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FIRST INTERSTATE BANCSYSTEM INC（FIBK）与Walker & Dunlop, Inc.（WD）财务数据对比。点击上方公司名可切换其他公司
Walker & Dunlop, Inc.的季度营收约是FIRST INTERSTATE BANCSYSTEM INC的1.1倍（$340.0M vs $313.0M），FIRST INTERSTATE BANCSYSTEM INC净利率更高（34.8% vs -12.9%，领先47.7%），FIRST INTERSTATE BANCSYSTEM INC同比增速更快（19.8% vs -0.4%），过去两年Walker & Dunlop, Inc.的营收复合增速更高（22.1% vs 13.7%）
第一州际银行系统公司是总部位于美国蒙大拿州比灵斯的金融控股公司，旗下拥有第一州际银行，该社区银行的服务网点覆盖美国西部和中西部共14个州，按总资产计算是蒙大拿州规模最大的银行。
Walker & Dunlop, Inc.是美国乃至全球规模领先的商业地产金融与咨询服务机构，为客户提供覆盖商业地产领域的多元金融解决方案及专业咨询服务，业务辐射全球多个市场，在行业内拥有深厚的资源积累与广泛的市场认可度。
FIBK vs WD — 直观对比
营收规模更大
WD
是对方的1.1倍
$313.0M
营收增速更快
FIBK
高出20.2%
-0.4%
净利率更高
FIBK
高出47.7%
-12.9%
两年增速更快
WD
近两年复合增速
13.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $313.0M | $340.0M |
| 净利润 | $108.8M | $-13.9M |
| 毛利率 | — | — |
| 营业利润率 | 44.5% | -17.2% |
| 净利率 | 34.8% | -12.9% |
| 营收同比 | 19.8% | -0.4% |
| 净利润同比 | 108.8% | -131.0% |
| 每股收益（稀释后） | $1.07 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIBKWD
| Q4 25 | $313.0M | $340.0M | ||
| Q3 25 | $250.5M | $337.7M | ||
| Q2 25 | $248.3M | $319.2M | ||
| Q1 25 | $247.0M | $237.4M | ||
| Q4 24 | $261.3M | $341.5M | ||
| Q3 24 | $251.9M | $292.3M | ||
| Q2 24 | $244.3M | $270.7M | ||
| Q1 24 | $242.2M | $228.1M |
净利润FIBKWD
| Q4 25 | $108.8M | $-13.9M | ||
| Q3 25 | $71.4M | $33.5M | ||
| Q2 25 | $71.7M | $34.0M | ||
| Q1 25 | $50.2M | $2.8M | ||
| Q4 24 | $52.1M | $44.8M | ||
| Q3 24 | $55.5M | $28.8M | ||
| Q2 24 | $60.0M | $22.7M | ||
| Q1 24 | $58.4M | $11.9M |
营业利润率FIBKWD
| Q4 25 | 44.5% | -17.2% | ||
| Q3 25 | 37.0% | 13.6% | ||
| Q2 25 | 37.7% | 14.5% | ||
| Q1 25 | 26.9% | 2.2% | ||
| Q4 24 | 25.5% | 15.3% | ||
| Q3 24 | 28.9% | 12.8% | ||
| Q2 24 | 32.1% | 10.4% | ||
| Q1 24 | 31.7% | 6.0% |
净利率FIBKWD
| Q4 25 | 34.8% | -12.9% | ||
| Q3 25 | 28.5% | 9.9% | ||
| Q2 25 | 28.9% | 10.6% | ||
| Q1 25 | 20.3% | 1.2% | ||
| Q4 24 | 19.9% | 13.1% | ||
| Q3 24 | 22.0% | 9.9% | ||
| Q2 24 | 24.6% | 8.4% | ||
| Q1 24 | 24.1% | 5.2% |
每股收益（稀释后）FIBKWD
| Q4 25 | $1.07 | $-0.41 | ||
| Q3 25 | $0.69 | $0.98 | ||
| Q2 25 | $0.69 | $0.99 | ||
| Q1 25 | $0.49 | $0.08 | ||
| Q4 24 | $0.50 | $1.32 | ||
| Q3 24 | $0.54 | $0.85 | ||
| Q2 24 | $0.58 | $0.67 | ||
| Q1 24 | $0.57 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $299.3M |
| 总债务越低越好 | $146.3M | — |
| 股东权益账面价值 | $3.4B | $1.7B |
| 总资产 | $26.6B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资FIBKWD
| Q4 25 | — | $299.3M | ||
