vs
F&G Annuities & Life, Inc.（FG）与施乐（XRX）财务数据对比。点击上方公司名可切换其他公司
施乐的季度营收约是F&G Annuities & Life, Inc.的1.1倍（$2.0B vs $1.8B），施乐同比增速更快（25.7% vs 13.2%），过去两年施乐的营收复合增速更高（16.2% vs 6.1%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
施乐控股是源自美国的知名办公设备服务商，面向全球超160个国家提供打印机与数码文档相关产品及服务。1959年推出Xerox 914后，施乐成为静电复印市场的开创者，品牌名“xerox”甚至在英语中成为复印的代名词，公司总部现位于美国康涅狄格州诺沃克。
FG vs XRX — 直观对比
营收规模更大
XRX
是对方的1.1倍
$1.8B
营收增速更快
XRX
高出12.5%
13.2%
两年增速更快
XRX
近两年复合增速
6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.0B |
| 净利润 | $128.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 7.3% | — |
| 营收同比 | 13.2% | 25.7% |
| 净利润同比 | -60.9% | — |
| 每股收益（稀释后） | $0.97 | $-0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGXRX
| Q4 25 | $1.8B | $2.0B | ||
| Q3 25 | $1.7B | $2.0B | ||
| Q2 25 | $1.4B | $1.6B | ||
| Q1 25 | $908.0M | $1.5B | ||
| Q4 24 | $1.6B | $1.6B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.2B | $1.6B | ||
| Q1 24 | $1.6B | $1.5B |
净利润FGXRX
| Q4 25 | $128.0M | — | ||
| Q3 25 | $118.0M | $-760.0M | ||
| Q2 25 | $40.0M | $-106.0M | ||
| Q1 25 | $-21.0M | $-90.0M | ||
| Q4 24 | $327.0M | — | ||
| Q3 24 | $-6.0M | $-1.2B | ||
| Q2 24 | $203.0M | $18.0M | ||
| Q1 24 | $115.0M | $-113.0M |
净利率FGXRX
| Q4 25 | 7.3% | — | ||
| Q3 25 | 7.0% | -38.8% | ||
| Q2 25 | 2.9% | -6.7% | ||
| Q1 25 | -2.3% | -6.2% | ||
| Q4 24 | 21.0% | — | ||
| Q3 24 | -0.4% | -78.9% | ||
| Q2 24 | 17.3% | 1.1% | ||
| Q1 24 | 7.3% | -7.5% |
每股收益（稀释后）FGXRX
| Q4 25 | $0.97 | $-0.62 | ||
| Q3 25 | $0.85 | $-6.01 | ||
| Q2 25 | $0.26 | $-0.87 | ||
| Q1 25 | $-0.20 | $-0.75 | ||
| Q4 24 | $2.53 | $-0.21 | ||
| Q3 24 | $-0.08 | $-9.71 | ||
| Q2 24 | $1.55 | $0.11 | ||
| Q1 24 | $0.88 | $-0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $512.0M |
| 总债务越低越好 | $2.2B | $4.0B |
| 股东权益账面价值 | $4.8B | $444.0M |
| 总资产 | $98.4B | $9.8B |
| 负债/权益比越低杠杆越低 | 0.47× | 9.05× |
8季度趋势，按日历期对齐
现金及短期投资FGXRX
| Q4 25 | $1.5B | $512.0M | ||
| Q3 25 | $2.2B | $479.0M | ||
| Q2 25 | $1.9B | $449.0M | ||
| Q1 25 | $3.3B | $336.0M | ||
| Q4 24 | $2.3B | $576.0M | ||
| Q3 24 | $3.5B | $521.0M | ||
| Q2 24 | $3.5B | $485.0M | ||
| Q1 24 | $2.4B | $685.0M |
总债务FGXRX
| Q4 25 | $2.2B | $4.0B | ||
| Q3 25 | $2.2B | $4.1B | ||
| Q2 25 | $2.2B | $3.5B | ||
| Q1 25 | $2.2B | $2.7B | ||
| Q4 24 | $2.2B | $2.8B | ||
| Q3 24 | $2.0B | $2.8B | ||
