vs
FLUSHING FINANCIAL CORP(FFIC)与REGIS CORP(RGS)财务数据对比。点击上方公司名可切换其他公司
FLUSHING FINANCIAL CORP的季度营收约是REGIS CORP的1.0倍($58.8M vs $57.1M),FLUSHING FINANCIAL CORP净利率更高(6.8% vs 0.8%,领先6.0%),FLUSHING FINANCIAL CORP同比增速更快(2597.7% vs 22.3%),FLUSHING FINANCIAL CORP自由现金流更多($55.8M vs $891.0K),过去两年FLUSHING FINANCIAL CORP的营收复合增速更高(13.7% vs 7.8%)
弗拉格斯塔夫银行(Flagstar Bank, N.A.)是美国区域性金融服务控股集团,总部位于纽约希克斯维尔。2023年该行共运营395家分支机构,并于2024年2月21日完成全部分支机构的品牌统一,全部更名为Flagstar品牌。
瑞吉斯公司是一家美国美发沙龙运营商,总部位于明尼苏达州明尼阿波利斯市。截至2021年8月,该集团旗下拥有5563家加盟沙龙以及276家直营门店,是北美地区规模领先的美发沙龙连锁经营企业。
FFIC vs RGS — 直观对比
营收规模更大
FFIC
是对方的1.0倍
$57.1M
营收增速更快
FFIC
高出2575.4%
22.3%
净利率更高
FFIC
高出6.0%
0.8%
自由现金流更多
FFIC
多$54.9M
$891.0K
两年增速更快
FFIC
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $58.8M | $57.1M |
| 净利润 | $4.0M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 13.3% | 10.8% |
| 净利率 | 6.8% | 0.8% |
| 营收同比 | 2597.7% | 22.3% |
| 净利润同比 | 108.2% | -94.0% |
| 每股收益(稀释后) | $0.12 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FFIC
RGS
| Q4 25 | $58.8M | $57.1M | ||
| Q3 25 | $58.6M | $59.0M | ||
| Q2 25 | $63.5M | $60.4M | ||
| Q1 25 | $58.1M | $57.0M | ||
| Q4 24 | $2.2M | $46.7M | ||
| Q3 24 | $51.9M | $46.1M | ||
| Q2 24 | $47.0M | $49.4M | ||
| Q1 24 | $45.5M | $49.2M |
净利润
FFIC
RGS
| Q4 25 | $4.0M | $456.0K | ||
| Q3 25 | $10.4M | $1.4M | ||
| Q2 25 | $14.2M | $116.5M | ||
| Q1 25 | $-9.8M | $250.0K | ||
| Q4 24 | $-49.2M | $7.6M | ||
| Q3 24 | $8.9M | $-853.0K | ||
| Q2 24 | $5.3M | $91.2M | ||
| Q1 24 | $3.7M | $-2.3M |
营业利润率
FFIC
RGS
| Q4 25 | 13.3% | 10.8% | ||
| Q3 25 | 23.4% | 10.0% | ||
| Q2 25 | 29.8% | 12.1% | ||
| Q1 25 | -10.2% | 8.8% | ||
| Q4 24 | -3296.2% | 11.8% | ||
| Q3 24 | 22.1% | 4.6% | ||
| Q2 24 | 15.2% | — | ||
| Q1 24 | 11.0% | 8.3% |
净利率
FFIC
RGS
| Q4 25 | 6.8% | 0.8% | ||
| Q3 25 | 17.8% | 2.3% | ||
| Q2 25 | 22.4% | 192.9% | ||
| Q1 25 | -16.9% | 0.4% | ||
| Q4 24 | -2258.9% | 16.4% | ||
| Q3 24 | 17.2% | -1.9% | ||
| Q2 24 | 11.3% | 184.7% | ||
| Q1 24 | 8.1% | -4.7% |
每股收益(稀释后)
FFIC
RGS
| Q4 25 | $0.12 | $0.16 | ||
| Q3 25 | $0.30 | $0.49 | ||
| Q2 25 | $0.41 | $43.67 | ||
| Q1 25 | $-0.29 | $0.08 | ||
| Q4 24 | $-1.67 | $2.71 | ||
| Q3 24 | $0.30 | $-0.36 | ||
| Q2 24 | $0.18 | $38.40 | ||
| Q1 24 | $0.12 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $708.0M | $188.7M |
