vs
FIRST CITIZENS BANCSHARES INC（FCNCA）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
罗布乐思的季度营收约是FIRST CITIZENS BANCSHARES INC的1.3倍（$1.4B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs -22.3%，领先71.5%），罗布乐思同比增速更快（43.2% vs 3.5%），过去两年罗布乐思的营收复合增速更高（32.9% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
FCNCA vs RBLX — 直观对比
营收规模更大
RBLX
是对方的1.3倍
$1.1B
营收增速更快
RBLX
高出39.7%
3.5%
净利率更高
FCNCA
高出71.5%
-22.3%
两年增速更快
RBLX
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.4B |
| 净利润 | $534.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | — | -25.3% |
| 净利率 | 49.1% | -22.3% |
| 营收同比 | 3.5% | 43.2% |
| 净利润同比 | 10.6% | -43.9% |
| 每股收益（稀释后） | $42.63 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCARBLX
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $1.4B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.4B | $1.1B | ||
| Q1 25 | $2.3B | $1.0B | ||
| Q4 24 | $2.4B | $988.2M | ||
| Q3 24 | $2.4B | $919.0M | ||
| Q2 24 | $2.5B | $893.5M |
净利润FCNCARBLX
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $-316.0M | ||
| Q3 25 | $568.0M | $-255.6M | ||
| Q2 25 | $575.0M | $-278.4M | ||
| Q1 25 | $483.0M | $-215.1M | ||
| Q4 24 | $700.0M | $-219.6M | ||
| Q3 24 | $639.0M | $-239.3M | ||
| Q2 24 | $707.0M | $-205.9M |
毛利率FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% |
营业利润率FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | -25.3% | ||
| Q3 25 | 30.9% | -21.8% | ||
| Q2 25 | 31.9% | -29.8% | ||
| Q1 25 | 28.3% | -24.6% | ||
| Q4 24 | 30.6% | -24.7% | ||
| Q3 24 | 35.7% | -30.4% | ||
| Q2 24 | 39.8% | -26.6% |
净利率FCNCARBLX
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | -22.3% | ||
| Q3 25 | 23.3% | -18.8% | ||
| Q2 25 | 24.2% | -25.8% | ||
| Q1 25 | 21.0% | -20.8% | ||
| Q4 24 | 29.1% | -22.2% | ||
| Q3 24 | 26.1% | -26.0% | ||
| Q2 24 | 28.7% | -23.0% |
每股收益（稀释后）FCNCARBLX
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $-0.44 | ||
| Q3 25 | $43.08 | $-0.37 | ||
| Q2 25 | $42.36 | $-0.41 | ||
| Q1 25 | $34.47 | $-0.32 | ||
| Q4 24 | $49.19 | $-0.32 | ||
| Q3 24 | $43.42 | $-0.37 | ||
| Q2 24 | $47.54 | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1B |
| 总债务越低越好 | $34.0B | $1.2B |
| 股东权益账面价值 | $22.0B | $394.5M |
| 总资产 | $236.0B | $9.6B |
| 负债/权益比越低杠杆越低 | 1.54× | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | — | $3.1B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.4B |
总债务FCNCARBLX
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | $1.2B | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | $1.2B | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCARBLX
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $394.5M | ||
| Q3 25 | $22.0B | $407.6M | ||
| Q2 25 | $22.3B | $353.2M | ||
| Q1 25 | $22.3B | $310.7M | ||
| Q4 24 | $22.2B | $221.4M | ||
| Q3 24 | $22.8B | $189.9M | ||
| Q2 24 | $22.5B | $121.5M |
总资产FCNCARBLX
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $9.6B | ||
| Q3 25 | $233.5B | $8.6B | ||
| Q2 25 | $229.7B | $7.8B | ||
| Q1 25 | $228.8B | $7.5B | ||
| Q4 24 | $223.7B | $7.2B | ||
| Q3 24 | $220.6B | $6.7B | ||
| Q2 24 | $219.8B | $6.5B |
负债/权益比FCNCARBLX
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | 2.98× | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | 5.48× | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $607.0M | ||
| Q3 25 | $916.0M | $546.2M | ||
| Q2 25 | $859.0M | $199.3M | ||
| Q1 25 | $98.0M | $443.9M | ||
| Q4 24 | $1.1B | $184.5M | ||
| Q3 24 | $991.0M | $247.4M | ||
| Q2 24 | $417.0M | $151.4M |
自由现金流FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $308.6M | ||
| Q3 25 | $678.0M | $443.6M | ||
| Q2 25 | $733.0M | $176.7M | ||
| Q1 25 | $-5.0M | $426.5M | ||
| Q4 24 | $991.0M | $120.6M | ||
| Q3 24 | $885.0M | $218.0M | ||
| Q2 24 | $316.0M | $111.7M |
自由现金流率FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 21.8% | ||
| Q3 25 | 27.9% | 32.6% | ||
| Q2 25 | 30.9% | 16.3% | ||
| Q1 25 | -0.2% | 41.2% | ||
| Q4 24 | 41.2% | 12.2% | ||
| Q3 24 | 36.2% | 23.7% | ||
| Q2 24 | 12.8% | 12.5% |
资本支出强度FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 21.1% | ||
| Q3 25 | 9.8% | 7.5% | ||
| Q2 25 | 5.3% | 2.1% | ||
| Q1 25 | 4.5% | 1.7% | ||
| Q4 24 | 5.3% | 6.5% | ||
| Q3 24 | 4.3% | 3.2% | ||
| Q2 24 | 4.1% | 4.4% |
现金转化率FCNCARBLX
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 1.49× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | — | ||
| Q2 24 | 0.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
