vs
First Guaranty Bancshares, Inc.（FGBI）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是First Guaranty Bancshares, Inc.的1.9倍（$43.2M vs $22.3M），万物新生净利率更高（16.9% vs 12.1%，领先4.8%）
第一公民银行股份公司是一家银行控股公司，总部位于北卡罗来纳州罗利，是美国规模最大的银行之一。公司主要子公司为第一公民银行，在全美23个州开设了超过500家分行；另一家子公司为硅谷银行，在15个州共设有39个办事处。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
FGBI vs RERE — 直观对比
营收规模更大
RERE
是对方的1.9倍
$22.3M
净利率更高
RERE
高出4.8%
12.1%
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $22.3M | $43.2M |
| 净利润 | $2.5M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 14.4% | — |
| 净利率 | 12.1% | 16.9% |
| 营收同比 | -10.9% | — |
| 净利润同比 | 142.6% | — |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGBIRERE
| Q4 25 | $22.3M | — | ||
| Q3 25 | $24.1M | — | ||
| Q2 25 | $24.4M | — | ||
| Q1 25 | $24.6M | — | ||
| Q4 24 | $25.1M | — | ||
| Q3 24 | $27.1M | — | ||
| Q2 24 | $36.8M | — | ||
| Q1 24 | $24.2M | — |
净利润FGBIRERE
| Q4 25 | $2.5M | — | ||
| Q3 25 | $-45.0M | — | ||
| Q2 25 | $-7.3M | — | ||
| Q1 25 | $-6.2M | — | ||
| Q4 24 | $1.0M | — | ||
| Q3 24 | $1.9M | — | ||
| Q2 24 | $7.2M | — | ||
| Q1 24 | $2.3M | — |
营业利润率FGBIRERE
| Q4 25 | 14.4% | — | ||
| Q3 25 | -224.1% | — | ||
| Q2 25 | -38.9% | — | ||
| Q1 25 | -32.5% | — | ||
| Q4 24 | 4.7% | — | ||
| Q3 24 | 9.2% | — | ||
| Q2 24 | 25.4% | — | ||
| Q1 24 | 12.3% | — |
净利率FGBIRERE
| Q4 25 | 12.1% | — | ||
| Q3 25 | -186.7% | — | ||
| Q2 25 | -29.9% | — | ||
| Q1 25 | -25.1% | — | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 7.1% | — | ||
| Q2 24 | 19.6% | — | ||
| Q1 24 | 9.5% | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $228.0M |
| 总债务越低越好 | $179.0M | — |
| 股东权益账面价值 | $226.2M | $557.1M |
| 总资产 | $4.1B | $722.9M |
| 负债/权益比越低杠杆越低 | 0.79× | — |
8季度趋势，按日历期对齐
总债务FGBIRERE
| Q4 25 | $179.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $194.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FGBIRERE
| Q4 25 | $226.2M | — | ||
| Q3 25 | $221.1M | — | ||
| Q2 25 | $263.1M | — | ||
| Q1 25 | $251.4M | — | ||
| Q4 24 | $255.0M | — | ||
| Q3 24 | $256.4M | — | ||
| Q2 24 | $255.1M | — | ||
| Q1 24 | $250.3M | — |
总资产FGBIRERE
| Q4 25 | $4.1B | — | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $4.0B | — | ||
| Q1 25 | $3.8B | — | ||
| Q4 24 | $4.0B | — | ||
| Q3 24 | $3.9B | — | ||
| Q2 24 | $3.6B | — | ||
| Q1 24 | $3.6B | — |
负债/权益比FGBIRERE
| Q4 25 | 0.79× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-8.3M | — |
| 自由现金流经营现金流 - 资本支出 | $-10.0M | — |
| 自由现金流率自由现金流/营收 | -44.6% | — |
| 资本支出强度资本支出/营收 | 7.6% | — |
| 现金转化率经营现金流/净利润 | -3.38× | — |
| 过去12个月自由现金流最近4个季度 | $5.4M | — |
8季度趋势，按日历期对齐
经营现金流FGBIRERE
| Q4 25 | $-8.3M | — | ||
| Q3 25 | $29.4M | — | ||
| Q2 25 | $-18.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $33.7M | — | ||
| Q3 24 | $4.9M | — | ||
| Q2 24 | $7.9M | — | ||
| Q1 24 | $2.0M | — |
自由现金流FGBIRERE
| Q4 25 | $-10.0M | — | ||
| Q3 25 | $28.7M | — | ||
| Q2 25 | $-18.6M | — | ||
| Q1 25 | $5.2M | — | ||
| Q4 24 | $30.7M | — | ||
| Q3 24 | $4.7M | — | ||
| Q2 24 | $6.6M | — | ||
| Q1 24 | $396.0K | — |
自由现金流率FGBIRERE
| Q4 25 | -44.6% | — | ||
| Q3 25 | 119.3% | — | ||
| Q2 25 | -76.2% | — | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 122.4% | — | ||
| Q3 24 | 17.4% | — | ||
| Q2 24 | 18.0% | — | ||
| Q1 24 | 1.6% | — |
资本支出强度FGBIRERE
| Q4 25 | 7.6% | — | ||
| Q3 25 | 2.9% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 12.1% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 3.5% | — | ||
| Q1 24 | 6.6% | — |
现金转化率FGBIRERE
| Q4 25 | -3.38× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 33.40× | — | ||
| Q3 24 | 2.52× | — | ||
| Q2 24 | 1.10× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
