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FIRST CITIZENS BANCSHARES INC（FCNCA）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
RXO, Inc.的季度营收约是FIRST CITIZENS BANCSHARES INC的1.4倍（$1.5B vs $1.1B），FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs -3.1%，领先52.3%），FIRST CITIZENS BANCSHARES INC同比增速更快（3.5% vs -11.9%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
FCNCA vs RXO — 直观对比
营收规模更大
RXO
是对方的1.4倍
$1.1B
营收增速更快
FCNCA
高出15.3%
-11.9%
净利率更高
FCNCA
高出52.3%
-3.1%
两年增速更快
RXO
近两年复合增速
-33.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.5B |
| 净利润 | $534.0M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -2.9% |
| 净利率 | 49.1% | -3.1% |
| 营收同比 | 3.5% | -11.9% |
| 净利润同比 | 10.6% | -84.0% |
| 每股收益（稀释后） | $42.63 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCARXO
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $1.5B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.4B | $1.4B | ||
| Q1 25 | $2.3B | $1.4B | ||
| Q4 24 | $2.4B | $1.7B | ||
| Q3 24 | $2.4B | $1.0B | ||
| Q2 24 | $2.5B | $930.0M |
净利润FCNCARXO
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $-46.0M | ||
| Q3 25 | $568.0M | $-14.0M | ||
| Q2 25 | $575.0M | $-9.0M | ||
| Q1 25 | $483.0M | $-31.0M | ||
| Q4 24 | $700.0M | $-25.0M | ||
| Q3 24 | $639.0M | $-243.0M | ||
| Q2 24 | $707.0M | $-7.0M |
营业利润率FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | -2.9% | ||
| Q3 25 | 30.9% | -0.5% | ||
| Q2 25 | 31.9% | — | ||
| Q1 25 | 28.3% | -2.1% | ||
| Q4 24 | 30.6% | -1.4% | ||
| Q3 24 | 35.7% | -1.9% | ||
| Q2 24 | 39.8% | — |
净利率FCNCARXO
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | -3.1% | ||
| Q3 25 | 23.3% | -1.0% | ||
| Q2 25 | 24.2% | -0.6% | ||
| Q1 25 | 21.0% | -2.2% | ||
| Q4 24 | 29.1% | -1.5% | ||
| Q3 24 | 26.1% | -23.4% | ||
| Q2 24 | 28.7% | -0.8% |
每股收益（稀释后）FCNCARXO
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $-0.28 | ||
| Q3 25 | $43.08 | $-0.08 | ||
| Q2 25 | $42.36 | $-0.05 | ||
| Q1 25 | $34.47 | $-0.18 | ||
| Q4 24 | $49.19 | $-0.17 | ||
| Q3 24 | $43.42 | $-1.81 | ||
| Q2 24 | $47.54 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $17.0M |
| 总债务越低越好 | $34.0B | $387.0M |
| 股东权益账面价值 | $22.0B | $1.5B |
| 总资产 | $236.0B | $3.3B |
| 负债/权益比越低杠杆越低 | 1.54× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $55.0M | ||
| Q2 24 | — | $7.0M |
总债务FCNCARXO
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | $387.0M | ||
| Q3 25 | $38.3B | $387.0M | ||
| Q2 25 | $37.6B | $387.0M | ||
| Q1 25 | $38.0B | $387.0M | ||
| Q4 24 | $36.7B | $351.0M | ||
| Q3 24 | $36.8B | $352.0M | ||
| Q2 24 | $37.1B | $370.0M |
股东权益FCNCARXO
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $1.5B | ||
| Q3 25 | $22.0B | $1.6B | ||
| Q2 25 | $22.3B | $1.6B | ||
| Q1 25 | $22.3B | $1.6B | ||
| Q4 24 | $22.2B | $1.6B | ||
| Q3 24 | $22.8B | $1.7B | ||
| Q2 24 | $22.5B | $579.0M |
总资产FCNCARXO
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $3.3B | ||
| Q3 25 | $233.5B | $3.2B | ||
| Q2 25 | $229.7B | $3.2B | ||
| Q1 25 | $228.8B | $3.3B | ||
| Q4 24 | $223.7B | $3.4B | ||
| Q3 24 | $220.6B | $3.4B | ||
| Q2 24 | $219.8B | $1.8B |
负债/权益比FCNCARXO
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | 0.25× | ||
| Q3 25 | 1.74× | 0.24× | ||
| Q2 25 | 1.69× | 0.24× | ||
| Q1 25 | 1.70× | 0.24× | ||
| Q4 24 | 1.65× | 0.22× | ||
| Q3 24 | 1.61× | 0.21× | ||
| Q2 24 | 1.65× | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $7.0M | ||
| Q3 25 | $916.0M | $23.0M | ||
| Q2 25 | $859.0M | $23.0M | ||
| Q1 25 | $98.0M | $-2.0M | ||
| Q4 24 | $1.1B | $-7.0M | ||
| Q3 24 | $991.0M | $-7.0M | ||
| Q2 24 | $417.0M | $-5.0M |
自由现金流FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $-9.0M | ||
| Q3 25 | $678.0M | $9.0M | ||
| Q2 25 | $733.0M | $9.0M | ||
| Q1 25 | $-5.0M | $-17.0M | ||
| Q4 24 | $991.0M | $-19.0M | ||
| Q3 24 | $885.0M | $-18.0M | ||
| Q2 24 | $316.0M | $-16.0M |
自由现金流率FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | -0.6% | ||
| Q3 25 | 27.9% | 0.6% | ||
| Q2 25 | 30.9% | 0.6% | ||
| Q1 25 | -0.2% | -1.2% | ||
| Q4 24 | 41.2% | -1.1% | ||
| Q3 24 | 36.2% | -1.7% | ||
| Q2 24 | 12.8% | -1.7% |
资本支出强度FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 1.1% | ||
| Q3 25 | 9.8% | 1.0% | ||
| Q2 25 | 5.3% | 1.0% | ||
| Q1 25 | 4.5% | 1.0% | ||
| Q4 24 | 5.3% | 0.7% | ||
| Q3 24 | 4.3% | 1.1% | ||
| Q2 24 | 4.1% | 1.2% |
现金转化率FCNCARXO
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 1.49× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 1.60× | — | ||
| Q3 24 | 1.55× | — | ||
| Q2 24 | 0.59× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
