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FIRST CITIZENS BANCSHARES INC（FCNCA）与欧文斯科宁（OC）财务数据对比。点击上方公司名可切换其他公司
欧文斯科宁的季度营收约是FIRST CITIZENS BANCSHARES INC的2.0倍（$2.1B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs -13.9%，领先63.0%），FIRST CITIZENS BANCSHARES INC同比增速更快（3.5% vs -24.6%），过去两年欧文斯科宁的营收复合增速更高（-3.5% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
欧文斯科宁是美国知名建材及复合材料企业，1935年由康宁玻璃厂与欧文斯-伊利诺伊公司合资组建。主营保温材料、屋面材料、玻璃纤维复合材料及相关产品，是全球最大的玻璃纤维复合材料生产商，全球员工约1.9万人，自1955年《财富》500强榜单创立以来连年上榜。
FCNCA vs OC — 直观对比
营收规模更大
OC
是对方的2.0倍
$1.1B
营收增速更快
FCNCA
高出28.0%
-24.6%
净利率更高
FCNCA
高出63.0%
-13.9%
两年增速更快
OC
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $2.1B |
| 净利润 | $534.0M | $-298.0M |
| 毛利率 | — | 23.2% |
| 营业利润率 | — | -10.5% |
| 净利率 | 49.1% | -13.9% |
| 营收同比 | 3.5% | -24.6% |
| 净利润同比 | 10.6% | -15.5% |
| 每股收益（稀释后） | $42.63 | $-3.47 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCAOC
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $2.1B | ||
| Q3 25 | $2.4B | $2.7B | ||
| Q2 25 | $2.4B | $2.7B | ||
| Q1 25 | $2.3B | $2.5B | ||
| Q4 24 | $2.4B | $2.8B | ||
| Q3 24 | $2.4B | $3.0B | ||
| Q2 24 | $2.5B | $2.8B |
净利润FCNCAOC
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $-298.0M | ||
| Q3 25 | $568.0M | $-494.0M | ||
| Q2 25 | $575.0M | $363.0M | ||
| Q1 25 | $483.0M | $-93.0M | ||
| Q4 24 | $700.0M | $-258.0M | ||
| Q3 24 | $639.0M | $321.0M | ||
| Q2 24 | $707.0M | $285.0M |
毛利率FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | — | 23.2% | ||
| Q3 25 | — | 28.2% | ||
| Q2 25 | — | 31.2% | ||
| Q1 25 | — | 28.7% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | 31.1% |
营业利润率FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | -10.5% | ||
| Q3 25 | 30.9% | -12.2% | ||
| Q2 25 | 31.9% | 18.4% | ||
| Q1 25 | 28.3% | 16.1% | ||
| Q4 24 | 30.6% | -8.5% | ||
| Q3 24 | 35.7% | 16.7% | ||
| Q2 24 | 39.8% | 16.4% |
净利率FCNCAOC
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | -13.9% | ||
| Q3 25 | 23.3% | -18.4% | ||
| Q2 25 | 24.2% | 13.2% | ||
| Q1 25 | 21.0% | -3.7% | ||
| Q4 24 | 29.1% | -9.1% | ||
| Q3 24 | 26.1% | 10.5% | ||
| Q2 24 | 28.7% | 10.2% |
每股收益（稀释后）FCNCAOC
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $-3.47 | ||
| Q3 25 | $43.08 | $-5.92 | ||
| Q2 25 | $42.36 | $4.25 | ||
| Q1 25 | $34.47 | $-1.08 | ||
| Q4 24 | $49.19 | $-2.92 | ||
| Q3 24 | $43.42 | $3.65 | ||
| Q2 24 | $47.54 | $3.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $345.0M |
| 总债务越低越好 | $34.0B | $4.7B |
| 股东权益账面价值 | $22.0B | $3.9B |
| 总资产 | $236.0B | $13.0B |
| 负债/权益比越低杠杆越低 | 1.54× | 1.22× |
8季度趋势，按日历期对齐
现金及短期投资FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | — | $345.0M | ||
| Q3 25 | — | $286.0M | ||
| Q2 25 | — | $230.0M | ||
| Q1 25 | — | $400.0M | ||
| Q4 24 | — | $361.0M | ||
