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F&G Annuities & Life, Inc.（FG）与摩森康胜饮品公司（TAP）财务数据对比。点击上方公司名可切换其他公司
摩森康胜饮品公司的季度营收约是F&G Annuities & Life, Inc.的1.8倍（$3.1B vs $1.8B），摩森康胜饮品公司净利率更高（7.6% vs 7.3%，领先0.4%），F&G Annuities & Life, Inc.同比增速更快（13.2% vs -3.6%），过去两年F&G Annuities & Life, Inc.的营收复合增速更高（6.1% vs 1.2%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
摩森康胜饮品公司是一家美加合资的跨国饮料酿造企业，旗下拥有多款知名酒精及非酒精饮品产品线，业务覆盖全球多个国家和地区，目前在伊利诺伊州芝加哥与魁北克省蒙特利尔设有双总部。
FG vs TAP — 直观对比
营收规模更大
TAP
是对方的1.8倍
$1.8B
营收增速更快
FG
高出16.8%
-3.6%
净利率更高
TAP
高出0.4%
7.3%
两年增速更快
FG
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $3.1B |
| 净利润 | $128.0M | $238.3M |
| 毛利率 | — | 31.0% |
| 营业利润率 | — | 10.4% |
| 净利率 | 7.3% | 7.6% |
| 营收同比 | 13.2% | -3.6% |
| 净利润同比 | -60.9% | -17.2% |
| 每股收益（稀释后） | $0.97 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGTAP
| Q4 25 | $1.8B | $3.1B | ||
| Q3 25 | $1.7B | $3.5B | ||
| Q2 25 | $1.4B | $3.7B | ||
| Q1 25 | $908.0M | $2.7B | ||
| Q4 24 | $1.6B | $3.2B | ||
| Q3 24 | $1.4B | $3.6B | ||
| Q2 24 | $1.2B | $3.8B | ||
| Q1 24 | $1.6B | $3.0B |
净利润FGTAP
| Q4 25 | $128.0M | $238.3M | ||
| Q3 25 | $118.0M | $-2.9B | ||
| Q2 25 | $40.0M | $428.7M | ||
| Q1 25 | $-21.0M | $121.0M | ||
| Q4 24 | $327.0M | $287.8M | ||
| Q3 24 | $-6.0M | $199.8M | ||
| Q2 24 | $203.0M | $427.0M | ||
| Q1 24 | $115.0M | $207.8M |
毛利率FGTAP
| Q4 25 | — | 31.0% | ||
| Q3 25 | — | 33.7% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | — | 32.0% | ||
| Q3 24 | — | 33.4% | ||
| Q2 24 | — | 34.6% | ||
| Q1 24 | — | 31.6% |
营业利润率FGTAP
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | -98.5% | ||
| Q2 25 | — | 15.6% | ||
| Q1 25 | — | 6.9% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | 12.5% | ||
| Q2 24 | — | 15.6% | ||
| Q1 24 | — | 10.3% |
净利率FGTAP
| Q4 25 | 7.3% | 7.6% | ||
| Q3 25 | 7.0% | -84.0% | ||
| Q2 25 | 2.9% | 11.5% | ||
| Q1 25 | -2.3% | 4.5% | ||
| Q4 24 | 21.0% | 8.9% | ||
| Q3 24 | -0.4% | 5.5% | ||
| Q2 24 | 17.3% | 11.1% | ||
| Q1 24 | 7.3% | 6.8% |
每股收益（稀释后）FGTAP
| Q4 25 | $0.97 | $1.32 | ||
| Q3 25 | $0.85 | $-14.79 | ||
| Q2 25 | $0.26 | $2.13 | ||
| Q1 25 | $-0.20 | $0.59 | ||
| Q4 24 | $2.53 | $1.39 | ||
| Q3 24 | $-0.08 | $0.96 | ||
| Q2 24 | $1.55 | $2.03 | ||
| Q1 24 | $0.88 | $0.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $896.5M |
| 总债务越低越好 | $2.2B | $6.3B |
| 股东权益账面价值 | $4.8B | $10.2B |
| 总资产 | $98.4B | $22.7B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.61× |
8季度趋势，按日历期对齐
现金及短期投资FGTAP
| Q4 25 | $1.5B | $896.5M | ||
