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F&G Annuities & Life, Inc.（FG）与森萨塔科技（ST）财务数据对比。点击上方公司名可切换其他公司
F&G Annuities & Life, Inc.的季度营收约是森萨塔科技的1.9倍（$1.8B vs $934.8M），森萨塔科技净利率更高（9.3% vs 7.3%，领先2.1%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs 2.6%），过去两年F&G Annuities & Life, Inc.的营收复合增速更高（6.1% vs -5.0%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
森萨塔科技控股有限公司是全球领先的工业科技企业，主营传感器、电气保护及控制解决方案的研发、生产与销售，产品覆盖汽车、工业、航空航天、暖通空调、电信等多个下游领域，服务全球制造类企业客户。
FG vs ST — 直观对比
营收规模更大
FG
是对方的1.9倍
$934.8M
营收增速更快
FG
高出10.6%
2.6%
净利率更高
ST
高出2.1%
7.3%
两年增速更快
FG
近两年复合增速
-5.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $934.8M |
| 净利润 | $128.0M | $87.1M |
| 毛利率 | — | 30.6% |
| 营业利润率 | — | 15.1% |
| 净利率 | 7.3% | 9.3% |
| 营收同比 | 13.2% | 2.6% |
| 净利润同比 | -60.9% | 24.6% |
| 每股收益（稀释后） | $0.97 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGST
| Q1 26 | — | $934.8M | ||
| Q4 25 | $1.8B | $917.9M | ||
| Q3 25 | $1.7B | $932.0M | ||
| Q2 25 | $1.4B | $943.4M | ||
| Q1 25 | $908.0M | $911.3M | ||
| Q4 24 | $1.6B | $907.7M | ||
| Q3 24 | $1.4B | $982.8M | ||
| Q2 24 | $1.2B | $1.0B |
净利润FGST
| Q1 26 | — | $87.1M | ||
| Q4 25 | $128.0M | $63.2M | ||
| Q3 25 | $118.0M | $-162.5M | ||
| Q2 25 | $40.0M | $60.7M | ||
| Q1 25 | $-21.0M | $69.9M | ||
| Q4 24 | $327.0M | $5.8M | ||
| Q3 24 | $-6.0M | $-25.0M | ||
| Q2 24 | $203.0M | $71.7M |
毛利率FGST
| Q1 26 | — | 30.6% | ||
| Q4 25 | — | 29.0% | ||
| Q3 25 | — | 27.8% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 27.1% | ||
| Q3 24 | — | 28.6% | ||
| Q2 24 | — | 30.0% |
营业利润率FGST
| Q1 26 | — | 15.1% | ||
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | -13.2% | ||
| Q2 25 | — | 14.6% | ||
| Q1 25 | — | 13.4% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | -20.3% | ||
| Q2 24 | — | 12.5% |
净利率FGST
| Q1 26 | — | 9.3% | ||
| Q4 25 | 7.3% | 6.9% | ||
| Q3 25 | 7.0% | -17.4% | ||
| Q2 25 | 2.9% | 6.4% | ||
| Q1 25 | -2.3% | 7.7% | ||
| Q4 24 | 21.0% | 0.6% | ||
| Q3 24 | -0.4% | -2.5% | ||
| Q2 24 | 17.3% | 6.9% |
每股收益（稀释后）FGST
| Q1 26 | — | $0.59 | ||
| Q4 25 | $0.97 | $0.45 | ||
| Q3 25 | $0.85 | $-1.12 | ||
| Q2 25 | $0.26 | $0.41 | ||
| Q1 25 | $-0.20 | $0.47 | ||
| Q4 24 | $2.53 | $0.05 | ||
| Q3 24 | $-0.08 | $-0.17 | ||
| Q2 24 | $1.55 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $635.1M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $4.8B | $2.9B |
| 总资产 | $98.4B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资FGST
| Q1 26 | — | $635.1M | ||
| Q4 25 | $1.5B | $573.0M | ||
| Q3 25 | $2.2B | $791.3M | ||
| Q2 25 | $1.9B | $661.8M | ||
| Q1 25 | $3.3B | $588.1M | ||
| Q4 24 | $2.3B | $593.7M | ||
| Q3 24 | $3.5B | $506.2M | ||
| Q2 24 | $3.5B | $1.0B |
总债务FGST
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $2.8B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.2B | — | ||
| Q1 25 | $2.2B | — | ||
| Q4 24 | $2.2B | $3.2B | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — |
股东权益FGST
| Q1 26 | — | $2.9B | ||
| Q4 25 | $4.8B | $2.8B | ||
| Q3 25 | $4.8B | $2.7B | ||
| Q2 25 | $4.4B | $2.9B | ||
| Q1 25 | $4.4B | $2.8B | ||
| Q4 24 | $4.0B | $2.9B | ||
| Q3 24 | $4.3B | $3.0B | ||
| Q2 24 | $3.7B | $3.0B |
总资产FGST
| Q1 26 | — | $6.8B | ||
| Q4 25 | $98.4B | $6.8B | ||
| Q3 25 | $96.1B | $7.1B | ||
| Q2 25 | $91.8B | $7.3B | ||
| Q1 25 | $88.0B | $7.2B | ||
| Q4 24 | $85.0B | $7.1B | ||
| Q3 24 | $84.1B | $7.3B | ||
| Q2 24 | $78.5B | $8.2B |
负债/权益比FGST
| Q1 26 | — | — | ||
| Q4 25 | 0.47× | 1.02× | ||
| Q3 25 | 0.46× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.51× | — | ||
| Q4 24 | 0.55× | 1.11× | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.56× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $122.5M |
| 自由现金流经营现金流 - 资本支出 | — | $104.6M |
| 自由现金流率自由现金流/营收 | — | 11.2% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 9.13× | 1.41× |
| 过去12个月自由现金流最近4个季度 | — | $508.3M |
8季度趋势，按日历期对齐
经营现金流FGST
| Q1 26 | — | $122.5M | ||
| Q4 25 | $1.2B | $201.5M | ||
| Q3 25 | $937.0M | $159.9M | ||
| Q2 25 | $1.6B | $140.9M | ||
| Q1 25 | $956.0M | $119.2M | ||
| Q4 24 | $1.3B | $170.7M | ||
| Q3 24 | $2.1B | $130.9M | ||
| Q2 24 | $1.1B | $143.5M |
自由现金流FGST
| Q1 26 | — | $104.6M | ||
| Q4 25 | — | $151.9M | ||
| Q3 25 | — | $136.2M | ||
| Q2 25 | — | $115.5M | ||
| Q1 25 | — | $86.6M | ||
| Q4 24 | — | $138.9M | ||
| Q3 24 | — | $91.3M | ||
| Q2 24 | — | $98.4M |
自由现金流率FGST
| Q1 26 | — | 11.2% | ||
| Q4 25 | — | 16.6% | ||
| Q3 25 | — | 14.6% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | 15.3% | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 9.5% |
资本支出强度FGST
| Q1 26 | — | — | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.4% |
现金转化率FGST
| Q1 26 | — | 1.41× | ||
| Q4 25 | 9.13× | 3.19× | ||
| Q3 25 | 7.94× | — | ||
| Q2 25 | 40.50× | 2.32× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | 4.04× | 29.50× | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.20× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
