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FIRST CITIZENS BANCSHARES INC（FCNCA）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Roper Technologies的季度营收约是FIRST CITIZENS BANCSHARES INC的1.9倍（$2.1B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 15.8%，领先33.3%），Roper Technologies同比增速更快（11.3% vs 3.5%），过去两年Roper Technologies的营收复合增速更高（10.5% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
FCNCA vs ROP — 直观对比
营收规模更大
ROP
是对方的1.9倍
$1.1B
营收增速更快
ROP
高出7.8%
3.5%
净利率更高
FCNCA
高出33.3%
15.8%
两年增速更快
ROP
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $2.1B |
| 净利润 | $534.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | — | 27.2% |
| 净利率 | 49.1% | 15.8% |
| 营收同比 | 3.5% | 11.3% |
| 净利润同比 | 10.6% | 53.7% |
| 每股收益（稀释后） | $42.63 | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCAROP
| Q1 26 | $1.1B | $2.1B | ||
| Q4 25 | $2.4B | $2.1B | ||
| Q3 25 | $2.4B | $2.0B | ||
| Q2 25 | $2.4B | $1.9B | ||
| Q1 25 | $2.3B | $1.9B | ||
| Q4 24 | $2.4B | $1.9B | ||
| Q3 24 | $2.4B | $1.8B | ||
| Q2 24 | $2.5B | $1.7B |
净利润FCNCAROP
| Q1 26 | $534.0M | $331.0M | ||
| Q4 25 | $580.0M | $428.4M | ||
| Q3 25 | $568.0M | $398.5M | ||
| Q2 25 | $575.0M | $378.3M | ||
| Q1 25 | $483.0M | $331.1M | ||
| Q4 24 | $700.0M | $462.3M | ||
| Q3 24 | $639.0M | $367.9M | ||
| Q2 24 | $707.0M | $337.1M |
毛利率FCNCAROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率FCNCAROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 33.3% | 28.6% | ||
| Q3 25 | 30.9% | 28.4% | ||
| Q2 25 | 31.9% | 28.2% | ||
| Q1 25 | 28.3% | 27.9% | ||
| Q4 24 | 30.6% | 28.0% | ||
| Q3 24 | 35.7% | 28.1% | ||
| Q2 24 | 39.8% | 28.8% |
净利率FCNCAROP
| Q1 26 | 49.1% | 15.8% | ||
| Q4 25 | 23.8% | 20.8% | ||
| Q3 25 | 23.3% | 19.8% | ||
| Q2 25 | 24.2% | 19.5% | ||
| Q1 25 | 21.0% | 17.6% | ||
| Q4 24 | 29.1% | 24.6% | ||
| Q3 24 | 26.1% | 20.8% | ||
| Q2 24 | 28.7% | 19.6% |
每股收益（稀释后）FCNCAROP
| Q1 26 | $42.63 | $4.87 | ||
| Q4 25 | $45.33 | $3.97 | ||
| Q3 25 | $43.08 | $3.68 | ||
| Q2 25 | $42.36 | $3.49 | ||
| Q1 25 | $34.47 | $3.06 | ||
| Q4 24 | $49.19 | $4.29 | ||
| Q3 24 | $43.42 | $3.40 | ||
| Q2 24 | $47.54 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $382.9M |
| 总债务越低越好 | $34.0B | $9.7B |
| 股东权益账面价值 | $22.0B | $18.8B |
| 总资产 | $236.0B | $34.6B |
| 负债/权益比越低杠杆越低 | 1.54× | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资FCNCAROP
| Q1 26 | — | $382.9M | ||
| Q4 25 | — | $297.4M | ||
| Q3 25 | — | $320.0M | ||
| Q2 25 | — | $242.4M | ||
| Q1 25 | — | $372.8M | ||
| Q4 24 | — | $188.2M | ||
| Q3 24 | — | $269.6M | ||
| Q2 24 | — | $251.5M |
总债务FCNCAROP
| Q1 26 | $34.0B | $9.7B | ||
| Q4 25 | $35.8B | $9.3B | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | $7.6B | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCAROP
| Q1 26 | $22.0B | $18.8B | ||
| Q4 25 | $22.2B | $19.9B | ||
| Q3 25 | $22.0B | $20.0B | ||
| Q2 25 | $22.3B | $19.6B | ||
| Q1 25 | $22.3B | $19.2B | ||
| Q4 24 | $22.2B | $18.9B | ||
| Q3 24 | $22.8B | $18.5B | ||
| Q2 24 | $22.5B | $18.1B |
总资产FCNCAROP
| Q1 26 | $236.0B | $34.6B | ||
| Q4 25 | $229.7B | $34.6B | ||
| Q3 25 | $233.5B | $34.6B | ||
| Q2 25 | $229.7B | $33.2B | ||
| Q1 25 | $228.8B | $31.4B | ||
| Q4 24 | $223.7B | $31.3B | ||
| Q3 24 | $220.6B | $31.6B | ||
| Q2 24 | $219.8B | $29.8B |
负债/权益比FCNCAROP
| Q1 26 | 1.54× | 0.52× | ||
| Q4 25 | 1.61× | 0.47× | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | 0.40× | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCNCAROP
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $738.0M | ||
| Q3 25 | $916.0M | $869.5M | ||
| Q2 25 | $859.0M | $404.1M | ||
| Q1 25 | $98.0M | $528.7M | ||
| Q4 24 | $1.1B | $722.2M | ||
| Q3 24 | $991.0M | $755.4M | ||
| Q2 24 | $417.0M | $384.1M |
自由现金流FCNCAROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | $807.0M | — | ||
| Q3 25 | $678.0M | — | ||
| Q2 25 | $733.0M | — | ||
| Q1 25 | $-5.0M | — | ||
| Q4 24 | $991.0M | — | ||
| Q3 24 | $885.0M | — | ||
| Q2 24 | $316.0M | — |
自由现金流率FCNCAROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | 33.1% | — | ||
| Q3 25 | 27.9% | — | ||
| Q2 25 | 30.9% | — | ||
| Q1 25 | -0.2% | — | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | 36.2% | — | ||
| Q2 24 | 12.8% | — |
资本支出强度FCNCAROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | 10.0% | — | ||
| Q3 25 | 9.8% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 4.3% | — | ||
| Q2 24 | 4.1% | — |
现金转化率FCNCAROP
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | 1.72× | ||
| Q3 25 | 1.61× | 2.18× | ||
| Q2 25 | 1.49× | 1.07× | ||
| Q1 25 | 0.20× | 1.60× | ||
| Q4 24 | 1.60× | 1.56× | ||
| Q3 24 | 1.55× | 2.05× | ||
| Q2 24 | 0.59× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
