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FIRST CITIZENS BANCSHARES INC（FCNCA）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是Reddit, Inc.的1.5倍（$1.1B vs $725.6M），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 34.7%，领先14.5%），Reddit, Inc.同比增速更快（69.7% vs 3.5%），过去两年Reddit, Inc.的营收复合增速更高（72.8% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
FCNCA vs RDDT — 直观对比
营收规模更大
FCNCA
是对方的1.5倍
$725.6M
营收增速更快
RDDT
高出66.2%
3.5%
净利率更高
FCNCA
高出14.5%
34.7%
两年增速更快
RDDT
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $725.6M |
| 净利润 | $534.0M | $251.6M |
| 毛利率 | — | 91.9% |
| 营业利润率 | — | 31.9% |
| 净利率 | 49.1% | 34.7% |
| 营收同比 | 3.5% | 69.7% |
| 净利润同比 | 10.6% | 254.2% |
| 每股收益（稀释后） | $42.63 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCARDDT
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $725.6M | ||
| Q3 25 | $2.4B | $584.9M | ||
| Q2 25 | $2.4B | $499.6M | ||
| Q1 25 | $2.3B | $392.4M | ||
| Q4 24 | $2.4B | $427.7M | ||
| Q3 24 | $2.4B | $348.4M | ||
| Q2 24 | $2.5B | $281.2M |
净利润FCNCARDDT
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $251.6M | ||
| Q3 25 | $568.0M | $162.7M | ||
| Q2 25 | $575.0M | $89.3M | ||
| Q1 25 | $483.0M | $26.2M | ||
| Q4 24 | $700.0M | $71.0M | ||
| Q3 24 | $639.0M | $29.9M | ||
| Q2 24 | $707.0M | $-10.1M |
毛利率FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 31.9% | ||
| Q3 25 | 30.9% | 23.7% | ||
| Q2 25 | 31.9% | 13.6% | ||
| Q1 25 | 28.3% | 1.0% | ||
| Q4 24 | 30.6% | 12.4% | ||
| Q3 24 | 35.7% | 2.0% | ||
| Q2 24 | 39.8% | -11.0% |
净利率FCNCARDDT
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | 34.7% | ||
| Q3 25 | 23.3% | 27.8% | ||
| Q2 25 | 24.2% | 17.9% | ||
| Q1 25 | 21.0% | 6.7% | ||
| Q4 24 | 29.1% | 16.6% | ||
| Q3 24 | 26.1% | 8.6% | ||
| Q2 24 | 28.7% | -3.6% |
每股收益（稀释后）FCNCARDDT
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $1.24 | ||
| Q3 25 | $43.08 | $0.80 | ||
| Q2 25 | $42.36 | $0.45 | ||
| Q1 25 | $34.47 | $0.13 | ||
| Q4 24 | $49.19 | $4.76 | ||
| Q3 24 | $43.42 | $0.16 | ||
| Q2 24 | $47.54 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $953.6M |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $2.9B |
| 总资产 | $236.0B | $3.2B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | — | $911.7M | ||
| Q2 25 | — | $734.1M | ||
| Q1 25 | — | $635.7M | ||
| Q4 24 | — | $562.1M | ||
| Q3 24 | — | $515.9M | ||
| Q2 24 | — | $468.0M |
总债务FCNCARDDT
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCARDDT
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $2.9B | ||
| Q3 25 | $22.0B | $2.6B | ||
| Q2 25 | $22.3B | $2.4B | ||
| Q1 25 | $22.3B | $2.2B | ||
| Q4 24 | $22.2B | $2.1B | ||
| Q3 24 | $22.8B | $2.0B | ||
| Q2 24 | $22.5B | $1.9B |
总资产FCNCARDDT
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $3.2B | ||
| Q3 25 | $233.5B | $2.9B | ||
| Q2 25 | $229.7B | $2.6B | ||
| Q1 25 | $228.8B | $2.4B | ||
| Q4 24 | $223.7B | $2.3B | ||
| Q3 24 | $220.6B | $2.2B | ||
| Q2 24 | $219.8B | $2.1B |
负债/权益比FCNCARDDT
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $266.8M |
| 自由现金流经营现金流 - 资本支出 | — | $263.6M |
| 自由现金流率自由现金流/营收 | — | 36.3% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.06× |
| 过去12个月自由现金流最近4个季度 | — | $684.2M |
8季度趋势，按日历期对齐
经营现金流FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $266.8M | ||
| Q3 25 | $916.0M | $185.2M | ||
| Q2 25 | $859.0M | $111.3M | ||
| Q1 25 | $98.0M | $127.6M | ||
| Q4 24 | $1.1B | $90.0M | ||
| Q3 24 | $991.0M | $71.6M | ||
| Q2 24 | $417.0M | $28.4M |
自由现金流FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $263.6M | ||
| Q3 25 | $678.0M | $183.1M | ||
| Q2 25 | $733.0M | $110.8M | ||
| Q1 25 | $-5.0M | $126.6M | ||
| Q4 24 | $991.0M | $89.2M | ||
| Q3 24 | $885.0M | $70.3M | ||
| Q2 24 | $316.0M | $27.2M |
自由现金流率FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 36.3% | ||
| Q3 25 | 27.9% | 31.3% | ||
| Q2 25 | 30.9% | 22.2% | ||
| Q1 25 | -0.2% | 32.3% | ||
| Q4 24 | 41.2% | 20.8% | ||
| Q3 24 | 36.2% | 20.2% | ||
| Q2 24 | 12.8% | 9.7% |
资本支出强度FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 0.4% | ||
| Q3 25 | 9.8% | 0.4% | ||
| Q2 25 | 5.3% | 0.1% | ||
| Q1 25 | 4.5% | 0.2% | ||
| Q4 24 | 5.3% | 0.2% | ||
| Q3 24 | 4.3% | 0.4% | ||
| Q2 24 | 4.1% | 0.4% |
现金转化率FCNCARDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | 1.06× | ||
| Q3 25 | 1.61× | 1.14× | ||
| Q2 25 | 1.49× | 1.25× | ||
| Q1 25 | 0.20× | 4.88× | ||
| Q4 24 | 1.60× | 1.27× | ||
| Q3 24 | 1.55× | 2.40× | ||
| Q2 24 | 0.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
RDDT
| Advertising | $689.7M | 95% |
| Other Revenue | $35.9M | 5% |
