vs
FIDELITY D & D BANCORP INC（FDBC）与INSEEGO CORP.（INSG）财务数据对比。点击上方公司名可切换其他公司
INSEEGO CORP.的季度营收约是FIDELITY D & D BANCORP INC的2.0倍（$48.4M vs $24.4M），FIDELITY D & D BANCORP INC净利率更高（32.5% vs 1.0%，领先31.6%），FIDELITY D & D BANCORP INC同比增速更快（15.0% vs 0.6%），FIDELITY D & D BANCORP INC自由现金流更多（$24.8M vs $11.6M），过去两年INSEEGO CORP.的营收复合增速更高（13.6% vs 11.8%）
Fidelity D & D Bancorp Inc是一家总部位于美国的地区性银行控股公司，主要在宾夕法尼亚州东北部开展业务，为个人消费者、小微企业及当地社区客户提供存款账户、消费及商业贷款、抵押贷款、财富管理等综合零售及商业银行服务。
Inseego Corp是全球领先的5G及物联网解决方案提供商，主打移动热点、边缘计算设备及云端设备管理平台产品，客户覆盖全球范围内的电信运营商、企业及公共部门。
FDBC vs INSG — 直观对比
营收规模更大
INSG
是对方的2.0倍
$24.4M
营收增速更快
FDBC
高出14.3%
0.6%
净利率更高
FDBC
高出31.6%
1.0%
自由现金流更多
FDBC
多$13.2M
$11.6M
两年增速更快
INSG
近两年复合增速
11.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $24.4M | $48.4M |
| 净利润 | $7.9M | $469.0K |
| 毛利率 | — | 42.2% |
| 营业利润率 | 37.7% | 2.7% |
| 净利率 | 32.5% | 1.0% |
| 营收同比 | 15.0% | 0.6% |
| 净利润同比 | 36.1% | 182.9% |
| 每股收益（稀释后） | $1.29 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FDBCINSG
| Q4 25 | $24.4M | $48.4M | ||
| Q3 25 | $23.5M | $45.9M | ||
| Q2 25 | $23.3M | $40.2M | ||
| Q1 25 | $22.0M | $31.7M | ||
| Q4 24 | $21.2M | $48.1M | ||
| Q3 24 | $20.4M | $54.0M | ||
| Q2 24 | $19.7M | $51.6M | ||
| Q1 24 | $19.5M | $37.5M |
净利润FDBCINSG
| Q4 25 | $7.9M | $469.0K | ||
| Q3 25 | $7.3M | $1.4M | ||
| Q2 25 | $6.9M | $507.0K | ||
| Q1 25 | $6.0M | $-1.6M | ||
| Q4 24 | $5.8M | $-566.0K | ||
| Q3 24 | $5.0M | $9.0M | ||
| Q2 24 | $4.9M | $624.0K | ||
| Q1 24 | $5.1M | $-4.5M |
毛利率FDBCINSG
| Q4 25 | — | 42.2% | ||
| Q3 25 | — | 41.6% | ||
| Q2 25 | — | 41.1% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 37.3% | ||
| Q3 24 | — | 34.8% | ||
| Q2 24 | — | 36.4% | ||
| Q1 24 | — | 35.3% |
营业利润率FDBCINSG
| Q4 25 | 37.7% | 2.7% | ||
| Q3 25 | 36.5% | 4.7% | ||
| Q2 25 | 35.5% | 3.2% | ||
| Q1 25 | 32.2% | -1.3% | ||
| Q4 24 | 31.4% | 3.7% | ||
| Q3 24 | 28.2% | 1.9% | ||
| Q2 24 | 28.9% | 3.6% | ||
| Q1 24 | 29.5% | -7.9% |
净利率FDBCINSG
| Q4 25 | 32.5% | 1.0% | ||
| Q3 25 | 31.2% | 3.1% | ||
| Q2 25 | 29.7% | 1.3% | ||
| Q1 25 | 27.2% | -5.0% | ||
| Q4 24 | 27.5% | -1.2% | ||
| Q3 24 | 24.3% | 16.6% | ||
| Q2 24 | 25.0% | 1.2% | ||
| Q1 24 | 25.9% | -11.9% |
每股收益（稀释后）FDBCINSG
| Q4 25 | $1.29 | $-0.02 | ||
| Q3 25 | $1.27 | $0.03 | ||
| Q2 25 | $1.27 | $-0.03 | ||
| Q1 25 | $1.03 | $-0.16 | ||
| Q4 24 | $1.00 | $0.62 | ||
| Q3 24 | $0.86 | $-0.06 | ||
| Q2 24 | $0.86 | $-0.02 | ||
