vs
Fair Isaac（FICO）与MUELLER INDUSTRIES INC（MLI）财务数据对比。点击上方公司名可切换其他公司
MUELLER INDUSTRIES INC的季度营收约是Fair Isaac的1.9倍（$962.4M vs $512.0M），Fair Isaac净利率更高（30.9% vs 16.0%，领先15.0%），Fair Isaac同比增速更快（16.4% vs 4.2%），Fair Isaac自由现金流更多（$173.9M vs $121.4M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 6.4%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
Mueller Industries是美国知名工业制造企业，1917年正式成立，总部坐落于美国田纳西州孟菲斯市，主营管道产品、工业金属及暖通制冷设备，2022年入选《财富》1000强榜单，是年营收达数十亿美元的公开上市企业。
FICO vs MLI — 直观对比
营收规模更大
MLI
是对方的1.9倍
$512.0M
营收增速更快
FICO
高出12.2%
4.2%
净利率更高
FICO
高出15.0%
16.0%
自由现金流更多
FICO
多$52.5M
$121.4M
两年增速更快
FICO
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $962.4M |
| 净利润 | $158.4M | $153.7M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | 17.9% |
| 净利率 | 30.9% | 16.0% |
| 营收同比 | 16.4% | 4.2% |
| 净利润同比 | 3.8% | 11.7% |
| 每股收益（稀释后） | $6.61 | $1.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOMLI
| Q4 25 | $512.0M | $962.4M | ||
| Q3 25 | $515.8M | $1.1B | ||
| Q2 25 | $536.4M | $1.1B | ||
| Q1 25 | $498.7M | $1.0B | ||
| Q4 24 | $440.0M | $923.5M | ||
| Q3 24 | $453.8M | $997.8M | ||
| Q2 24 | $447.8M | $997.7M | ||
| Q1 24 | $433.8M | $849.7M |
净利润FICOMLI
| Q4 25 | $158.4M | $153.7M | ||
| Q3 25 | $155.0M | $208.1M | ||
| Q2 25 | $181.8M | $245.9M | ||
| Q1 25 | $162.6M | $157.4M | ||
| Q4 24 | $152.5M | $137.7M | ||
| Q3 24 | $135.7M | $168.7M | ||
| Q2 24 | $126.3M | $160.2M | ||
| Q1 24 | $129.8M | $138.4M |
毛利率FICOMLI
| Q4 25 | 83.0% | — | ||
| Q3 25 | 82.3% | — | ||
| Q2 25 | 83.7% | — | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 80.3% | 27.6% | ||
| Q2 24 | 80.3% | 27.3% | ||
| Q1 24 | 80.0% | 28.4% |
营业利润率FICOMLI
| Q4 25 | 45.7% | 17.9% | ||
| Q3 25 | 46.0% | 25.6% | ||
| Q2 25 | 48.9% | 26.7% | ||
| Q1 25 | 49.3% | 20.6% | ||
| Q4 24 | 40.8% | 18.4% | ||
| Q3 24 | 43.4% | 20.7% | ||
| Q2 24 | 42.5% | 21.0% | ||
| Q1 24 | 44.9% | 21.6% |
净利率FICOMLI
| Q4 25 | 30.9% | 16.0% | ||
| Q3 25 | 30.1% | 19.3% | ||
| Q2 25 | 33.9% | 21.6% | ||
| Q1 25 | 32.6% | 15.7% | ||
| Q4 24 | 34.7% | 14.9% | ||
| Q3 24 | 29.9% | 16.9% | ||
| Q2 24 | 28.2% | 16.1% | ||
| Q1 24 | 29.9% | 16.3% |
每股收益（稀释后）FICOMLI
| Q4 25 | $6.61 | $1.37 | ||
| Q3 25 | $6.41 | $1.88 | ||
| Q2 25 | $7.40 | $2.22 | ||
| Q1 25 | $6.59 | $1.39 | ||
| Q4 24 | $6.14 | $1.21 | ||
| Q3 24 | $5.44 | $1.48 | ||
| Q2 24 | $5.05 | $1.41 | ||
| Q1 24 | $5.16 | $1.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $1.4B |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $-1.8B | $3.2B |
| 总资产 | $1.9B | $3.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FICOMLI
