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FIRST CITIZENS BANCSHARES INC（FCNCA）与Cloudflare, Inc.（NET）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是Cloudflare, Inc.的1.8倍（$1.1B vs $614.5M），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs -2.0%，领先51.1%），Cloudflare, Inc.同比增速更快（33.6% vs 3.5%），过去两年Cloudflare, Inc.的营收复合增速更高（27.4% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
Cloudflare是总部位于美国加利福尼亚州旧金山的科技企业，提供内容分发网络（CDN）、云网络安全、DDoS防护等多元互联网服务，同时是ICANN认证的域名注册商。其服务作为网站访客与客户托管服务商之间的反向代理，可有效提升访问性能，抵御恶意流量。
FCNCA vs NET — 直观对比
营收规模更大
FCNCA
是对方的1.8倍
$614.5M
营收增速更快
NET
高出30.1%
3.5%
净利率更高
FCNCA
高出51.1%
-2.0%
两年增速更快
NET
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $614.5M |
| 净利润 | $534.0M | $-12.1M |
| 毛利率 | — | 73.6% |
| 营业利润率 | — | -8.0% |
| 净利率 | 49.1% | -2.0% |
| 营收同比 | 3.5% | 33.6% |
| 净利润同比 | 10.6% | 6.0% |
| 每股收益（稀释后） | $42.63 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCANET
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $614.5M | ||
| Q3 25 | $2.4B | $562.0M | ||
| Q2 25 | $2.4B | $512.3M | ||
| Q1 25 | $2.3B | $479.1M | ||
| Q4 24 | $2.4B | $459.9M | ||
| Q3 24 | $2.4B | $430.1M | ||
| Q2 24 | $2.5B | $401.0M |
净利润FCNCANET
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $-12.1M | ||
| Q3 25 | $568.0M | $-1.3M | ||
| Q2 25 | $575.0M | $-50.4M | ||
| Q1 25 | $483.0M | $-38.5M | ||
| Q4 24 | $700.0M | $-12.8M | ||
| Q3 24 | $639.0M | $-15.3M | ||
| Q2 24 | $707.0M | $-15.1M |
毛利率FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | — | 73.6% | ||
| Q3 25 | — | 74.0% | ||
| Q2 25 | — | 74.9% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.4% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% |
营业利润率FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | -8.0% | ||
| Q3 25 | 30.9% | -6.7% | ||
| Q2 25 | 31.9% | -13.1% | ||
| Q1 25 | 28.3% | -11.1% | ||
| Q4 24 | 30.6% | -7.5% | ||
| Q3 24 | 35.7% | -7.2% | ||
| Q2 24 | 39.8% | -8.7% |
净利率FCNCANET
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | -2.0% | ||
| Q3 25 | 23.3% | -0.2% | ||
| Q2 25 | 24.2% | -9.8% | ||
| Q1 25 | 21.0% | -8.0% | ||
| Q4 24 | 29.1% | -2.8% | ||
| Q3 24 | 26.1% | -3.6% | ||
| Q2 24 | 28.7% | -3.8% |
每股收益（稀释后）FCNCANET
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $-0.03 | ||
| Q3 25 | $43.08 | $0.00 | ||
| Q2 25 | $42.36 | $-0.15 | ||
| Q1 25 | $34.47 | $-0.11 | ||
| Q4 24 | $49.19 | $-0.05 | ||
| Q3 24 | $43.42 | $-0.04 | ||
| Q2 24 | $47.54 | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $943.5M |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $1.5B |
| 总资产 | $236.0B | $6.0B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | — | $943.5M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $204.5M | ||
| Q4 24 | — | $147.7M | ||
| Q3 24 | — | $182.9M | ||
| Q2 24 | — | $157.0M |
总债务FCNCANET
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCANET
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $1.5B | ||
| Q3 25 | $22.0B | $1.3B | ||
| Q2 25 | $22.3B | $1.2B | ||
| Q1 25 | $22.3B | $1.4B | ||
| Q4 24 | $22.2B | $1.0B | ||
| Q3 24 | $22.8B | $973.1M | ||
| Q2 24 | $22.5B | $881.5M |
总资产FCNCANET
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $6.0B | ||
| Q3 25 | $233.5B | $5.8B | ||
| Q2 25 | $229.7B | $5.6B | ||
| Q1 25 | $228.8B | $3.7B | ||
| Q4 24 | $223.7B | $3.3B | ||
| Q3 24 | $220.6B | $3.1B | ||
| Q2 24 | $219.8B | $2.9B |
负债/权益比FCNCANET
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $190.4M |
| 自由现金流经营现金流 - 资本支出 | — | $105.2M |
| 自由现金流率自由现金流/营收 | — | 17.1% |
| 资本支出强度资本支出/营收 | — | 13.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $287.5M |
8季度趋势，按日历期对齐
经营现金流FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $190.4M | ||
| Q3 25 | $916.0M | $167.1M | ||
| Q2 25 | $859.0M | $99.8M | ||
| Q1 25 | $98.0M | $145.8M | ||
| Q4 24 | $1.1B | $127.3M | ||
| Q3 24 | $991.0M | $104.7M | ||
| Q2 24 | $417.0M | $74.8M |
自由现金流FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $105.2M | ||
| Q3 25 | $678.0M | $82.5M | ||
| Q2 25 | $733.0M | $39.9M | ||
| Q1 25 | $-5.0M | $59.9M | ||
| Q4 24 | $991.0M | $54.2M | ||
| Q3 24 | $885.0M | $54.5M | ||
| Q2 24 | $316.0M | $45.2M |
自由现金流率FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 17.1% | ||
| Q3 25 | 27.9% | 14.7% | ||
| Q2 25 | 30.9% | 7.8% | ||
| Q1 25 | -0.2% | 12.5% | ||
| Q4 24 | 41.2% | 11.8% | ||
| Q3 24 | 36.2% | 12.7% | ||
| Q2 24 | 12.8% | 11.3% |
资本支出强度FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 13.9% | ||
| Q3 25 | 9.8% | 15.1% | ||
| Q2 25 | 5.3% | 11.7% | ||
| Q1 25 | 4.5% | 17.9% | ||
| Q4 24 | 5.3% | 15.9% | ||
| Q3 24 | 4.3% | 11.7% | ||
| Q2 24 | 4.1% | 7.4% |
现金转化率FCNCANET
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 1.49× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | — | ||
| Q2 24 | 0.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
NET
| Sales Channel Directly To Consumer | $438.5M | 71% |
| Sales Channel Through Intermediary | $176.0M | 29% |
