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FGI Industries Ltd.（FGI）与合众银行（WASH）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是FGI Industries Ltd.的1.9倍（$57.8M vs $30.5M），合众银行净利率更高（21.8% vs -8.6%，领先30.4%），过去两年合众银行的营收复合增速更高（9.5% vs -0.5%）
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
美国合众银行是一家美国跨国金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，该银行为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等多元金融业务。
FGI vs WASH — 直观对比
营收规模更大
WASH
是对方的1.9倍
$30.5M
净利率更高
WASH
高出30.4%
-8.6%
两年增速更快
WASH
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $30.5M | $57.8M |
| 净利润 | $-2.6M | $12.6M |
| 毛利率 | 26.7% | — |
| 营业利润率 | -2.2% | — |
| 净利率 | -8.6% | 21.8% |
| 营收同比 | -14.4% | — |
| 净利润同比 | -553.1% | 3.5% |
| 每股收益（稀释后） | $-1.63 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIWASH
| Q1 26 | — | $57.8M | ||
| Q4 25 | $30.5M | $59.3M | ||
| Q3 25 | $35.8M | $56.5M | ||
| Q2 25 | $31.0M | $54.3M | ||
| Q1 25 | $33.2M | $59.1M | ||
| Q4 24 | $35.6M | $12.4M | ||
| Q3 24 | $36.1M | $48.5M | ||
| Q2 24 | $29.4M | $48.2M |
净利润FGIWASH
| Q1 26 | — | $12.6M | ||
| Q4 25 | $-2.6M | $16.0M | ||
| Q3 25 | $-1.7M | $10.8M | ||
| Q2 25 | $-1.2M | $13.2M | ||
| Q1 25 | $-629.1K | $12.2M | ||
| Q4 24 | $-402.3K | $-60.8M | ||
| Q3 24 | $-550.1K | $11.0M | ||
| Q2 24 | $163.6K | $10.8M |
毛利率FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — |
营业利润率FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | -2.2% | 34.9% | ||
| Q3 25 | 1.0% | 24.7% | ||
| Q2 25 | -2.7% | 31.6% | ||
| Q1 25 | -3.9% | 26.5% | ||
| Q4 24 | -3.5% | -648.7% | ||
| Q3 24 | -0.2% | 28.5% | ||
| Q2 24 | -1.5% | 28.7% |
净利率FGIWASH
| Q1 26 | — | 21.8% | ||
| Q4 25 | -8.6% | 27.0% | ||
| Q3 25 | -4.6% | 19.2% | ||
| Q2 25 | -4.0% | 24.4% | ||
| Q1 25 | -1.9% | 20.6% | ||
| Q4 24 | -1.1% | -491.4% | ||
| Q3 24 | -1.5% | 22.6% | ||
| Q2 24 | 0.6% | 22.4% |
每股收益（稀释后）FGIWASH
| Q1 26 | — | $0.66 | ||
| Q4 25 | $-1.63 | $0.84 | ||
| Q3 25 | $-0.86 | $0.56 | ||
| Q2 25 | $-0.64 | $0.68 | ||
| Q1 25 | $-0.07 | $0.63 | ||
| Q4 24 | $-0.38 | $-3.54 | ||
| Q3 24 | $-0.29 | $0.64 | ||
| Q2 24 | $0.08 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9M | $12.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $17.3M | $546.8M |
| 总资产 | $69.5M | $6.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FGIWASH
| Q1 26 | — | $12.3M | ||
| Q4 25 | $1.9M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $1.2M | — | ||
| Q4 24 | $4.6M | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $1.3M | — |
股东权益FGIWASH
| Q1 26 | — | $546.8M | ||
| Q4 25 | $17.3M | $543.6M | ||
| Q3 25 | $19.7M | $533.0M | ||
| Q2 25 | $21.3M | $527.5M | ||
| Q1 25 | $21.8M | $521.7M | ||
| Q4 24 | $22.3M | $499.7M | ||
| Q3 24 | $23.5M | $502.2M | ||
| Q2 24 | $23.8M | $471.0M |
总资产FGIWASH
| Q1 26 | — | $6.5B | ||
| Q4 25 | $69.5M | $6.6B | ||
| Q3 25 | $73.0M | $6.7B | ||
| Q2 25 | $71.7M | $6.7B | ||
| Q1 25 | $68.5M | $6.6B | ||
| Q4 24 | $75.5M | $6.9B | ||
| Q3 24 | $74.7M | $7.1B | ||
| Q2 24 | $69.9M | $7.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | — |
| 自由现金流经营现金流 - 资本支出 | $2.3M | — |
| 自由现金流率自由现金流/营收 | 7.5% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-212.5K | — |
8季度趋势，按日历期对齐
经营现金流FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | $2.3M | $80.3M | ||
| Q3 25 | $-1.9M | $39.6M | ||
| Q2 25 | $7.6M | $11.3M | ||
| Q1 25 | $-7.4M | $8.4M | ||
| Q4 24 | $617.4K | $57.7M | ||
| Q3 24 | $-915.0K | $25.7M | ||
| Q2 24 | $862.1K | $11.2M |
自由现金流FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | $2.3M | $78.3M | ||
| Q3 25 | $-2.1M | $39.3M | ||
| Q2 25 | $7.4M | $10.9M | ||
| Q1 25 | $-7.7M | $8.4M | ||
| Q4 24 | $-214.1K | $53.7M | ||
| Q3 24 | $-1.1M | $24.4M | ||
| Q2 24 | $281.5K | $9.6M |
自由现金流率FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | 7.5% | 132.2% | ||
| Q3 25 | -5.9% | 69.6% | ||
| Q2 25 | 23.8% | 20.2% | ||
| Q1 25 | -23.3% | 14.2% | ||
| Q4 24 | -0.6% | 433.8% | ||
| Q3 24 | -3.0% | 50.4% | ||
| Q2 24 | 1.0% | 19.8% |
资本支出强度FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.4% | ||
| Q3 25 | 0.7% | 0.6% | ||
| Q2 25 | 0.7% | 0.7% | ||
| Q1 25 | 1.1% | 0.1% | ||
| Q4 24 | 2.3% | 32.3% | ||
| Q3 24 | 0.5% | 2.6% | ||
| Q2 24 | 2.0% | 3.4% |
现金转化率FGIWASH
| Q1 26 | — | — | ||
| Q4 25 | — | 5.03× | ||
| Q3 25 | — | 3.65× | ||
| Q2 25 | — | 0.86× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.34× | ||
| Q2 24 | 5.27× | 1.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
WASH
| Net Interest Income | $40.5M | 70% |
| Noninterest Income | $17.3M | 30% |