| Q4 25 | $162.0M | $1.4B | ||
| Q3 25 | $134.1M | $1.3B | ||
| Q2 25 | $189.0M | $1.1B | ||
| Q1 25 | $146.6M | $873.6M | ||
| Q4 24 | $184.3M | $1.1B | ||
| Q3 24 | $150.7M | $969.6M | ||
| Q2 24 | $156.0M | $825.7M | ||
| Q1 24 | $135.7M | $1.4B |
总债务FICOMLI
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
股东权益FICOMLI
| Q4 25 | $-1.8B | $3.2B | ||
| Q3 25 | $-1.7B | $3.1B | ||
| Q2 25 | $-1.4B | $2.9B | ||
| Q1 25 | $-1.1B | $2.7B | ||
| Q4 24 | $-1.1B | $2.8B | ||
| Q3 24 | $-962.7M | $2.7B | ||
| Q2 24 | $-829.3M | $2.5B | ||
| Q1 24 | $-735.7M | $2.4B |
总资产FICOMLI
| Q4 25 | $1.9B | $3.7B | ||
| Q3 25 | $1.9B | $3.7B | ||
| Q2 25 | $1.9B | $3.5B | ||
| Q1 25 | $1.8B | $3.2B | ||
| Q4 24 | $1.7B | $3.3B | ||
| Q3 24 | $1.7B | $3.2B | ||
| Q2 24 | $1.7B | $3.1B | ||
| Q1 24 | $1.7B | $2.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $141.2M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $121.4M |
| 自由现金流率自由现金流/营收 | 34.0% | 12.6% |
| 资本支出强度资本支出/营收 | 0.0% | 2.1% |
| 现金转化率经营现金流/净利润 | 1.10× | 0.92× |
| 过去12个月自由现金流最近4个季度 | $750.6M | $686.6M |
8季度趋势，按日历期对齐
经营现金流FICOMLI
| Q4 25 | $174.1M | $141.2M | ||
| Q3 25 | $223.7M | $310.1M | ||
| Q2 25 | $286.2M | $190.6M | ||
| Q1 25 | $74.9M | $113.6M | ||
| Q4 24 | $194.0M | $140.1M | ||
| Q3 24 | $226.5M | $231.4M | ||
| Q2 24 | $213.3M | $100.8M | ||
| Q1 24 | $71.0M | $173.6M |
自由现金流FICOMLI
| Q4 25 | $173.9M | $121.4M | ||
| Q3 25 | $219.5M | $291.8M | ||
| Q2 25 | $284.4M | $176.5M | ||
| Q1 25 | $72.8M | $97.0M | ||
| Q4 24 | $193.2M | $111.2M | ||
| Q3 24 | $224.7M | $205.7M | ||
| Q2 24 | $211.6M | $91.6M | ||
| Q1 24 | $67.0M | $157.2M |
自由现金流率FICOMLI
| Q4 25 | 34.0% | 12.6% | ||
| Q3 25 | 42.6% | 27.1% | ||
| Q2 25 | 53.0% | 15.5% | ||
| Q1 25 | 14.6% | 9.7% | ||
| Q4 24 | 43.9% | 12.0% | ||
| Q3 24 | 49.5% | 20.6% | ||
| Q2 24 | 47.2% | 9.2% | ||
| Q1 24 | 15.4% | 18.5% |
资本支出强度FICOMLI
| Q4 25 | 0.0% | 2.1% | ||
| Q3 25 | 0.8% | 1.7% | ||
| Q2 25 | 0.3% | 1.2% | ||
| Q1 25 | 0.4% | 1.7% | ||
| Q4 24 | 0.2% | 3.1% | ||
| Q3 24 | 0.4% | 2.6% | ||
| Q2 24 | 0.4% | 0.9% | ||
| Q1 24 | 0.9% | 1.9% |
现金转化率FICOMLI
| Q4 25 | 1.10× | 0.92× | ||
| Q3 25 | 1.44× | 1.49× | ||
| Q2 25 | 1.57× | 0.78× | ||
| Q1 25 | 0.46× | 0.72× | ||
| Q4 24 | 1.27× | 1.02× | ||
| Q3 24 | 1.67× | 1.37× | ||
| Q2 24 | 1.69× | 0.63× | ||
| Q1 24 | 0.55× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
MLI
| Tube And Fittings | $484.6M | 50% |
| Industrial Metals | $252.2M | 26% |
| Valves And Plumbing Specialties | $122.5M | 13% |
| Flex Duct And Other HVAC Components | $80.8M | 8% |
| Other Products | $14.9M | 2% |
