vs
FIRST CITIZENS BANCSHARES INC（FCNCA）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
罗致恒富的季度营收约是FIRST CITIZENS BANCSHARES INC的1.2倍（$1.3B vs $1.1B），FIRST CITIZENS BANCSHARES INC同比增速更快（3.5% vs -5.8%），过去两年罗致恒富的营收复合增速更高（-6.1% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
FCNCA vs RHI — 直观对比
营收规模更大
RHI
是对方的1.2倍
$1.1B
营收增速更快
FCNCA
高出9.3%
-5.8%
两年增速更快
RHI
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.3B |
| 净利润 | $534.0M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 1.7% |
| 净利率 | 49.1% | — |
| 营收同比 | 3.5% | -5.8% |
| 净利润同比 | 10.6% | — |
| 每股收益（稀释后） | $42.63 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCARHI
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.4B | $1.4B | ||
| Q1 25 | $2.3B | $1.4B | ||
| Q4 24 | $2.4B | $1.4B | ||
| Q3 24 | $2.4B | $1.5B | ||
| Q2 24 | $2.5B | $1.5B |
净利润FCNCARHI
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | — | ||
| Q3 25 | $568.0M | $42.9M | ||
| Q2 25 | $575.0M | $41.0M | ||
| Q1 25 | $483.0M | $17.4M | ||
| Q4 24 | $700.0M | — | ||
| Q3 24 | $639.0M | $65.5M | ||
| Q2 24 | $707.0M | $68.2M |
毛利率FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 39.2% |
营业利润率FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 1.7% | ||
| Q3 25 | 30.9% | 1.0% | ||
| Q2 25 | 31.9% | 0.1% | ||
| Q1 25 | 28.3% | 2.9% | ||
| Q4 24 | 30.6% | 4.7% | ||
| Q3 24 | 35.7% | 4.1% | ||
| Q2 24 | 39.8% | 5.1% |
净利率FCNCARHI
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | — | ||
| Q3 25 | 23.3% | 3.2% | ||
| Q2 25 | 24.2% | 3.0% | ||
| Q1 25 | 21.0% | 1.3% | ||
| Q4 24 | 29.1% | — | ||
| Q3 24 | 26.1% | 4.5% | ||
| Q2 24 | 28.7% | 4.6% |
每股收益（稀释后）FCNCARHI
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $0.32 | ||
| Q3 25 | $43.08 | $0.43 | ||
| Q2 25 | $42.36 | $0.41 | ||
| Q1 25 | $34.47 | $0.17 | ||
| Q4 24 | $49.19 | $0.53 | ||
| Q3 24 | $43.42 | $0.64 | ||
| Q2 24 | $47.54 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $464.4M |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $1.3B |
| 总资产 | $236.0B | $2.9B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | — | $464.4M | ||
| Q3 25 | — | $365.3M | ||
| Q2 25 | — | $380.5M | ||
| Q1 25 | — | $342.5M | ||
| Q4 24 | — | $537.6M | ||
| Q3 24 | — | $570.5M | ||
| Q2 24 | — | $547.4M |
总债务FCNCARHI
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCARHI
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $1.3B | ||
| Q3 25 | $22.0B | $1.3B | ||
| Q2 25 | $22.3B | $1.3B | ||
| Q1 25 | $22.3B | $1.3B | ||
| Q4 24 | $22.2B | $1.4B | ||
| Q3 24 | $22.8B | $1.5B | ||
| Q2 24 | $22.5B | $1.5B |
总资产FCNCARHI
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $2.9B | ||
| Q3 25 | $233.5B | $2.8B | ||
| Q2 25 | $229.7B | $2.8B | ||
| Q1 25 | $228.8B | $2.7B | ||
| Q4 24 | $223.7B | $2.9B | ||
| Q3 24 | $220.6B | $3.0B | ||
| Q2 24 | $219.8B | $2.9B |
负债/权益比FCNCARHI
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $182.5M |
| 自由现金流经营现金流 - 资本支出 | — | $170.8M |
| 自由现金流率自由现金流/营收 | — | 13.1% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $266.8M |
8季度趋势，按日历期对齐
经营现金流FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $182.5M | ||
| Q3 25 | $916.0M | $77.4M | ||
| Q2 25 | $859.0M | $119.4M | ||
| Q1 25 | $98.0M | $-59.3M | ||
| Q4 24 | $1.1B | $154.8M | ||
| Q3 24 | $991.0M | $129.6M | ||
| Q2 24 | $417.0M | $142.0M |
自由现金流FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $170.8M | ||
| Q3 25 | $678.0M | $63.6M | ||
| Q2 25 | $733.0M | $104.2M | ||
| Q1 25 | $-5.0M | $-71.7M | ||
| Q4 24 | $991.0M | $140.5M | ||
| Q3 24 | $885.0M | $111.8M | ||
| Q2 24 | $316.0M | $129.6M |
自由现金流率FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 13.1% | ||
| Q3 25 | 27.9% | 4.7% | ||
| Q2 25 | 30.9% | 7.6% | ||
| Q1 25 | -0.2% | -5.3% | ||
| Q4 24 | 41.2% | 10.2% | ||
| Q3 24 | 36.2% | 7.6% | ||
| Q2 24 | 12.8% | 8.8% |
资本支出强度FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 0.9% | ||
| Q3 25 | 9.8% | 1.0% | ||
| Q2 25 | 5.3% | 1.1% | ||
| Q1 25 | 4.5% | 0.9% | ||
| Q4 24 | 5.3% | 1.0% | ||
| Q3 24 | 4.3% | 1.2% | ||
| Q2 24 | 4.1% | 0.8% |
现金转化率FCNCARHI
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | 1.80× | ||
| Q2 25 | 1.49× | 2.91× | ||
| Q1 25 | 0.20× | -3.42× | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | 1.98× | ||
| Q2 24 | 0.59× | 2.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
