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F&G Annuities & Life, Inc.（FG）与Optimum Communications, Inc.（OPTU）财务数据对比。点击上方公司名可切换其他公司
Optimum Communications, Inc.的季度营收约是F&G Annuities & Life, Inc.的1.2倍（$2.2B vs $1.8B），F&G Annuities & Life, Inc.净利率更高（7.3% vs -3.3%，领先10.5%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs -2.3%），过去两年F&G Annuities & Life, Inc.的营收复合增速更高（6.1% vs -1.5%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
Optimum Communications, Inc.是由法籍以色列商人帕特里克·德拉希控股的美国电信运营商，核心业务为数字有线电视与宽带互联网服务，服务覆盖纽约大都会区及美国中西部、南部多个州。截至2017年，该公司在全美21个州共拥有约490万住宅及企业客户，是美国第四大电信企业。
FG vs OPTU — 直观对比
营收规模更大
OPTU
是对方的1.2倍
$1.8B
营收增速更快
FG
高出15.5%
-2.3%
净利率更高
FG
高出10.5%
-3.3%
两年增速更快
FG
近两年复合增速
-1.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.2B |
| 净利润 | $128.0M | $-71.2M |
| 毛利率 | — | 69.5% |
| 营业利润率 | — | 18.2% |
| 净利率 | 7.3% | -3.3% |
| 营收同比 | 13.2% | -2.3% |
| 净利润同比 | -60.9% | -31.6% |
| 每股收益（稀释后） | $0.97 | $-0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGOPTU
| Q4 25 | $1.8B | $2.2B | ||
| Q3 25 | $1.7B | $2.1B | ||
| Q2 25 | $1.4B | $2.1B | ||
| Q1 25 | $908.0M | $2.2B | ||
| Q4 24 | $1.6B | $2.2B | ||
| Q3 24 | $1.4B | $2.2B | ||
| Q2 24 | $1.2B | $2.2B | ||
| Q1 24 | $1.6B | $2.3B |
净利润FGOPTU
| Q4 25 | $128.0M | $-71.2M | ||
| Q3 25 | $118.0M | $-1.6B | ||
| Q2 25 | $40.0M | $-96.3M | ||
| Q1 25 | $-21.0M | $-75.7M | ||
| Q4 24 | $327.0M | $-54.1M | ||
| Q3 24 | $-6.0M | $-43.0M | ||
| Q2 24 | $203.0M | $15.4M | ||
| Q1 24 | $115.0M | $-21.2M |
毛利率FGOPTU
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.7% | ||
| Q2 25 | — | 69.1% | ||
| Q1 25 | — | 68.8% | ||
| Q4 24 | — | 67.7% | ||
| Q3 24 | — | 68.1% | ||
| Q2 24 | — | 67.9% | ||
| Q1 24 | — | 67.0% |
营业利润率FGOPTU
| Q4 25 | — | 18.2% | ||
| Q3 25 | — | -55.3% | ||
| Q2 25 | — | 14.5% | ||
| Q1 25 | — | 16.0% | ||
| Q4 24 | — | 15.2% | ||
| Q3 24 | — | 20.0% | ||
| Q2 24 | — | 22.4% | ||
| Q1 24 | — | 17.5% |
净利率FGOPTU
| Q4 25 | 7.3% | -3.3% | ||
| Q3 25 | 7.0% | -77.1% | ||
| Q2 25 | 2.9% | -4.5% | ||
| Q1 25 | -2.3% | -3.5% | ||
| Q4 24 | 21.0% | -2.4% | ||
| Q3 24 | -0.4% | -1.9% | ||
| Q2 24 | 17.3% | 0.7% | ||
| Q1 24 | 7.3% | -0.9% |
每股收益（稀释后）FGOPTU
| Q4 25 | $0.97 | $-0.16 | ||
| Q3 25 | $0.85 | $-3.47 | ||
| Q2 25 | $0.26 | $-0.21 | ||
| Q1 25 | $-0.20 | $-0.16 | ||
| Q4 24 | $2.53 | $-0.11 | ||
| Q3 24 | $-0.08 | $-0.09 | ||
| Q2 24 | $1.55 | $0.03 | ||
| Q1 24 | $0.88 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $1.0B |
| 总债务越低越好 | $2.2B | $26.2B |
| 股东权益账面价值 | $4.8B | $-2.3B |
| 总资产 | $98.4B | $30.7B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资FGOPTU
| Q4 25 | $1.5B | $1.0B | ||
| Q3 25 | $2.2B | $938.8M | ||
| Q2 25 | $1.9B | $247.3M | ||
