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FIRST CITIZENS BANCSHARES INC（FCNCA）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Rivian Automotive, Inc.的季度营收约是FIRST CITIZENS BANCSHARES INC的1.2倍（$1.3B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs -63.1%，领先112.2%），FIRST CITIZENS BANCSHARES INC同比增速更快（3.5% vs -25.8%），过去两年Rivian Automotive, Inc.的营收复合增速更高（3.3% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
FCNCA vs RIVN — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.3B |
| 净利润 | $534.0M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 49.1% | -63.1% |
| 营收同比 | 3.5% | -25.8% |
| 净利润同比 | 10.6% | -9.0% |
| 每股收益（稀释后） | $42.63 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $1.3B | ||
| Q3 25 | $2.4B | $1.6B | ||
| Q2 25 | $2.4B | $1.3B | ||
| Q1 25 | $2.3B | $1.2B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $2.4B | $874.0M | ||
| Q2 24 | $2.5B | $1.2B |
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $-811.0M | ||
| Q3 25 | $568.0M | $-1.2B | ||
| Q2 25 | $575.0M | $-1.1B | ||
| Q1 25 | $483.0M | $-545.0M | ||
| Q4 24 | $700.0M | $-744.0M | ||
| Q3 24 | $639.0M | $-1.1B | ||
| Q2 24 | $707.0M | $-1.5B |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% |
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | -64.8% | ||
| Q3 25 | 30.9% | -63.1% | ||
| Q2 25 | 31.9% | -85.5% | ||
| Q1 25 | 28.3% | -52.8% | ||
| Q4 24 | 30.6% | -38.1% | ||
| Q3 24 | 35.7% | -133.8% | ||
| Q2 24 | 39.8% | -118.7% |
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | -63.1% | ||
| Q3 25 | 23.3% | -75.3% | ||
| Q2 25 | 24.2% | -85.7% | ||
| Q1 25 | 21.0% | -44.0% | ||
| Q4 24 | 29.1% | -42.9% | ||
| Q3 24 | 26.1% | -125.9% | ||
| Q2 24 | 28.7% | -125.8% |
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $-0.66 | ||
| Q3 25 | $43.08 | $-0.96 | ||
| Q2 25 | $42.36 | $-0.97 | ||
| Q1 25 | $34.47 | $-0.48 | ||
| Q4 24 | $49.19 | $-0.67 | ||
| Q3 24 | $43.42 | $-1.08 | ||
| Q2 24 | $47.54 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $4.6B |
| 总资产 | $236.0B | $14.9B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $6.1B | ||
| Q3 25 | — | $7.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $7.9B |
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | $5.5B |
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $4.6B | ||
| Q3 25 | $22.0B | $5.1B | ||
| Q2 25 | $22.3B | $6.1B | ||
| Q1 25 | $22.3B | $6.2B | ||
| Q4 24 | $22.2B | $6.6B | ||
| Q3 24 | $22.8B | $5.9B | ||
| Q2 24 | $22.5B | $6.8B |
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $14.9B | ||
| Q3 25 | $233.5B | $15.2B | ||
| Q2 25 | $229.7B | $15.6B | ||
| Q1 25 | $228.8B | $15.5B | ||
| Q4 24 | $223.7B | $15.4B | ||
| Q3 24 | $220.6B | $14.3B | ||
| Q2 24 | $219.8B | $15.4B |
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $-681.0M | ||
| Q3 25 | $916.0M | $26.0M | ||
| Q2 25 | $859.0M | $64.0M | ||
| Q1 25 | $98.0M | $-188.0M | ||
| Q4 24 | $1.1B | $1.2B | ||
| Q3 24 | $991.0M | $-876.0M | ||
| Q2 24 | $417.0M | $-754.0M |
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $-1.1B | ||
| Q3 25 | $678.0M | $-421.0M | ||
| Q2 25 | $733.0M | $-398.0M | ||
| Q1 25 | $-5.0M | $-526.0M | ||
| Q4 24 | $991.0M | $856.0M | ||
| Q3 24 | $885.0M | $-1.2B | ||
| Q2 24 | $316.0M | $-1.0B |
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | -89.0% | ||
| Q3 25 | 27.9% | -27.0% | ||
| Q2 25 | 30.9% | -30.5% | ||
| Q1 25 | -0.2% | -42.4% | ||
| Q4 24 | 41.2% | 49.4% | ||
| Q3 24 | 36.2% | -131.9% | ||
| Q2 24 | 12.8% | -89.6% |
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 36.0% | ||
| Q3 25 | 9.8% | 28.7% | ||
| Q2 25 | 5.3% | 35.5% | ||
| Q1 25 | 4.5% | 27.3% | ||
| Q4 24 | 5.3% | 18.9% | ||
| Q3 24 | 4.3% | 31.7% | ||
| Q2 24 | 4.1% | 24.4% |
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 1.49× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | — | ||
| Q2 24 | 0.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
