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Fair Isaac（FICO）与Gaming & Leisure Properties, Inc.（GLPI）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是Gaming & Leisure Properties, Inc.的1.2倍（$512.0M vs $420.0M），Gaming & Leisure Properties, Inc.净利率更高（57.0% vs 30.9%，领先26.1%），Fair Isaac同比增速更快（16.4% vs 6.3%），过去两年Fair Isaac的营收复合增速更高（8.6% vs 5.0%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
博彩与休闲地产公司（GLPI）是一家专注于赌场物业的房地产投资信托（REIT），总部位于宾夕法尼亚州怀奥米辛。公司于2013年11月从宾州国民娱乐分拆成立，目前持有62处赌场物业，全部对外出租给其他企业运营。
FICO vs GLPI — 直观对比
营收规模更大
FICO
是对方的1.2倍
$420.0M
营收增速更快
FICO
高出10.1%
6.3%
净利率更高
GLPI
高出26.1%
30.9%
两年增速更快
FICO
近两年复合增速
5.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $420.0M |
| 净利润 | $158.4M | $239.4M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | 79.4% |
| 净利率 | 30.9% | 57.0% |
| 营收同比 | 16.4% | 6.3% |
| 净利润同比 | 3.8% | 40.5% |
| 每股收益（稀释后） | $6.61 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOGLPI
| Q1 26 | — | $420.0M | ||
| Q4 25 | $512.0M | $407.0M | ||
| Q3 25 | $515.8M | $397.6M | ||
| Q2 25 | $536.4M | $394.9M | ||
| Q1 25 | $498.7M | $395.2M | ||
| Q4 24 | $440.0M | $389.6M | ||
| Q3 24 | $453.8M | $385.3M | ||
| Q2 24 | $447.8M | $380.6M |
净利润FICOGLPI
| Q1 26 | — | $239.4M | ||
| Q4 25 | $158.4M | $275.4M | ||
| Q3 25 | $155.0M | $241.2M | ||
| Q2 25 | $181.8M | $151.4M | ||
| Q1 25 | $162.6M | $165.2M | ||
| Q4 24 | $152.5M | $223.6M | ||
| Q3 24 | $135.7M | $184.7M | ||
| Q2 24 | $126.3M | $208.3M |
毛利率FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | 83.0% | — | ||
| Q3 25 | 82.3% | — | ||
| Q2 25 | 83.7% | — | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 80.3% | — | ||
| Q2 24 | 80.3% | — |
营业利润率FICOGLPI
| Q1 26 | — | 79.4% | ||
| Q4 25 | 45.7% | 89.3% | ||
| Q3 25 | 46.0% | 84.8% | ||
| Q2 25 | 48.9% | 61.3% | ||
| Q1 25 | 49.3% | 65.5% | ||
| Q4 24 | 40.8% | 79.1% | ||
| Q3 24 | 43.4% | 70.4% | ||
| Q2 24 | 42.5% | 77.1% |
净利率FICOGLPI
| Q1 26 | — | 57.0% | ||
| Q4 25 | 30.9% | 67.6% | ||
| Q3 25 | 30.1% | 60.7% | ||
| Q2 25 | 33.9% | 38.4% | ||
| Q1 25 | 32.6% | 41.8% | ||
| Q4 24 | 34.7% | 57.4% | ||
| Q3 24 | 29.9% | 47.9% | ||
| Q2 24 | 28.2% | 54.7% |
每股收益（稀释后）FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | $6.61 | $0.96 | ||
| Q3 25 | $6.41 | $0.85 | ||
| Q2 25 | $7.40 | $0.54 | ||
| Q1 25 | $6.59 | $0.60 | ||
| Q4 24 | $6.14 | $0.79 | ||
| Q3 24 | $5.44 | $0.67 | ||
| Q2 24 | $5.05 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $274.5M |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $-1.8B | $5.0B |
| 总资产 | $1.9B | $13.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FICOGLPI
| Q1 26 | — | $274.5M | ||
| Q4 25 | $162.0M | — | ||