| Q1 25 | $3.3B | $279.1M | ||
| Q4 24 | $2.3B | $256.5M | ||
| Q3 24 | $3.5B | $250.0M | ||
| Q2 24 | $3.5B | $362.1M | ||
| Q1 24 | $2.4B | $284.4M |
总债务FGOPTU
| Q4 25 | $2.2B | $26.2B | ||
| Q3 25 | $2.2B | $26.2B | ||
| Q2 25 | $2.2B | $25.3B | ||
| Q1 25 | $2.2B | $25.3B | ||
| Q4 24 | $2.2B | $25.1B | ||
| Q3 24 | $2.0B | $25.1B | ||
| Q2 24 | $2.0B | $25.2B | ||
| Q1 24 | $1.7B | $25.1B |
股东权益FGOPTU
| Q4 25 | $4.8B | $-2.3B | ||
| Q3 25 | $4.8B | $-2.2B | ||
| Q2 25 | $4.4B | $-624.1M | ||
| Q1 25 | $4.4B | $-543.0M | ||
| Q4 24 | $4.0B | $-469.2M | ||
| Q3 24 | $4.3B | $-427.1M | ||
| Q2 24 | $3.7B | $-399.1M | ||
| Q1 24 | $3.5B | $-431.2M |
总资产FGOPTU
| Q4 25 | $98.4B | $30.7B | ||
| Q3 25 | $96.1B | $30.7B | ||
| Q2 25 | $91.8B | $31.6B | ||
| Q1 25 | $88.0B | $31.7B | ||
| Q4 24 | $85.0B | $31.7B | ||
| Q3 24 | $84.1B | $31.8B | ||
| Q2 24 | $78.5B | $32.0B | ||
| Q1 24 | $74.4B | $31.9B |
负债/权益比FGOPTU
| Q4 25 | 0.47× | — | ||
| Q3 25 | 0.46× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.51× | — | ||
| Q4 24 | 0.55× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.56× | — | ||
| Q1 24 | 0.49× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $481.6M |
| 自由现金流经营现金流 - 资本支出 | — | $199.4M |
| 自由现金流率自由现金流/营收 | — | 9.1% |
| 资本支出强度资本支出/营收 | — | 12.9% |
| 现金转化率经营现金流/净利润 | 9.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $-118.8M |
8季度趋势，按日历期对齐
经营现金流FGOPTU
| Q4 25 | $1.2B | $481.6M | ||
| Q3 25 | $937.0M | $147.4M | ||
| Q2 25 | $1.6B | $412.0M | ||
| Q1 25 | $956.0M | $187.5M | ||
| Q4 24 | $1.3B | $439.9M | ||
| Q3 24 | $2.1B | $436.0M | ||
| Q2 24 | $1.1B | $306.8M | ||
| Q1 24 | $1.5B | $399.7M |
自由现金流FGOPTU
| Q4 25 | — | $199.4M | ||
| Q3 25 | — | $-178.1M | ||
| Q2 25 | — | $28.4M | ||
| Q1 25 | — | $-168.6M | ||
| Q4 24 | — | $49.9M | ||
| Q3 24 | — | $76.9M | ||
| Q2 24 | — | $-40.9M | ||
| Q1 24 | — | $63.6M |
自由现金流率FGOPTU
| Q4 25 | — | 9.1% | ||
| Q3 25 | — | -8.4% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | -7.8% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 3.5% | ||
| Q2 24 | — | -1.8% | ||
| Q1 24 | — | 2.8% |
资本支出强度FGOPTU
| Q4 25 | — | 12.9% | ||
| Q3 25 | — | 15.4% | ||
| Q2 25 | — | 17.9% | ||
| Q1 25 | — | 16.5% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 16.1% | ||
| Q2 24 | — | 15.5% | ||
| Q1 24 | — | 14.9% |
现金转化率FGOPTU
| Q4 25 | 9.13× | — | ||
| Q3 25 | 7.94× | — | ||
| Q2 25 | 40.50× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.20× | 19.97× | ||
| Q1 24 | 13.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
暂无分部数据
OPTU
| Total Residential Revenue | $1.6B | 74% |
| Business Servicesand Wholesale | $401.8M | 18% |
| Telephony | $60.8M | 3% |
| Other | $57.9M | 3% |
| Franchise | $50.0M | 2% |
