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Ameris Bancorp（ABCB）与Walker & Dunlop, Inc.（WD）财务数据对比。点击上方公司名可切换其他公司
Walker & Dunlop, Inc.的季度营收约是Ameris Bancorp的1.1倍（$340.0M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs -12.9%，领先48.1%），Ameris Bancorp同比增速更快（10.0% vs -0.4%），过去两年Walker & Dunlop, Inc.的营收复合增速更高（22.1% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Walker & Dunlop, Inc.是美国乃至全球规模领先的商业地产金融与咨询服务机构，为客户提供覆盖商业地产领域的多元金融解决方案及专业咨询服务，业务辐射全球多个市场，在行业内拥有深厚的资源积累与广泛的市场认可度。
ABCB vs WD — 直观对比
营收规模更大
WD
是对方的1.1倍
$314.4M
营收增速更快
ABCB
高出10.4%
-0.4%
净利率更高
ABCB
高出48.1%
-12.9%
两年增速更快
WD
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $340.0M |
| 净利润 | $110.5M | $-13.9M |
| 毛利率 | — | — |
| 营业利润率 | — | -17.2% |
| 净利率 | 35.1% | -12.9% |
| 营收同比 | 10.0% | -0.4% |
| 净利润同比 | 2.0% | -131.0% |
| 每股收益（稀释后） | $1.63 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBWD
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $340.0M | ||
| Q3 25 | $314.2M | $337.7M | ||
| Q2 25 | $300.7M | $319.2M | ||
| Q1 25 | $285.9M | $237.4M | ||
| Q4 24 | $290.8M | $341.5M | ||
| Q3 24 | $283.8M | $292.3M | ||
| Q2 24 | $300.6M | $270.7M |
净利润ABCBWD
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $-13.9M | ||
| Q3 25 | $106.0M | $33.5M | ||
| Q2 25 | $109.8M | $34.0M | ||
| Q1 25 | $87.9M | $2.8M | ||
| Q4 24 | $94.4M | $44.8M | ||
| Q3 24 | $99.2M | $28.8M | ||
| Q2 24 | $90.8M | $22.7M |
营业利润率ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | -17.2% | ||
| Q3 25 | 43.6% | 13.6% | ||
| Q2 25 | 47.4% | 14.5% | ||
| Q1 25 | 39.5% | 2.2% | ||
| Q4 24 | 43.3% | 15.3% | ||
| Q3 24 | 44.4% | 12.8% | ||
| Q2 24 | 42.1% | 10.4% |
净利率ABCBWD
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | -12.9% | ||
| Q3 25 | 33.7% | 9.9% | ||
| Q2 25 | 36.5% | 10.6% | ||
| Q1 25 | 30.8% | 1.2% | ||
| Q4 24 | 42.5% | 13.1% | ||
| Q3 24 | 35.0% | 9.9% | ||
| Q2 24 | 30.2% | 8.4% |
每股收益（稀释后）ABCBWD
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $-0.41 | ||
| Q3 25 | $1.54 | $0.98 | ||
| Q2 25 | $1.60 | $0.99 | ||
| Q1 25 | $1.27 | $0.08 | ||
| Q4 24 | $1.35 | $1.32 | ||
| Q3 24 | $1.44 | $0.85 | ||
| Q2 24 | $1.32 | $0.67 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $299.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $1.7B |
| 总资产 | $28.1B | $5.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | — | $299.3M | ||
| Q3 25 | — | $274.8M | ||
| Q2 25 | — | $233.7M | ||
| Q1 25 | — | $181.0M | ||
| Q4 24 | — | $279.3M | ||
| Q3 24 | — | $179.8M | ||
| Q2 24 | — | $208.1M |
股东权益ABCBWD
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.7B | ||
| Q3 25 | $4.0B | $1.8B | ||
| Q2 25 | $3.9B | $1.8B | ||
| Q1 25 | $3.8B | $1.7B | ||
| Q4 24 | $3.8B | $1.7B | ||
| Q3 24 | $3.7B | $1.7B | ||
| Q2 24 | $3.6B | $1.7B |
总资产ABCBWD
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $5.1B | ||
| Q3 25 | $27.1B | $5.8B | ||
| Q2 25 | $26.7B | $4.7B | ||
| Q1 25 | $26.5B | $4.5B | ||
| Q4 24 | $26.3B | $4.4B | ||
| Q3 24 | $26.4B | $4.6B | ||
| Q2 24 | $26.5B | $4.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-664.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-680.1M |
| 自由现金流率自由现金流/营收 | — | -200.0% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.2B |
8季度趋势，按日历期对齐
经营现金流ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $-664.3M | ||
| Q3 25 | $104.9M | $-948.1M | ||
| Q2 25 | $61.4M | $-238.5M | ||
| Q1 25 | $116.9M | $-281.1M | ||
| Q4 24 | $154.2M | $129.4M | ||
| Q3 24 | $102.2M | $-202.0M | ||
| Q2 24 | $-97.1M | $-237.8M |
自由现金流ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $-680.1M | ||
| Q3 25 | $100.5M | $-950.4M | ||
| Q2 25 | $53.7M | $-241.0M | ||
| Q1 25 | $114.2M | $-284.7M | ||
| Q4 24 | $140.7M | $116.4M | ||
| Q3 24 | $99.8M | $-204.0M | ||
| Q2 24 | $-100.3M | $-241.7M |
自由现金流率ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | -200.0% | ||
| Q3 25 | 32.0% | -281.5% | ||
| Q2 25 | 17.9% | -75.5% | ||
| Q1 25 | 39.9% | -120.0% | ||
| Q4 24 | 48.4% | 34.1% | ||
| Q3 24 | 35.2% | -69.8% | ||
| Q2 24 | -33.4% | -89.3% |
资本支出强度ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 4.6% | ||
| Q3 25 | 1.4% | 0.7% | ||
| Q2 25 | 2.5% | 0.8% | ||
| Q1 25 | 0.9% | 1.5% | ||
| Q4 24 | 4.6% | 3.8% | ||
| Q3 24 | 0.8% | 0.7% | ||
| Q2 24 | 1.1% | 1.4% |
现金转化率ABCBWD
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | — | ||
| Q3 25 | 0.99× | -28.34× | ||
| Q2 25 | 0.56× | -7.02× | ||
| Q1 25 | 1.33× | -102.07× | ||
| Q4 24 | 1.63× | 2.89× | ||
| Q3 24 | 1.03× | -7.01× | ||
| Q2 24 | -1.07× | -10.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