| Q3 25 | — | $274.8M | ||
| Q2 25 | — | $233.7M | ||
| Q1 25 | — | $181.0M | ||
| Q4 24 | — | $279.3M | ||
| Q3 24 | — | $179.8M | ||
| Q2 24 | — | $208.1M | ||
| Q1 24 | — | $216.5M |
总债务FIBKWD
| Q4 25 | $146.3M | — | ||
| Q3 25 | $146.2M | — | ||
| Q2 25 | $252.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $132.2M | — | ||
| Q3 24 | $137.3M | — | ||
| Q2 24 | $383.4M | — | ||
| Q1 24 | $370.8M | — |
股东权益FIBKWD
| Q4 25 | $3.4B | $1.7B | ||
| Q3 25 | $3.4B | $1.8B | ||
| Q2 25 | $3.4B | $1.8B | ||
| Q1 25 | $3.4B | $1.7B | ||
| Q4 24 | $3.3B | $1.7B | ||
| Q3 24 | $3.4B | $1.7B | ||
| Q2 24 | $3.2B | $1.7B | ||
| Q1 24 | $3.2B | $1.7B |
总资产FIBKWD
| Q4 25 | $26.6B | $5.1B | ||
| Q3 25 | $27.3B | $5.8B | ||
| Q2 25 | $27.6B | $4.7B | ||
| Q1 25 | $28.3B | $4.5B | ||
| Q4 24 | $29.1B | $4.4B | ||
| Q3 24 | $29.6B | $4.6B | ||
| Q2 24 | $30.3B | $4.2B | ||
| Q1 24 | $30.1B | $3.8B |
负债/权益比FIBKWD
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.07× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $305.6M | $-664.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-680.1M |
| 自由现金流率自由现金流/营收 | — | -200.0% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | 2.81× | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.2B |
8季度趋势，按日历期对齐
经营现金流FIBKWD
| Q4 25 | $305.6M | $-664.3M | ||
| Q3 25 | $91.7M | $-948.1M | ||
| Q2 25 | $68.1M | $-238.5M | ||
| Q1 25 | $78.5M | $-281.1M | ||
| Q4 24 | $355.0M | $129.4M | ||
| Q3 24 | $89.9M | $-202.0M | ||
| Q2 24 | $82.3M | $-237.8M | ||
| Q1 24 | $87.6M | $38.4M |
自由现金流FIBKWD
| Q4 25 | — | $-680.1M | ||
| Q3 25 | — | $-950.4M | ||
| Q2 25 | — | $-241.0M | ||
| Q1 25 | — | $-284.7M | ||
| Q4 24 | — | $116.4M | ||
| Q3 24 | — | $-204.0M | ||
| Q2 24 | — | $-241.7M | ||
| Q1 24 | — | $35.2M |
自由现金流率FIBKWD
| Q4 25 | — | -200.0% | ||
| Q3 25 | — | -281.5% | ||
| Q2 25 | — | -75.5% | ||
| Q1 25 | — | -120.0% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | -69.8% | ||
| Q2 24 | — | -89.3% | ||
| Q1 24 | — | 15.4% |
资本支出强度FIBKWD
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 1.5% | ||
| Q4 24 | — | 3.8% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.4% |
现金转化率FIBKWD
| Q4 25 | 2.81× | — | ||
| Q3 25 | 1.28× | -28.34× | ||
| Q2 25 | 0.95× | -7.02× | ||
| Q1 25 | 1.56× | -102.07× | ||
| Q4 24 | 6.81× | 2.89× | ||
| Q3 24 | 1.62× | -7.01× | ||
| Q2 24 | 1.37× | -10.49× | ||
| Q1 24 | 1.50× | 3.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
