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FIRST CITIZENS BANCSHARES INC（FCNCA）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
瑞思迈的季度营收约是FIRST CITIZENS BANCSHARES INC的1.3倍（$1.4B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 27.6%，领先21.5%），瑞思迈同比增速更快（11.0% vs 3.5%），过去两年瑞思迈的营收复合增速更高（7.8% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
FCNCA vs RMD — 直观对比
营收规模更大
RMD
是对方的1.3倍
$1.1B
营收增速更快
RMD
高出7.5%
3.5%
净利率更高
FCNCA
高出21.5%
27.6%
两年增速更快
RMD
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.4B |
| 净利润 | $534.0M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | — | 34.6% |
| 净利率 | 49.1% | 27.6% |
| 营收同比 | 3.5% | 11.0% |
| 净利润同比 | 10.6% | 13.9% |
| 每股收益（稀释后） | $42.63 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCARMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | $1.1B | $1.4B | ||
| Q4 25 | $2.4B | $1.4B | ||
| Q3 25 | $2.4B | $1.3B | ||
| Q2 25 | $2.4B | $1.3B | ||
| Q1 25 | $2.3B | $1.3B | ||
| Q4 24 | $2.4B | $1.3B | ||
| Q3 24 | $2.4B | $1.2B |
净利润FCNCARMD
| Q2 26 | — | $392.6M | ||
| Q1 26 | $534.0M | $398.7M | ||
| Q4 25 | $580.0M | $392.6M | ||
| Q3 25 | $568.0M | $348.5M | ||
| Q2 25 | $575.0M | $379.7M | ||
| Q1 25 | $483.0M | $365.0M | ||
| Q4 24 | $700.0M | $344.6M | ||
| Q3 24 | $639.0M | $311.4M |
毛利率FCNCARMD
| Q2 26 | — | 61.8% | ||
| Q1 26 | — | 62.2% | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% |
营业利润率FCNCARMD
| Q2 26 | — | 34.6% | ||
| Q1 26 | — | 34.9% | ||
| Q4 25 | 33.3% | 34.6% | ||
| Q3 25 | 30.9% | 33.4% | ||
| Q2 25 | 31.9% | 33.7% | ||
| Q1 25 | 28.3% | 33.0% | ||
| Q4 24 | 30.6% | 32.5% | ||
| Q3 24 | 35.7% | 31.6% |
净利率FCNCARMD
| Q2 26 | — | 27.6% | ||
| Q1 26 | 49.1% | 27.9% | ||
| Q4 25 | 23.8% | 27.6% | ||
| Q3 25 | 23.3% | 26.1% | ||
| Q2 25 | 24.2% | 28.2% | ||
| Q1 25 | 21.0% | 28.3% | ||
| Q4 24 | 29.1% | 26.9% | ||
| Q3 24 | 26.1% | 25.4% |
每股收益（稀释后）FCNCARMD
| Q2 26 | — | $2.68 | ||
| Q1 26 | $42.63 | $2.74 | ||
| Q4 25 | $45.33 | $2.68 | ||
| Q3 25 | $43.08 | $2.37 | ||
| Q2 25 | $42.36 | $2.58 | ||
| Q1 25 | $34.47 | $2.48 | ||
| Q4 24 | $49.19 | $2.34 | ||
| Q3 24 | $43.42 | $2.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $34.0B | $663.8M |
| 股东权益账面价值 | $22.0B | $6.3B |
| 总资产 | $236.0B | $8.5B |
| 负债/权益比越低杠杆越低 | 1.54× | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资FCNCARMD
| Q2 26 | — | $1.4B | ||
| Q1 26 | — | $1.7B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $932.7M | ||
| Q4 24 | — | $521.9M | ||
| Q3 24 | — | $426.4M |
总债务FCNCARMD
| Q2 26 | — | $663.8M | ||
| Q1 26 | $34.0B | $664.1M | ||
| Q4 25 | $35.8B | $403.9M | ||
| Q3 25 | $38.3B | $408.7M | ||
| Q2 25 | $37.6B | $658.4M | ||
| Q1 25 | $38.0B | $663.1M | ||
| Q4 24 | $36.7B | $662.9M | ||
| Q3 24 | $36.8B | $667.6M |
股东权益FCNCARMD
| Q2 26 | — | $6.3B | ||
| Q1 26 | $22.0B | $6.5B | ||
| Q4 25 | $22.2B | $6.3B | ||
| Q3 25 | $22.0B | $6.1B | ||
| Q2 25 | $22.3B | $6.0B | ||
| Q1 25 | $22.3B | $5.5B | ||
| Q4 24 | $22.2B | $5.3B | ||
| Q3 24 | $22.8B | $5.2B |
总资产FCNCARMD
| Q2 26 | — | $8.5B | ||
| Q1 26 | $236.0B | $8.8B | ||
| Q4 25 | $229.7B | $8.5B | ||
| Q3 25 | $233.5B | $8.3B | ||
| Q2 25 | $229.7B | $8.2B | ||
| Q1 25 | $228.8B | $7.6B | ||
| Q4 24 | $223.7B | $7.1B | ||
| Q3 24 | $220.6B | $7.2B |
负债/权益比FCNCARMD
| Q2 26 | — | 0.11× | ||
| Q1 26 | 1.54× | 0.10× | ||
| Q4 25 | 1.61× | 0.06× | ||
| Q3 25 | 1.74× | 0.07× | ||
| Q2 25 | 1.69× | 0.11× | ||
| Q1 25 | 1.70× | 0.12× | ||
| Q4 24 | 1.65× | 0.13× | ||
| Q3 24 | 1.61× | 0.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
