62 | ||
| Q2 25 | $42.36 | $0.56 | ||
| Q1 25 | $34.47 | $0.18 | ||
| Q4 24 | $49.19 | $-0.26 | ||
| Q3 24 | $43.42 | $0.36 | ||
| Q2 24 | $47.54 | $0.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $160.9M |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $186.2M |
| 总资产 | $236.0B | $2.0B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | — | $160.9M | ||
| Q3 25 | — | $189.3M | ||
| Q2 25 | — | $194.3M | ||
| Q1 25 | — | $206.0M | ||
| Q4 24 | — | $162.9M | ||
| Q3 24 | — | $126.5M | ||
| Q2 24 | — | $135.6M |
总债务FCNCAFXNC
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCAFXNC
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $186.2M | ||
| Q3 25 | $22.0B | $181.2M | ||
| Q2 25 | $22.3B | $173.5M | ||
| Q1 25 | $22.3B | $168.7M | ||
| Q4 24 | $22.2B | $166.5M | ||
| Q3 24 | $22.8B | $125.1M | ||
| Q2 24 | $22.5B | $119.9M |
总资产FCNCAFXNC
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $2.0B | ||
| Q3 25 | $233.5B | $2.0B | ||
| Q2 25 | $229.7B | $2.0B | ||
| Q1 25 | $228.8B | $2.0B | ||
| Q4 24 | $223.7B | $2.0B | ||
| Q3 24 | $220.6B | $1.5B | ||
| Q2 24 | $219.8B | $1.5B |
负债/权益比FCNCAFXNC
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $8.4M |
| 自由现金流经营现金流 - 资本支出 | — | $6.9M |
| 自由现金流率自由现金流/营收 | — | 199.4% |
| 资本支出强度资本支出/营收 | — | 43.3% |
| 现金转化率经营现金流/净利润 | — | 1.53× |
| 过去12个月自由现金流最近4个季度 | — | $20.9M |
8季度趋势，按日历期对齐
经营现金流FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $8.4M | ||
| Q3 25 | $916.0M | $8.4M | ||
| Q2 25 | $859.0M | $4.7M | ||
| Q1 25 | $98.0M | $3.5M | ||
| Q4 24 | $1.1B | $-36.7M | ||
| Q3 24 | $991.0M | $6.1M | ||
| Q2 24 | $417.0M | $3.6M |
自由现金流FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $6.9M | ||
| Q3 25 | $678.0M | $6.8M | ||
| Q2 25 | $733.0M | $4.1M | ||
| Q1 25 | $-5.0M | $3.0M | ||
| Q4 24 | $991.0M | $-37.8M | ||
| Q3 24 | $885.0M | $4.9M | ||
| Q2 24 | $316.0M | $3.0M |
自由现金流率FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 199.4% | ||
| Q3 25 | 27.9% | 166.4% | ||
| Q2 25 | 30.9% | 120.0% | ||
| Q1 25 | -0.2% | 92.9% | ||
| Q4 24 | 41.2% | -583.7% | ||
| Q3 24 | 36.2% | 186.1% | ||
| Q2 24 | 12.8% | 118.7% |
资本支出强度FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 43.3% | ||
| Q3 25 | 9.8% | 39.0% | ||
| Q2 25 | 5.3% | 17.2% | ||
| Q1 25 | 4.5% | 14.7% | ||
| Q4 24 | 5.3% | 17.5% | ||
| Q3 24 | 4.3% | 45.4% | ||
| Q2 24 | 4.1% | 26.0% |
现金转化率FCNCAFXNC
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | 1.53× | ||
| Q3 25 | 1.61× | 1.52× | ||
| Q2 25 | 1.49× | 0.93× | ||
| Q1 25 | 0.20× | 2.21× | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | 2.73× | ||
| Q2 24 | 0.59× | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
