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FGI Industries Ltd.（FGI）与FIRST UNITED CORP（FUNC）财务数据对比。点击上方公司名可切换其他公司
FGI Industries Ltd.的季度营收约是FIRST UNITED CORP的1.3倍（$30.5M vs $23.2M），FIRST UNITED CORP净利率更高（24.9% vs -8.6%，领先33.5%），FIRST UNITED CORP同比增速更快（11.9% vs -14.4%），FIRST UNITED CORP自由现金流更多（$15.4M vs $2.3M），过去两年FIRST UNITED CORP的营收复合增速更高（11.5% vs -0.5%）
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
联合啤酒控股有限公司（又称UB集团）是喜力集团旗下的印度子公司，总部位于卡纳塔克邦班加罗尔的UB城。公司核心业务涵盖酒类饮品生产及多领域投资，是印度最大的啤酒生产商，主打以翠鸟为品牌的啤酒产品，同时拥有多款其他酒类品牌。
FGI vs FUNC — 直观对比
营收规模更大
FGI
是对方的1.3倍
$23.2M
营收增速更快
FUNC
高出26.3%
-14.4%
净利率更高
FUNC
高出33.5%
-8.6%
自由现金流更多
FUNC
多$13.1M
$2.3M
两年增速更快
FUNC
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $30.5M | $23.2M |
| 净利润 | $-2.6M | $5.8M |
| 毛利率 | 26.7% | — |
| 营业利润率 | -2.2% | 32.9% |
| 净利率 | -8.6% | 24.9% |
| 营收同比 | -14.4% | 11.9% |
| 净利润同比 | -553.1% | -6.6% |
| 每股收益（稀释后） | $-1.63 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIFUNC
| Q4 25 | $30.5M | $23.2M | ||
| Q3 25 | $35.8M | $22.7M | ||
| Q2 25 | $31.0M | $21.8M | ||
| Q1 25 | $33.2M | $20.9M | ||
| Q4 24 | $35.6M | $20.8M | ||
| Q3 24 | $36.1M | $20.3M | ||
| Q2 24 | $29.4M | $20.1M | ||
| Q1 24 | $30.8M | $18.7M |
净利润FGIFUNC
| Q4 25 | $-2.6M | $5.8M | ||
| Q3 25 | $-1.7M | $6.9M | ||
| Q2 25 | $-1.2M | $6.0M | ||
| Q1 25 | $-629.1K | $5.8M | ||
| Q4 24 | $-402.3K | $6.2M | ||
| Q3 24 | $-550.1K | $5.8M | ||
| Q2 24 | $163.6K | $4.9M | ||
| Q1 24 | $-412.2K | $3.7M |
毛利率FGIFUNC
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
营业利润率FGIFUNC
| Q4 25 | -2.2% | 32.9% | ||
| Q3 25 | 1.0% | 40.6% | ||
| Q2 25 | -2.7% | 36.5% | ||
| Q1 25 | -3.9% | 36.8% | ||
| Q4 24 | -3.5% | 39.2% | ||
| Q3 24 | -0.2% | 38.0% | ||
| Q2 24 | -1.5% | 32.5% | ||
| Q1 24 | -1.0% | 26.0% |
净利率FGIFUNC
| Q4 25 | -8.6% | 24.9% | ||
| Q3 25 | -4.6% | 30.6% | ||
| Q2 25 | -4.0% | 27.5% | ||
| Q1 25 | -1.9% | 27.7% | ||
| Q4 24 | -1.1% | 29.8% | ||
| Q3 24 | -1.5% | 28.5% | ||
| Q2 24 | 0.6% | 24.5% | ||
| Q1 24 | -1.3% | 19.8% |
每股收益（稀释后）FGIFUNC
| Q4 25 | $-1.63 | $0.89 | ||
| Q3 25 | $-0.86 | $1.07 | ||
| Q2 25 | $-0.64 | $0.92 | ||
| Q1 25 | $-0.07 | $0.89 | ||
| Q4 24 | $-0.38 | $0.95 | ||
| Q3 24 | $-0.29 | $0.89 | ||
| Q2 24 | $0.08 | $0.75 | ||
| Q1 24 | $-0.04 | $0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9M | $131.6M |
| 总债务越低越好 | — | $95.9M |
| 股东权益账面价值 | $17.3M | $203.6M |
| 总资产 | $69.5M | $2.1B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资FGIFUNC
| Q4 25 | $1.9M | $131.6M | ||
| Q3 25 | $1.9M | $95.2M | ||
| Q2 25 | $2.5M | $79.1M | ||
| Q1 25 | $1.2M | $84.4M | ||
| Q4 24 | $4.6M | $78.3M | ||
| Q3 24 | $3.0M | $62.4M | ||
