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F&G Annuities & Life, Inc.（FG）与英格索兰（IR）财务数据对比。点击上方公司名可切换其他公司
英格索兰的季度营收约是F&G Annuities & Life, Inc.的1.2倍（$2.1B vs $1.8B），英格索兰净利率更高（12.7% vs 7.3%，领先5.5%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs 10.1%），过去两年英格索兰的营收复合增速更高（11.9% vs 6.1%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
英格索兰是一家美国跨国企业，主营流体生产及工业产品业务。公司于2020年2月由原英格索兰plc的工业业务板块分拆后与加德纳丹佛合并组建，旗下拥有40多个品牌，产品覆盖全球所有主要市场。
FG vs IR — 直观对比
营收规模更大
IR
是对方的1.2倍
$1.8B
营收增速更快
FG
高出3.1%
10.1%
净利率更高
IR
高出5.5%
7.3%
两年增速更快
IR
近两年复合增速
6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.1B |
| 净利润 | $128.0M | $266.1M |
| 毛利率 | — | 42.6% |
| 营业利润率 | — | 18.7% |
| 净利率 | 7.3% | 12.7% |
| 营收同比 | 13.2% | 10.1% |
| 净利润同比 | -60.9% | 15.8% |
| 每股收益（稀释后） | $0.97 | $0.67 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIR
| Q4 25 | $1.8B | $2.1B | ||
| Q3 25 | $1.7B | $2.0B | ||
| Q2 25 | $1.4B | $1.9B | ||
| Q1 25 | $908.0M | $1.7B | ||
| Q4 24 | $1.6B | $1.9B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.2B | $1.8B | ||
| Q1 24 | $1.6B | $1.7B |
净利润FGIR
| Q4 25 | $128.0M | $266.1M | ||
| Q3 25 | $118.0M | $244.1M | ||
| Q2 25 | $40.0M | $-115.3M | ||
| Q1 25 | $-21.0M | $186.5M | ||
| Q4 24 | $327.0M | $229.8M | ||
| Q3 24 | $-6.0M | $221.6M | ||
| Q2 24 | $203.0M | $185.0M | ||
| Q1 24 | $115.0M | $202.2M |
毛利率FGIR
| Q4 25 | — | 42.6% | ||
| Q3 25 | — | 43.7% | ||
| Q2 25 | — | 43.7% | ||
| Q1 25 | — | 44.6% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 43.9% | ||
| Q1 24 | — | 44.7% |
营业利润率FGIR
| Q4 25 | — | 18.7% | ||
| Q3 25 | — | 19.2% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 17.6% | ||
| Q4 24 | — | 20.0% | ||
| Q3 24 | — | 19.1% | ||
| Q2 24 | — | 15.1% | ||
| Q1 24 | — | 17.6% |
净利率FGIR
| Q4 25 | 7.3% | 12.7% | ||
| Q3 25 | 7.0% | 12.5% | ||
| Q2 25 | 2.9% | -6.1% | ||
| Q1 25 | -2.3% | 10.9% | ||
| Q4 24 | 21.0% | 12.1% | ||
| Q3 24 | -0.4% | 11.9% | ||
| Q2 24 | 17.3% | 10.2% | ||
| Q1 24 | 7.3% | 12.1% |
每股收益（稀释后）FGIR
| Q4 25 | $0.97 | $0.67 | ||
| Q3 25 | $0.85 | $0.61 | ||
| Q2 25 | $0.26 | $-0.29 | ||
| Q1 25 | $-0.20 | $0.46 | ||
| Q4 24 | $2.53 | $0.57 | ||
| Q3 24 | $-0.08 | $0.54 | ||
| Q2 24 | $1.55 | $0.45 | ||
| Q1 24 | $0.88 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $1.2B |
| 总债务越低越好 | $2.2B | $4.8B |
| 股东权益账面价值 | $4.8B | $10.1B |
| 总资产 | $98.4B | $18.3B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资FGIR
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $2.2B | $1.2B | ||
| Q2 25 | $1.9B | $1.3B | ||
| Q1 25 | $3.3B | $1.6B | ||
| Q4 24 | $2.3B | $1.5B | ||
| Q3 24 | $3.5B | $1.4B | ||