| Q3 25 | $2.2B | $950.2M | ||
| Q2 25 | $1.9B | $613.8M | ||
| Q1 25 | $3.3B | $412.7M | ||
| Q4 24 | $2.3B | $969.3M | ||
| Q3 24 | $3.5B | $1.0B | ||
| Q2 24 | $3.5B | $1.6B | ||
| Q1 24 | $2.4B | $458.4M |
总债务FGTAP
| Q4 25 | $2.2B | $6.3B | ||
| Q3 25 | $2.2B | $6.3B | ||
| Q2 25 | $2.2B | $6.3B | ||
| Q1 25 | $2.2B | $6.2B | ||
| Q4 24 | $2.2B | $6.1B | ||
| Q3 24 | $2.0B | $6.2B | ||
| Q2 24 | $2.0B | $7.0B | ||
| Q1 24 | $1.7B | $6.2B |
股东权益FGTAP
| Q4 25 | $4.8B | $10.2B | ||
| Q3 25 | $4.8B | $10.3B | ||
| Q2 25 | $4.4B | $13.4B | ||
| Q1 25 | $4.4B | $13.1B | ||
| Q4 24 | $4.0B | $13.1B | ||
| Q3 24 | $4.3B | $13.3B | ||
| Q2 24 | $3.7B | $13.2B | ||
| Q1 24 | $3.5B | $13.1B |
总资产FGTAP
| Q4 25 | $98.4B | $22.7B | ||
| Q3 25 | $96.1B | $22.9B | ||
| Q2 25 | $91.8B | $26.8B | ||
| Q1 25 | $88.0B | $25.9B | ||
| Q4 24 | $85.0B | $26.1B | ||
| Q3 24 | $84.1B | $26.6B | ||
| Q2 24 | $78.5B | $27.4B | ||
| Q1 24 | $74.4B | $26.1B |
负债/权益比FGTAP
| Q4 25 | 0.47× | 0.61× | ||
| Q3 25 | 0.46× | 0.61× | ||
| Q2 25 | 0.50× | 0.47× | ||
| Q1 25 | 0.51× | 0.47× | ||
| Q4 24 | 0.55× | 0.47× | ||
| Q3 24 | 0.47× | 0.47× | ||
| Q2 24 | 0.56× | 0.53× | ||
| Q1 24 | 0.49× | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $540.7M |
| 自由现金流经营现金流 - 资本支出 | — | $357.8M |
| 自由现金流率自由现金流/营收 | — | 11.4% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | 9.13× | 2.27× |
| 过去12个月自由现金流最近4个季度 | — | $1.1B |
8季度趋势，按日历期对齐
经营现金流FGTAP
| Q4 25 | $1.2B | $540.7M | ||
| Q3 25 | $937.0M | $616.1M | ||
| Q2 25 | $1.6B | $718.3M | ||
| Q1 25 | $956.0M | $-90.7M | ||
| Q4 24 | $1.3B | $494.5M | ||
| Q3 24 | $2.1B | $521.2M | ||
| Q2 24 | $1.1B | $869.2M | ||
| Q1 24 | $1.5B | $25.4M |
自由现金流FGTAP
| Q4 25 | — | $357.8M | ||
| Q3 25 | — | $483.0M | ||
| Q2 25 | — | $555.0M | ||
| Q1 25 | — | $-328.0M | ||
| Q4 24 | — | $383.4M | ||
| Q3 24 | — | $350.4M | ||
| Q2 24 | — | $691.7M | ||
| Q1 24 | — | $-189.3M |
自由现金流率FGTAP
| Q4 25 | — | 11.4% | ||
| Q3 25 | — | 13.9% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | -12.2% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 9.7% | ||
| Q2 24 | — | 18.0% | ||
| Q1 24 | — | -6.2% |
资本支出强度FGTAP
| Q4 25 | — | 5.9% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 7.0% |
现金转化率FGTAP
| Q4 25 | 9.13× | 2.27× | ||
| Q3 25 | 7.94× | — | ||
| Q2 25 | 40.50× | 1.68× | ||
| Q1 25 | — | -0.75× | ||
| Q4 24 | 4.04× | 1.72× | ||
| Q3 24 | — | 2.61× | ||
| Q2 24 | 5.20× | 2.04× | ||
| Q1 24 | 13.34× | 0.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
