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FIRST HORIZON CORP（FHN）与WEBSTER FINANCIAL CORP（WBS）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是WEBSTER FINANCIAL CORP的15.1倍（$888.0M vs $58.7M）。WEBSTER FINANCIAL CORP净利率更高（435.9% vs 29.4%，领先406.5%）。FIRST HORIZON CORP同比增速更快（21.8% vs -0.2%）。FIRST HORIZON CORP自由现金流更多（$389.0M vs $301.8M）。过去两年FIRST HORIZON CORP的营收复合增速更高（4.1% vs -4.2%）
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
韦伯斯特银行是总部位于美国康涅狄格州斯坦福德的商业银行，业务覆盖康涅狄格州、马萨诸塞州、罗德岛州、新泽西州，以及纽约州的威彻斯特、奥兰治、阿尔斯特、罗克兰县和纽约市，共设有177家营业网点和316台自动柜员机。
FHN vs WBS — 直观对比
营收规模更大
FHN
是对方的15.1倍
$58.7M
营收增速更快
FHN
高出22.0%
-0.2%
净利率更高
WBS
高出406.5%
29.4%
自由现金流更多
FHN
多$87.2M
$301.8M
两年增速更快
FHN
近两年复合增速
-4.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $888.0M | $58.7M |
| 净利润 | $261.0M | $255.8M |
| 毛利率 | — | — |
| 营业利润率 | 38.5% | — |
| 净利率 | 29.4% | 435.9% |
| 营收同比 | 21.8% | -0.2% |
| 净利润同比 | 57.2% | 43.9% |
| 每股收益（稀释后） | $0.51 | $1.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FHNWBS
| Q4 25 | $888.0M | $58.7M | ||
| Q3 25 | $889.0M | $59.1M | ||
| Q2 25 | $830.0M | $59.4M | ||
| Q1 25 | $812.0M | $60.8M | ||
| Q4 24 | $729.0M | $58.8M | ||
| Q3 24 | $827.0M | $61.1M | ||
| Q2 24 | $9.0M | $61.8M | ||
| Q1 24 | $819.0M | $64.0M |
净利润FHNWBS
| Q4 25 | $261.0M | $255.8M | ||
| Q3 25 | $262.0M | $261.2M | ||
| Q2 25 | $241.0M | $258.8M | ||
| Q1 25 | $218.0M | $226.9M | ||
| Q4 24 | $166.0M | $177.8M | ||
| Q3 24 | $218.0M | $193.0M | ||
| Q2 24 | $199.0M | $181.6M | ||
| Q1 24 | $192.0M | $216.3M |
营业利润率FHNWBS
| Q4 25 | 38.5% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 37.2% | — | ||
| Q1 25 | 35.1% | — | ||
| Q4 24 | 28.8% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 31.0% | — |
净利率FHNWBS
| Q4 25 | 29.4% | 435.9% | ||
| Q3 25 | 29.5% | 442.3% | ||
| Q2 25 | 29.0% | 435.6% | ||
| Q1 25 | 26.8% | 373.4% | ||
| Q4 24 | 22.8% | 302.4% | ||
| Q3 24 | 26.4% | 316.0% | ||
| Q2 24 | 2211.1% | 293.7% | ||
| Q1 24 | 23.4% | 338.0% |
每股收益（稀释后）FHNWBS
| Q4 25 | $0.51 | $1.54 | ||
| Q3 25 | $0.50 | $1.54 | ||
| Q2 25 | $0.45 | $1.52 | ||
| Q1 25 | $0.41 | $1.30 | ||
| Q4 24 | $0.29 | $1.01 | ||
| Q3 24 | $0.40 | $1.10 | ||
| Q2 24 | $0.34 | $1.03 | ||
| Q1 24 | $0.33 | $1.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $739.5M |
| 股东权益账面价值 | $8.8B | $9.5B |
| 总资产 | $83.9B | $84.1B |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