| Q1 24 | $0.88 | $-0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $148.1M | $24.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $238.9M | $-4.0M |
| 总资产 | $2.7B | $93.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FDBCINSG
| Q4 25 | $148.1M | $24.9M | ||
| Q3 25 | $142.2M | $14.6M | ||
| Q2 25 | $165.5M | $13.2M | ||
| Q1 25 | $211.2M | $35.1M | ||
| Q4 24 | $83.4M | $39.6M | ||
| Q3 24 | $120.2M | $12.0M | ||
| Q2 24 | $78.1M | $49.0M | ||
| Q1 24 | $72.7M | $12.3M |
股东权益FDBCINSG
| Q4 25 | $238.9M | $-4.0M | ||
| Q3 25 | $229.2M | $-7.7M | ||
| Q2 25 | $217.9M | $-10.5M | ||
| Q1 25 | $211.7M | $-13.0M | ||
| Q4 24 | $204.0M | $-12.9M | ||
| Q3 24 | $207.3M | $-85.1M | ||
| Q2 24 | $195.7M | $-101.8M | ||
| Q1 24 | $191.6M | $-105.6M |
总资产FDBCINSG
| Q4 25 | $2.7B | $93.8M | ||
| Q3 25 | $2.7B | $85.8M | ||
| Q2 25 | $2.7B | $83.1M | ||
| Q1 25 | $2.7B | $93.0M | ||
| Q4 24 | $2.6B | $100.0M | ||
| Q3 24 | $2.6B | $113.4M | ||
| Q2 24 | $2.5B | $149.6M | ||
| Q1 24 | $2.5B | $122.1M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $42.4M | $12.0M |
| 自由现金流经营现金流 - 资本支出 | $24.8M | $11.6M |
| 自由现金流率自由现金流/营收 | 101.7% | 24.0% |
| 资本支出强度资本支出/营收 | 71.9% | 0.7% |
| 现金转化率经营现金流/净利润 | 5.34× | 25.50× |
| 过去12个月自由现金流最近4个季度 | $45.4M | $6.5M |
8季度趋势，按日历期对齐
经营现金流FDBCINSG
| Q4 25 | $42.4M | $12.0M | ||
| Q3 25 | $8.4M | $3.2M | ||
| Q2 25 | $12.6M | $-4.5M | ||
| Q1 25 | $11.7M | $-3.5M | ||
| Q4 24 | $29.6M | $-14.2M | ||
| Q3 24 | $9.1M | $14.8M | ||
| Q2 24 | $8.7M | $27.6M | ||
| Q1 24 | $5.3M | $5.2M |
自由现金流FDBCINSG
| Q4 25 | $24.8M | $11.6M | ||
| Q3 25 | $2.2M | $3.1M | ||
| Q2 25 | $6.9M | $-4.7M | ||
| Q1 25 | $11.5M | $-3.5M | ||
| Q4 24 | $24.9M | $-14.3M | ||
| Q3 24 | $7.8M | $14.8M | ||
| Q2 24 | $7.2M | $27.6M | ||
| Q1 24 | $4.0M | — |
自由现金流率FDBCINSG
| Q4 25 | 101.7% | 24.0% | ||
| Q3 25 | 9.3% | 6.7% | ||
| Q2 25 | 29.6% | -11.6% | ||
| Q1 25 | 52.3% | -11.0% | ||
| Q4 24 | 117.3% | -29.7% | ||
| Q3 24 | 38.1% | 27.4% | ||
| Q2 24 | 36.6% | 53.5% | ||
| Q1 24 | 20.7% | — |
资本支出强度FDBCINSG
| Q4 25 | 71.9% | 0.7% | ||
| Q3 25 | 26.5% | 0.2% | ||
| Q2 25 | 24.4% | 0.5% | ||
| Q1 25 | 0.8% | 0.1% | ||
| Q4 24 | 22.0% | 0.1% | ||
| Q3 24 | 6.3% | 0.0% | ||
| Q2 24 | 7.5% | 0.0% | ||
| Q1 24 | 6.7% | 0.0% |
现金转化率FDBCINSG
| Q4 25 | 5.34× | 25.50× | ||
| Q3 25 | 1.15× | 2.22× | ||
| Q2 25 | 1.82× | -8.81× | ||
| Q1 25 | 1.95× | — | ||
| Q4 24 | 5.07× | — | ||
| Q3 24 | 1.83× | 1.65× | ||
| Q2 24 | 1.76× | 44.31× | ||
| Q1 24 | 1.05× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