| Q2 24 | $2.0B | $3.2B | ||
| Q1 24 | $1.7B | $3.2B |
股东权益FGXRX
| Q4 25 | $4.8B | $444.0M | ||
| Q3 25 | $4.8B | $365.0M | ||
| Q2 25 | $4.4B | $1.1B | ||
| Q1 25 | $4.4B | $1.1B | ||
| Q4 24 | $4.0B | $1.1B | ||
| Q3 24 | $4.3B | $1.3B | ||
| Q2 24 | $3.7B | $2.4B | ||
| Q1 24 | $3.5B | $2.4B |
总资产FGXRX
| Q4 25 | $98.4B | $9.8B | ||
| Q3 25 | $96.1B | $10.1B | ||
| Q2 25 | $91.8B | $8.9B | ||
| Q1 25 | $88.0B | $8.2B | ||
| Q4 24 | $85.0B | $8.4B | ||
| Q3 24 | $84.1B | $8.3B | ||
| Q2 24 | $78.5B | $9.5B | ||
| Q1 24 | $74.4B | $9.9B |
负债/权益比FGXRX
| Q4 25 | 0.47× | 9.05× | ||
| Q3 25 | 0.46× | 11.10× | ||
| Q2 25 | 0.50× | 3.11× | ||
| Q1 25 | 0.51× | 2.56× | ||
| Q4 24 | 0.55× | 2.62× | ||
| Q3 24 | 0.47× | 2.11× | ||
| Q2 24 | 0.56× | 1.34× | ||
| Q1 24 | 0.49× | 1.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $208.0M |
| 自由现金流经营现金流 - 资本支出 | — | $192.0M |
| 自由现金流率自由现金流/营收 | — | 9.5% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 9.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $187.0M |
8季度趋势，按日历期对齐
经营现金流FGXRX
| Q4 25 | $1.2B | $208.0M | ||
| Q3 25 | $937.0M | $116.0M | ||
| Q2 25 | $1.6B | $-11.0M | ||
| Q1 25 | $956.0M | $-89.0M | ||
| Q4 24 | $1.3B | $351.0M | ||
| Q3 24 | $2.1B | $116.0M | ||
| Q2 24 | $1.1B | $123.0M | ||
| Q1 24 | $1.5B | $-79.0M |
自由现金流FGXRX
| Q4 25 | — | $192.0M | ||
| Q3 25 | — | $104.0M | ||
| Q2 25 | — | $-15.0M | ||
| Q1 25 | — | $-94.0M | ||
| Q4 24 | — | $346.0M | ||
| Q3 24 | — | $108.0M | ||
| Q2 24 | — | $117.0M | ||
| Q1 24 | — | $-87.0M |
自由现金流率FGXRX
| Q4 25 | — | 9.5% | ||
| Q3 25 | — | 5.3% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -6.5% | ||
| Q4 24 | — | 21.5% | ||
| Q3 24 | — | 7.1% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | -5.8% |
资本支出强度FGXRX
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.5% |
现金转化率FGXRX
| Q4 25 | 9.13× | — | ||
| Q3 25 | 7.94× | — | ||
| Q2 25 | 40.50× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.20× | 6.83× | ||
| Q1 24 | 13.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
暂无分部数据
XRX
| Other | $596.0M | 29% |
| Manufactured Product Other | $485.0M | 24% |
| Supplies Paper And Other Sales | $483.0M | 24% |
| IT Solutions Segment | $155.0M | 8% |
| CA | $128.0M | 6% |
| IT Products | $100.0M | 5% |
| Rental And Other | $52.0M | 3% |
| Financial Service | $29.0M | 1% |