| Q2 24 | $1.3M | $45.1M | ||
| Q1 24 | $3.3M | $86.9M |
总债务FGIFUNC
| Q4 25 | — | $95.9M | ||
| Q3 25 | — | $95.9M | ||
| Q2 25 | — | $120.9M | ||
| Q1 25 | — | $120.9M | ||
| Q4 24 | — | $120.9M | ||
| Q3 24 | — | $120.9M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $70.9M |
股东权益FGIFUNC
| Q4 25 | $17.3M | $203.6M | ||
| Q3 25 | $19.7M | $199.1M | ||
| Q2 25 | $21.3M | $191.1M | ||
| Q1 25 | $21.8M | $183.7M | ||
| Q4 24 | $22.3M | $179.3M | ||
| Q3 24 | $23.5M | $174.0M | ||
| Q2 24 | $23.8M | $164.2M | ||
| Q1 24 | $23.9M | $165.5M |
总资产FGIFUNC
| Q4 25 | $69.5M | $2.1B | ||
| Q3 25 | $73.0M | $2.0B | ||
| Q2 25 | $71.7M | $2.0B | ||
| Q1 25 | $68.5M | $2.0B | ||
| Q4 24 | $75.5M | $2.0B | ||
| Q3 24 | $74.7M | $1.9B | ||
| Q2 24 | $69.9M | $1.9B | ||
| Q1 24 | $68.6M | $1.9B |
负债/权益比FGIFUNC
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | 0.48× | ||
| Q2 25 | — | 0.63× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.67× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.43× | ||
| Q1 24 | — | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $19.4M |
| 自由现金流经营现金流 - 资本支出 | $2.3M | $15.4M |
| 自由现金流率自由现金流/营收 | 7.5% | 66.3% |
| 资本支出强度资本支出/营收 | 0.2% | 17.1% |
| 现金转化率经营现金流/净利润 | — | 3.35× |
| 过去12个月自由现金流最近4个季度 | $-212.5K | $22.7M |
8季度趋势，按日历期对齐
经营现金流FGIFUNC
| Q4 25 | $2.3M | $19.4M | ||
| Q3 25 | $-1.9M | $1.5M | ||
| Q2 25 | $7.6M | $995.0K | ||
| Q1 25 | $-7.4M | $7.0M | ||
| Q4 24 | $617.4K | $22.3M | ||
| Q3 24 | $-915.0K | $2.3M | ||
| Q2 24 | $862.1K | $7.2M | ||
| Q1 24 | $-8.0M | $3.6M |
自由现金流FGIFUNC
| Q4 25 | $2.3M | $15.4M | ||
| Q3 25 | $-2.1M | $168.0K | ||
| Q2 25 | $7.4M | $706.0K | ||
| Q1 25 | $-7.7M | $6.4M | ||
| Q4 24 | $-214.1K | $20.4M | ||
| Q3 24 | $-1.1M | $588.0K | ||
| Q2 24 | $281.5K | $7.0M | ||
| Q1 24 | $-8.6M | $3.5M |
自由现金流率FGIFUNC
| Q4 25 | 7.5% | 66.3% | ||
| Q3 25 | -5.9% | 0.7% | ||
| Q2 25 | 23.8% | 3.2% | ||
| Q1 25 | -23.3% | 30.5% | ||
| Q4 24 | -0.6% | 98.1% | ||
| Q3 24 | -3.0% | 2.9% | ||
| Q2 24 | 1.0% | 35.1% | ||
| Q1 24 | -28.0% | 18.9% |
资本支出强度FGIFUNC
| Q4 25 | 0.2% | 17.1% | ||
| Q3 25 | 0.7% | 5.9% | ||
| Q2 25 | 0.7% | 1.3% | ||
| Q1 25 | 1.1% | 2.8% | ||
| Q4 24 | 2.3% | 9.3% | ||
| Q3 24 | 0.5% | 8.4% | ||
| Q2 24 | 2.0% | 0.6% | ||
| Q1 24 | 2.0% | 0.3% |
现金转化率FGIFUNC
| Q4 25 | — | 3.35× | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 3.60× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | 5.27× | 1.46× | ||
| Q1 24 | — | 0.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
FUNC
| Trust Department | $9.8M | 42% |
| Other | $5.6M | 24% |
| Debit Card Income | $4.1M | 17% |
| Service Charges | $2.3M | 10% |
| Brokerage Commissions | $1.4M | 6% |