| 总资产 | $8.7B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势,按日历期对齐
现金及短期投资
FFIC
RGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务
FFIC
RGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益
FFIC
RGS
| Q4 25 | $708.0M | $188.7M | ||
| Q3 25 | $711.2M | $187.6M | ||
| Q2 25 | $706.4M | $185.6M | ||
| Q1 25 | $702.9M | $68.6M | ||
| Q4 24 | $724.5M | $66.7M | ||
| Q3 24 | $666.9M | $56.4M | ||
| Q2 24 | $665.3M | $56.8M | ||
| Q1 24 | $669.8M | $-35.8M |
总资产
FFIC
RGS
| Q4 25 | $8.7B | $588.3M | ||
| Q3 25 | $8.9B | $592.1M | ||
| Q2 25 | $8.8B | $599.0M | ||
| Q1 25 | $9.0B | $511.2M | ||
| Q4 24 | $9.0B | $530.1M | ||
| Q3 24 | $9.3B | $508.9M | ||
| Q2 24 | $9.1B | $530.5M | ||
| Q1 24 | $8.8B | $543.7M |
负债/权益比
FFIC
RGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $61.0M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $55.8M | $891.0K |
| 自由现金流率自由现金流/营收 | 94.9% | 1.6% |
| 资本支出强度资本支出/营收 | 8.9% | 1.4% |
| 现金转化率经营现金流/净利润 | 15.16× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $104.7M | $14.9M |
8季度趋势,按日历期对齐
经营现金流
FFIC
RGS
| Q4 25 | $61.0M | $1.7M | ||
| Q3 25 | $19.6M | $2.3M | ||
| Q2 25 | $25.8M | $6.8M | ||
| Q1 25 | $6.9M | $6.2M | ||
| Q4 24 | $12.4M | $2.1M | ||
| Q3 24 | $5.4M | $-1.3M | ||
| Q2 24 | $9.6M | $5.1M | ||
| Q1 24 | $-6.2M | $-277.0K |
自由现金流
FFIC
RGS
| Q4 25 | $55.8M | $891.0K | ||
| Q3 25 | $19.3M | $1.9M | ||
| Q2 25 | $24.4M | $6.2M | ||
| Q1 25 | $5.2M | $5.9M | ||
| Q4 24 | $10.1M | $1.7M | ||
| Q3 24 | $4.8M | $-1.4M | ||
| Q2 24 | $8.8M | $5.1M | ||
| Q1 24 | $-6.5M | $-326.0K |
自由现金流率
FFIC
RGS
| Q4 25 | 94.9% | 1.6% | ||
| Q3 25 | 33.0% | 3.2% | ||
| Q2 25 | 38.5% | 10.3% | ||
| Q1 25 | 8.9% | 10.3% | ||
| Q4 24 | 463.4% | 3.6% | ||
| Q3 24 | 9.3% | -3.0% | ||
| Q2 24 | 18.7% | 10.3% | ||
| Q1 24 | -14.3% | -0.7% |
资本支出强度
FFIC
RGS
| Q4 25 | 8.9% | 1.4% | ||
| Q3 25 | 0.4% | 0.7% | ||
| Q2 25 | 2.1% | 0.9% | ||
| Q1 25 | 2.9% | 0.6% | ||
| Q4 24 | 106.0% | 0.9% | ||
| Q3 24 | 1.1% | 0.0% | ||
| Q2 24 | 1.7% | 0.0% | ||
| Q1 24 | 0.6% | 0.1% |
现金转化率
FFIC
RGS
| Q4 25 | 15.16× | 3.65× | ||
| Q3 25 | 1.87× | 1.68× | ||
| Q2 25 | 1.81× | 0.06× | ||
| Q1 25 | — | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 0.61× | — | ||
| Q2 24 | 1.80× | 0.06× | ||
| Q1 24 | -1.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |