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FIDELITY D & D BANCORP INC（FDBC）与FIRST UNITED CORP（FUNC）财务数据对比。点击上方公司名可切换其他公司
FIDELITY D & D BANCORP INC的季度营收约是FIRST UNITED CORP的1.1倍（$24.4M vs $23.2M），FIDELITY D & D BANCORP INC净利率更高（32.5% vs 24.9%，领先7.7%），FIDELITY D & D BANCORP INC同比增速更快（15.0% vs 11.9%），FIDELITY D & D BANCORP INC自由现金流更多（$24.8M vs $15.4M），过去两年FIDELITY D & D BANCORP INC的营收复合增速更高（11.8% vs 11.5%）
Fidelity D & D Bancorp Inc是一家总部位于美国的地区性银行控股公司，主要在宾夕法尼亚州东北部开展业务，为个人消费者、小微企业及当地社区客户提供存款账户、消费及商业贷款、抵押贷款、财富管理等综合零售及商业银行服务。
联合啤酒控股有限公司（又称UB集团）是喜力集团旗下的印度子公司，总部位于卡纳塔克邦班加罗尔的UB城。公司核心业务涵盖酒类饮品生产及多领域投资，是印度最大的啤酒生产商，主打以翠鸟为品牌的啤酒产品，同时拥有多款其他酒类品牌。
FDBC vs FUNC — 直观对比
营收规模更大
FDBC
是对方的1.1倍
$23.2M
营收增速更快
FDBC
高出3.1%
11.9%
净利率更高
FDBC
高出7.7%
24.9%
自由现金流更多
FDBC
多$9.4M
$15.4M
两年增速更快
FDBC
近两年复合增速
11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $24.4M | $23.2M |
| 净利润 | $7.9M | $5.8M |
| 毛利率 | — | — |
| 营业利润率 | 37.7% | 32.9% |
| 净利率 | 32.5% | 24.9% |
| 营收同比 | 15.0% | 11.9% |
| 净利润同比 | 36.1% | -6.6% |
| 每股收益（稀释后） | $1.29 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FDBCFUNC
| Q4 25 | $24.4M | $23.2M | ||
| Q3 25 | $23.5M | $22.7M | ||
| Q2 25 | $23.3M | $21.8M | ||
| Q1 25 | $22.0M | $20.9M | ||
| Q4 24 | $21.2M | $20.8M | ||
| Q3 24 | $20.4M | $20.3M | ||
| Q2 24 | $19.7M | $20.1M | ||
| Q1 24 | $19.5M | $18.7M |
净利润FDBCFUNC
| Q4 25 | $7.9M | $5.8M | ||
| Q3 25 | $7.3M | $6.9M | ||
| Q2 25 | $6.9M | $6.0M | ||
| Q1 25 | $6.0M | $5.8M | ||
| Q4 24 | $5.8M | $6.2M | ||
| Q3 24 | $5.0M | $5.8M | ||
| Q2 24 | $4.9M | $4.9M | ||
| Q1 24 | $5.1M | $3.7M |
营业利润率FDBCFUNC
| Q4 25 | 37.7% | 32.9% | ||
| Q3 25 | 36.5% | 40.6% | ||
| Q2 25 | 35.5% | 36.5% | ||
| Q1 25 | 32.2% | 36.8% | ||
| Q4 24 | 31.4% | 39.2% | ||
| Q3 24 | 28.2% | 38.0% | ||
| Q2 24 | 28.9% | 32.5% | ||
| Q1 24 | 29.5% | 26.0% |
净利率FDBCFUNC
| Q4 25 | 32.5% | 24.9% | ||
| Q3 25 | 31.2% | 30.6% | ||
| Q2 25 | 29.7% | 27.5% | ||
| Q1 25 | 27.2% | 27.7% | ||
| Q4 24 | 27.5% | 29.8% | ||
| Q3 24 | 24.3% | 28.5% | ||
| Q2 24 | 25.0% | 24.5% | ||
| Q1 24 | 25.9% | 19.8% |
每股收益（稀释后）FDBCFUNC
| Q4 25 | $1.29 | $0.89 | ||
| Q3 25 | $1.27 | $1.07 | ||
| Q2 25 | $1.27 | $0.92 | ||
| Q1 25 | $1.03 | $0.89 | ||
| Q4 24 | $1.00 | $0.95 | ||
| Q3 24 | $0.86 | $0.89 | ||
| Q2 24 | $0.86 | $0.75 | ||
| Q1 24 | $0.88 | $0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $148.1M | $131.6M |
| 总债务越低越好 | — | $95.9M |
| 股东权益账面价值 | $238.9M | $203.6M |
| 总资产 | $2.7B | $2.1B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资FDBCFUNC
| Q4 25 | $148.1M | $131.6M | ||
| Q3 25 | $142.2M | $95.2M | ||
| Q2 25 | $165.5M | $79.1M | ||
| Q1 25 | $211.2M | $84.4M | ||
| Q4 24 | $83.4M | $78.3M | ||
| Q3 24 | $120.2M | $62.4M | ||
| Q2 24 | $78.1M | $45.1M | ||
| Q1 24 | $72.7M | $86.9M |
总债务FDBCFUNC
| Q4 25 | — | $95.9M | ||
| Q3 25 | — | $95.9M | ||
| Q2 25 | — | $120.9M | ||
| Q1 25 | — | $120.9M | ||
| Q4 24 | — | $120.9M | ||
| Q3 24 | — | $120.9M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $70.9M |
股东权益FDBCFUNC
| Q4 25 | $238.9M | $203.6M | ||
| Q3 25 | $229.2M | $199.1M | ||
| Q2 25 | $217.9M | $191.1M | ||
| Q1 25 | $211.7M | $183.7M | ||
| Q4 24 | $204.0M | $179.3M | ||
| Q3 24 | $207.3M | $174.0M | ||
| Q2 24 | $195.7M | $164.2M | ||
| Q1 24 | $191.6M | $165.5M |
总资产FDBCFUNC
| Q4 25 | $2.7B | $2.1B | ||
| Q3 25 | $2.7B | $2.0B | ||
| Q2 25 | $2.7B | $2.0B | ||
| Q1 25 | $2.7B | $2.0B | ||
| Q4 24 | $2.6B | $2.0B | ||
| Q3 24 | $2.6B | $1.9B | ||
| Q2 24 | $2.5B | $1.9B | ||
| Q1 24 | $2.5B | $1.9B |
负债/权益比FDBCFUNC
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | 0.48× | ||
| Q2 25 | — | 0.63× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.67× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.43× | ||
| Q1 24 | — | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $42.4M | $19.4M |
| 自由现金流经营现金流 - 资本支出 | $24.8M | $15.4M |
| 自由现金流率自由现金流/营收 | 101.7% | 66.3% |
| 资本支出强度资本支出/营收 | 71.9% | 17.1% |
| 现金转化率经营现金流/净利润 | 5.34× | 3.35× |
| 过去12个月自由现金流最近4个季度 | $45.4M | $22.7M |
8季度趋势，按日历期对齐
经营现金流FDBCFUNC
| Q4 25 | $42.4M | $19.4M | ||
| Q3 25 | $8.4M | $1.5M | ||
| Q2 25 | $12.6M | $995.0K | ||
| Q1 25 | $11.7M | $7.0M | ||
| Q4 24 | $29.6M | $22.3M | ||
| Q3 24 | $9.1M | $2.3M | ||
| Q2 24 | $8.7M | $7.2M | ||
| Q1 24 | $5.3M | $3.6M |
自由现金流FDBCFUNC
| Q4 25 | $24.8M | $15.4M | ||
| Q3 25 | $2.2M | $168.0K | ||
| Q2 25 | $6.9M | $706.0K | ||
| Q1 25 | $11.5M | $6.4M | ||
| Q4 24 | $24.9M | $20.4M | ||
| Q3 24 | $7.8M | $588.0K | ||
| Q2 24 | $7.2M | $7.0M | ||
| Q1 24 | $4.0M | $3.5M |
自由现金流率FDBCFUNC
| Q4 25 | 101.7% | 66.3% | ||
| Q3 25 | 9.3% | 0.7% | ||
| Q2 25 | 29.6% | 3.2% | ||
| Q1 25 | 52.3% | 30.5% | ||
| Q4 24 | 117.3% | 98.1% | ||
| Q3 24 | 38.1% | 2.9% | ||
| Q2 24 | 36.6% | 35.1% | ||
| Q1 24 | 20.7% | 18.9% |
资本支出强度FDBCFUNC
| Q4 25 | 71.9% | 17.1% | ||
| Q3 25 | 26.5% | 5.9% | ||
| Q2 25 | 24.4% | 1.3% | ||
| Q1 25 | 0.8% | 2.8% | ||
| Q4 24 | 22.0% | 9.3% | ||
| Q3 24 | 6.3% | 8.4% | ||
| Q2 24 | 7.5% | 0.6% | ||
| Q1 24 | 6.7% | 0.3% |
现金转化率FDBCFUNC
| Q4 25 | 5.34× | 3.35× | ||
| Q3 25 | 1.15× | 0.22× | ||
| Q2 25 | 1.82× | 0.17× | ||
| Q1 25 | 1.95× | 1.20× | ||
| Q4 24 | 5.07× | 3.60× | ||
| Q3 24 | 1.83× | 0.40× | ||
| Q2 24 | 1.76× | 1.46× | ||
| Q1 24 | 1.05× | 0.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FDBC
暂无分部数据
FUNC
| Trust Department | $9.8M | 42% |
| Other | $5.6M | 24% |
| Debit Card Income | $4.1M | 17% |
| Service Charges | $2.3M | 10% |
| Brokerage Commissions | $1.4M | 6% |