| Q3 24 | — | $499.0M | ||
| Q2 24 | — | $254.0M |
总债务FCNCAOC
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | $4.7B | ||
| Q3 25 | $38.3B | $4.7B | ||
| Q2 25 | $37.6B | $5.1B | ||
| Q1 25 | $38.0B | $5.0B | ||
| Q4 24 | $36.7B | $5.1B | ||
| Q3 24 | $36.8B | $5.0B | ||
| Q2 24 | $37.1B | $5.0B |
股东权益FCNCAOC
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $3.9B | ||
| Q3 25 | $22.0B | $4.4B | ||
| Q2 25 | $22.3B | $5.2B | ||
| Q1 25 | $22.3B | $4.9B | ||
| Q4 24 | $22.2B | $5.1B | ||
| Q3 24 | $22.8B | $5.6B | ||
| Q2 24 | $22.5B | $5.5B |
总资产FCNCAOC
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $13.0B | ||
| Q3 25 | $233.5B | $13.5B | ||
| Q2 25 | $229.7B | $14.5B | ||
| Q1 25 | $228.8B | $14.3B | ||
| Q4 24 | $223.7B | $14.1B | ||
| Q3 24 | $220.6B | $15.1B | ||
| Q2 24 | $219.8B | $15.0B |
负债/权益比FCNCAOC
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | 1.22× | ||
| Q3 25 | 1.74× | 1.06× | ||
| Q2 25 | 1.69× | 0.98× | ||
| Q1 25 | 1.70× | 1.03× | ||
| Q4 24 | 1.65× | 1.01× | ||
| Q3 24 | 1.61× | 0.89× | ||
| Q2 24 | 1.65× | 0.92× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $590.0M |
| 自由现金流经营现金流 - 资本支出 | — | $333.0M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 12.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $962.0M |
8季度趋势，按日历期对齐
经营现金流FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $590.0M | ||
| Q3 25 | $916.0M | $918.0M | ||
| Q2 25 | $859.0M | $327.0M | ||
| Q1 25 | $98.0M | $-49.0M | ||
| Q4 24 | $1.1B | $676.0M | ||
| Q3 24 | $991.0M | $699.0M | ||
| Q2 24 | $417.0M | $493.0M |
自由现金流FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $333.0M | ||
| Q3 25 | $678.0M | $752.0M | ||
| Q2 25 | $733.0M | $129.0M | ||
| Q1 25 | $-5.0M | $-252.0M | ||
| Q4 24 | $991.0M | $479.0M | ||
| Q3 24 | $885.0M | $558.0M | ||
| Q2 24 | $316.0M | $336.0M |
自由现金流率FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 15.5% | ||
| Q3 25 | 27.9% | 28.0% | ||
| Q2 25 | 30.9% | 4.7% | ||
| Q1 25 | -0.2% | -10.0% | ||
| Q4 24 | 41.2% | 16.9% | ||
| Q3 24 | 36.2% | 18.3% | ||
| Q2 24 | 12.8% | 12.0% |
资本支出强度FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 12.0% | ||
| Q3 25 | 9.8% | 6.2% | ||
| Q2 25 | 5.3% | 7.2% | ||
| Q1 25 | 4.5% | 8.0% | ||
| Q4 24 | 5.3% | 6.9% | ||
| Q3 24 | 4.3% | 4.6% | ||
| Q2 24 | 4.1% | 5.6% |
现金转化率FCNCAOC
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 1.49× | 0.90× | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | 2.18× | ||
| Q2 24 | 0.59× | 1.73× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
OC
| Insulation | $724.0M | 34% |
| Residential | $625.0M | 29% |
| Doors | $427.0M | 20% |
| Discontinued Operations Disposed Of By Sale | $299.0M | 14% |
| Commercial And Industrial Sector | $101.0M | 5% |