| Q2 24 | $3.5B | $1.1B | ||
| Q1 24 | $2.4B | $1.5B |
总债务FGIR
| Q4 25 | $2.2B | $4.8B | ||
| Q3 25 | $2.2B | $4.8B | ||
| Q2 25 | $2.2B | $4.8B | ||
| Q1 25 | $2.2B | $4.8B | ||
| Q4 24 | $2.2B | $4.8B | ||
| Q3 24 | $2.0B | $4.8B | ||
| Q2 24 | $2.0B | $4.8B | ||
| Q1 24 | $1.7B | $2.7B |
股东权益FGIR
| Q4 25 | $4.8B | $10.1B | ||
| Q3 25 | $4.8B | $10.1B | ||
| Q2 25 | $4.4B | $10.1B | ||
| Q1 25 | $4.4B | $10.5B | ||
| Q4 24 | $4.0B | $10.2B | ||
| Q3 24 | $4.3B | $10.3B | ||
| Q2 24 | $3.7B | $10.0B | ||
| Q1 24 | $3.5B | $9.9B |
总资产FGIR
| Q4 25 | $98.4B | $18.3B | ||
| Q3 25 | $96.1B | $18.2B | ||
| Q2 25 | $91.8B | $18.1B | ||
| Q1 25 | $88.0B | $18.4B | ||
| Q4 24 | $85.0B | $18.0B | ||
| Q3 24 | $84.1B | $18.2B | ||
| Q2 24 | $78.5B | $17.8B | ||
| Q1 24 | $74.4B | $15.5B |
负债/权益比FGIR
| Q4 25 | 0.47× | 0.47× | ||
| Q3 25 | 0.46× | 0.47× | ||
| Q2 25 | 0.50× | 0.47× | ||
| Q1 25 | 0.51× | 0.45× | ||
| Q4 24 | 0.55× | 0.47× | ||
| Q3 24 | 0.47× | 0.47× | ||
| Q2 24 | 0.56× | 0.48× | ||
| Q1 24 | 0.49× | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $499.0M |
| 自由现金流经营现金流 - 资本支出 | — | $461.5M |
| 自由现金流率自由现金流/营收 | — | 22.1% |
| 资本支出强度资本支出/营收 | — | 1.8% |
| 现金转化率经营现金流/净利润 | 9.13× | 1.88× |
| 过去12个月自由现金流最近4个季度 | — | $1.2B |
8季度趋势，按日历期对齐
经营现金流FGIR
| Q4 25 | $1.2B | $499.0M | ||
| Q3 25 | $937.0M | $354.6M | ||
| Q2 25 | $1.6B | $245.7M | ||
| Q1 25 | $956.0M | $256.4M | ||
| Q4 24 | $1.3B | $526.2M | ||
| Q3 24 | $2.1B | $404.0M | ||
| Q2 24 | $1.1B | $304.9M | ||
| Q1 24 | $1.5B | $161.6M |
自由现金流FGIR
| Q4 25 | — | $461.5M | ||
| Q3 25 | — | $325.5M | ||
| Q2 25 | — | $210.4M | ||
| Q1 25 | — | $222.7M | ||
| Q4 24 | — | $490.9M | ||
| Q3 24 | — | $374.3M | ||
| Q2 24 | — | $283.1M | ||
| Q1 24 | — | $99.3M |
自由现金流率FGIR
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 16.6% | ||
| Q2 25 | — | 11.1% | ||
| Q1 25 | — | 13.0% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 20.1% | ||
| Q2 24 | — | 15.7% | ||
| Q1 24 | — | 5.9% |
资本支出强度FGIR
| Q4 25 | — | 1.8% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 3.7% |
现金转化率FGIR
| Q4 25 | 9.13× | 1.88× | ||
| Q3 25 | 7.94× | 1.45× | ||
| Q2 25 | 40.50× | — | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | 4.04× | 2.29× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | 5.20× | 1.65× | ||
| Q1 24 | 13.34× | 0.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
暂无分部数据
IR
| Transferred At Point In Time | $1.5B | 71% |
| Transferred Over Time | $193.0M | 9% |
| Precision And Science Technologies Segment | $183.1M | 9% |
| Acquisitions In2024 | $175.6M | 8% |
| Acquisitions In2025 | $70.8M | 3% |