| Q3 25 | $134.1M | — | ||
| Q2 25 | $189.0M | — | ||
| Q1 25 | $146.6M | — | ||
| Q4 24 | $184.3M | $560.8M | ||
| Q3 24 | $150.7M | $560.8M | ||
| Q2 24 | $156.0M | $560.8M |
总债务FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | $3.2B | $7.2B | ||
| Q3 25 | $3.1B | $7.2B | ||
| Q2 25 | $2.8B | $6.9B | ||
| Q1 25 | $2.5B | $6.9B | ||
| Q4 24 | $2.4B | $7.7B | ||
| Q3 24 | $2.2B | $7.4B | ||
| Q2 24 | $2.1B | $6.6B |
股东权益FICOGLPI
| Q1 26 | — | $5.0B | ||
| Q4 25 | $-1.8B | $4.6B | ||
| Q3 25 | $-1.7B | $4.6B | ||
| Q2 25 | $-1.4B | $4.6B | ||
| Q1 25 | $-1.1B | $4.2B | ||
| Q4 24 | $-1.1B | $4.3B | ||
| Q3 24 | $-962.7M | $4.3B | ||
| Q2 24 | $-829.3M | $4.1B |
总资产FICOGLPI
| Q1 26 | — | $13.8B | ||
| Q4 25 | $1.9B | $12.9B | ||
| Q3 25 | $1.9B | $12.8B | ||
| Q2 25 | $1.9B | $12.5B | ||
| Q1 25 | $1.8B | $12.1B | ||
| Q4 24 | $1.7B | $13.1B | ||
| Q3 24 | $1.7B | $12.7B | ||
| Q2 24 | $1.7B | $11.8B |
负债/权益比FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.56× | ||
| Q3 25 | — | 1.57× | ||
| Q2 25 | — | 1.51× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | — | 1.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | — |
| 自由现金流经营现金流 - 资本支出 | $173.9M | — |
| 自由现金流率自由现金流/营收 | 34.0% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | 1.10× | — |
| 过去12个月自由现金流最近4个季度 | $750.6M | — |
8季度趋势，按日历期对齐
经营现金流FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | $174.1M | $1.1B | ||
| Q3 25 | $223.7M | $240.3M | ||
| Q2 25 | $286.2M | $293.4M | ||
| Q1 25 | $74.9M | $252.5M | ||
| Q4 24 | $194.0M | $1.1B | ||
| Q3 24 | $226.5M | $270.4M | ||
| Q2 24 | $213.3M | $252.1M |
自由现金流FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | $173.9M | — | ||
| Q3 25 | $219.5M | $183.0M | ||
| Q2 25 | $284.4M | $272.3M | ||
| Q1 25 | $72.8M | $239.6M | ||
| Q4 24 | $193.2M | $1.1B | ||
| Q3 24 | $224.7M | $261.5M | ||
| Q2 24 | $211.6M | $245.0M |
自由现金流率FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | 34.0% | — | ||
| Q3 25 | 42.6% | 46.0% | ||
| Q2 25 | 53.0% | 69.0% | ||
| Q1 25 | 14.6% | 60.6% | ||
| Q4 24 | 43.9% | 275.3% | ||
| Q3 24 | 49.5% | 67.9% | ||
| Q2 24 | 47.2% | 64.4% |
资本支出强度FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.8% | 14.4% | ||
| Q2 25 | 0.3% | 5.3% | ||
| Q1 25 | 0.4% | 3.3% | ||
| Q4 24 | 0.2% | 0.0% | ||
| Q3 24 | 0.4% | 2.3% | ||
| Q2 24 | 0.4% | 1.9% |
现金转化率FICOGLPI
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | 4.10× | ||
| Q3 25 | 1.44× | 1.00× | ||
| Q2 25 | 1.57× | 1.94× | ||
| Q1 25 | 0.46× | 1.53× | ||
| Q4 24 | 1.27× | 4.80× | ||
| Q3 24 | 1.67× | 1.46× | ||
| Q2 24 | 1.69× | 1.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
GLPI
暂无分部数据