总债务FHNWBS
| Q4 25 | — | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | — | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M | ||
| Q1 24 | — | $914.5M |
股东权益FHNWBS
| Q4 25 | $8.8B | $9.5B | ||
| Q3 25 | $8.9B | $9.5B | ||
| Q2 25 | $9.0B | $9.3B | ||
| Q1 25 | $8.7B | $9.2B | ||
| Q4 24 | $8.8B | $9.1B | ||
| Q3 24 | $9.0B | $9.2B | ||
| Q2 24 | $8.7B | $8.8B | ||
| Q1 24 | $8.9B | $8.7B |
总资产FHNWBS
| Q4 25 | $83.9B | $84.1B | ||
| Q3 25 | $83.2B | $83.2B | ||
| Q2 25 | $82.1B | $81.9B | ||
| Q1 25 | $81.5B | $80.3B | ||
| Q4 24 | $82.2B | $79.0B | ||
| Q3 24 | $82.6B | $79.5B | ||
| Q2 24 | $82.2B | $76.8B | ||
| Q1 24 | $81.8B | $76.2B |
负债/权益比FHNWBS
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× | ||
| Q1 24 | — | 0.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $396.0M | $317.6M |
| 自由现金流经营现金流 - 资本支出 | $389.0M | $301.8M |
| 自由现金流率自由现金流/营收 | 43.8% | 514.2% |
| 资本支出强度资本支出/营收 | 0.8% | 26.9% |
| 现金转化率经营现金流/净利润 | 1.52× | 1.24× |
| 过去12个月自由现金流最近4个季度 | $595.0M | $1.0B |
8季度趋势，按日历期对齐
经营现金流FHNWBS
| Q4 25 | $396.0M | $317.6M | ||
| Q3 25 | $-200.0M | $374.7M | ||
| Q2 25 | $83.0M | $270.9M | ||
| Q1 25 | $349.0M | $94.9M | ||
| Q4 24 | $191.0M | $891.3M | ||
| Q3 24 | $389.0M | $45.3M | ||
| Q2 24 | $-150.0M | $224.0M | ||
| Q1 24 | $838.0M | $243.7M |
自由现金流FHNWBS
| Q4 25 | $389.0M | $301.8M | ||
| Q3 25 | $-208.0M | $362.5M | ||
| Q2 25 | $74.0M | $257.7M | ||
| Q1 25 | $340.0M | $86.6M | ||
| Q4 24 | $174.0M | $879.0M | ||
| Q3 24 | $383.0M | $35.3M | ||
| Q2 24 | $-161.0M | $215.6M | ||
| Q1 24 | $828.0M | $238.6M |
自由现金流率FHNWBS
| Q4 25 | 43.8% | 514.2% | ||
| Q3 25 | -23.4% | 613.7% | ||
| Q2 25 | 8.9% | 433.6% | ||
| Q1 25 | 41.9% | 142.5% | ||
| Q4 24 | 23.9% | 1495.2% | ||
| Q3 24 | 46.3% | 57.8% | ||
| Q2 24 | -1788.9% | 348.6% | ||
| Q1 24 | 101.1% | 372.8% |
资本支出强度FHNWBS
| Q4 25 | 0.8% | 26.9% | ||
| Q3 25 | 0.9% | 20.7% | ||
| Q2 25 | 1.1% | 22.2% | ||
| Q1 25 | 1.1% | 13.7% | ||
| Q4 24 | 2.3% | 21.0% | ||
| Q3 24 | 0.7% | 16.4% | ||
| Q2 24 | 122.2% | 13.6% | ||
| Q1 24 | 1.2% | 7.9% |
现金转化率FHNWBS
| Q4 25 | 1.52× | 1.24× | ||
| Q3 25 | -0.76× | 1.43× | ||
| Q2 25 | 0.34× | 1.05× | ||
| Q1 25 | 1.60× | 0.42× | ||
| Q4 24 | 1.15× | 5.01× | ||
| Q3 24 | 1.78× | 0.23× | ||
| Q2 24 | -0.75× | 1.23× | ||
| Q1 24 | 4.36× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
WBS
暂无分部数据
