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F&G Annuities & Life, Inc.（FG）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
F&G Annuities & Life, Inc.的季度营收约是RXO, Inc.的1.2倍（$1.8B vs $1.5B），F&G Annuities & Life, Inc.净利率更高（7.3% vs -3.1%，领先10.4%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs -11.9%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs 6.1%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
FG vs RXO — 直观对比
营收规模更大
FG
是对方的1.2倍
$1.5B
营收增速更快
FG
高出25.1%
-11.9%
净利率更高
FG
高出10.4%
-3.1%
两年增速更快
RXO
近两年复合增速
6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.5B |
| 净利润 | $128.0M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -2.9% |
| 净利率 | 7.3% | -3.1% |
| 营收同比 | 13.2% | -11.9% |
| 净利润同比 | -60.9% | -84.0% |
| 每股收益（稀释后） | $0.97 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGRXO
| Q4 25 | $1.8B | $1.5B | ||
| Q3 25 | $1.7B | $1.4B | ||
| Q2 25 | $1.4B | $1.4B | ||
| Q1 25 | $908.0M | $1.4B | ||
| Q4 24 | $1.6B | $1.7B | ||
| Q3 24 | $1.4B | $1.0B | ||
| Q2 24 | $1.2B | $930.0M | ||
| Q1 24 | $1.6B | $913.0M |
净利润FGRXO
| Q4 25 | $128.0M | $-46.0M | ||
| Q3 25 | $118.0M | $-14.0M | ||
| Q2 25 | $40.0M | $-9.0M | ||
| Q1 25 | $-21.0M | $-31.0M | ||
| Q4 24 | $327.0M | $-25.0M | ||
| Q3 24 | $-6.0M | $-243.0M | ||
| Q2 24 | $203.0M | $-7.0M | ||
| Q1 24 | $115.0M | $-15.0M |
营业利润率FGRXO
| Q4 25 | — | -2.9% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -2.1% | ||
| Q4 24 | — | -1.4% | ||
| Q3 24 | — | -1.9% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -1.3% |
净利率FGRXO
| Q4 25 | 7.3% | -3.1% | ||
| Q3 25 | 7.0% | -1.0% | ||
| Q2 25 | 2.9% | -0.6% | ||
| Q1 25 | -2.3% | -2.2% | ||
| Q4 24 | 21.0% | -1.5% | ||
| Q3 24 | -0.4% | -23.4% | ||
| Q2 24 | 17.3% | -0.8% | ||
| Q1 24 | 7.3% | -1.6% |
每股收益（稀释后）FGRXO
| Q4 25 | $0.97 | $-0.28 | ||
| Q3 25 | $0.85 | $-0.08 | ||
| Q2 25 | $0.26 | $-0.05 | ||
| Q1 25 | $-0.20 | $-0.18 | ||
| Q4 24 | $2.53 | $-0.17 | ||
| Q3 24 | $-0.08 | $-1.81 | ||
| Q2 24 | $1.55 | $-0.06 | ||
| Q1 24 | $0.88 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $17.0M |
| 总债务越低越好 | $2.2B | $387.0M |
| 股东权益账面价值 | $4.8B | $1.5B |
| 总资产 | $98.4B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资FGRXO
| Q4 25 | $1.5B | $17.0M | ||
| Q3 25 | $2.2B | $25.0M | ||
| Q2 25 | $1.9B | $18.0M | ||
| Q1 25 | $3.3B | $16.0M | ||
| Q4 24 | $2.3B | $35.0M | ||
| Q3 24 | $3.5B | $55.0M | ||
| Q2 24 | $3.5B | $7.0M | ||
| Q1 24 | $2.4B | $7.0M |
总债务FGRXO
| Q4 25 | $2.2B | $387.0M | ||
| Q3 25 | $2.2B | $387.0M | ||
| Q2 25 | $2.2B | $387.0M | ||
| Q1 25 | $2.2B | $387.0M | ||
| Q4 24 | $2.2B | $351.0M | ||
| Q3 24 | $2.0B | $352.0M | ||
| Q2 24 | $2.0B | $370.0M | ||
| Q1 24 | $1.7B | $351.0M |
股东权益FGRXO
| Q4 25 | $4.8B | $1.5B | ||
| Q3 25 | $4.8B | $1.6B | ||
| Q2 25 | $4.4B | $1.6B | ||
| Q1 25 | $4.4B | $1.6B | ||
| Q4 24 | $4.0B | $1.6B | ||
| Q3 24 | $4.3B | $1.7B | ||
| Q2 24 | $3.7B | $579.0M | ||
| Q1 24 | $3.5B | $582.0M |
总资产FGRXO
| Q4 25 | $98.4B | $3.3B | ||
| Q3 25 | $96.1B | $3.2B | ||
| Q2 25 | $91.8B | $3.2B | ||
| Q1 25 | $88.0B | $3.3B | ||
| Q4 24 | $85.0B | $3.4B | ||
| Q3 24 | $84.1B | $3.4B | ||
| Q2 24 | $78.5B | $1.8B | ||
| Q1 24 | $74.4B | $1.8B |
负债/权益比FGRXO
| Q4 25 | 0.47× | 0.25× | ||
| Q3 25 | 0.46× | 0.24× | ||
| Q2 25 | 0.50× | 0.24× | ||
| Q1 25 | 0.51× | 0.24× | ||
| Q4 24 | 0.55× | 0.22× | ||
| Q3 24 | 0.47× | 0.21× | ||
| Q2 24 | 0.56× | 0.64× | ||
| Q1 24 | 0.49× | 0.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | 9.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流FGRXO
| Q4 25 | $1.2B | $7.0M | ||
| Q3 25 | $937.0M | $23.0M | ||
| Q2 25 | $1.6B | $23.0M | ||
| Q1 25 | $956.0M | $-2.0M | ||
| Q4 24 | $1.3B | $-7.0M | ||
| Q3 24 | $2.1B | $-7.0M | ||
| Q2 24 | $1.1B | $-5.0M | ||
| Q1 24 | $1.5B | $7.0M |
自由现金流FGRXO
| Q4 25 | — | $-9.0M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | — | $-19.0M | ||
| Q3 24 | — | $-18.0M | ||
| Q2 24 | — | $-16.0M | ||
| Q1 24 | — | $-4.0M |
自由现金流率FGRXO
| Q4 25 | — | -0.6% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -1.7% | ||
| Q1 24 | — | -0.4% |
资本支出强度FGRXO
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.2% |
现金转化率FGRXO
| Q4 25 | 9.13× | — | ||
| Q3 25 | 7.94× | — | ||
| Q2 25 | 40.50× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.20× | — | ||
| Q1 24 | 13.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
暂无分部数据
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
