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Fair Isaac（FICO）与MEDICAL PROPERTIES TRUST INC（MPW）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是MEDICAL PROPERTIES TRUST INC的1.9倍（$512.0M vs $270.3M），Fair Isaac净利率更高（30.9% vs 6.5%，领先24.4%），MEDICAL PROPERTIES TRUST INC同比增速更快（16.6% vs 16.4%），过去两年Fair Isaac的营收复合增速更高（8.6% vs -0.2%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
Medical Properties Trust, Inc.（MPT）是一家总部位于美国阿拉巴马州伯明翰的跨国房地产投资信托基金（REIT），主要在美欧地区收购、投资医疗保健设施与营利性医疗控股公司，资产收购多采用售后回租模式，原业主出售资产后成为其租户，租户通常需签署长期三净租赁协议。
FICO vs MPW — 直观对比
营收规模更大
FICO
是对方的1.9倍
$270.3M
营收增速更快
MPW
高出0.2%
16.4%
净利率更高
FICO
高出24.4%
6.5%
两年增速更快
FICO
近两年复合增速
-0.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $270.3M |
| 净利润 | $158.4M | $17.6M |
| 毛利率 | 83.0% | 95.8% |
| 营业利润率 | 45.7% | 9.7% |
| 净利率 | 30.9% | 6.5% |
| 营收同比 | 16.4% | 16.6% |
| 净利润同比 | 3.8% | 104.3% |
| 每股收益（稀释后） | $6.61 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOMPW
| Q4 25 | $512.0M | $270.3M | ||
| Q3 25 | $515.8M | $237.5M | ||
| Q2 25 | $536.4M | $240.4M | ||
| Q1 25 | $498.7M | $223.8M | ||
| Q4 24 | $440.0M | $231.8M | ||
| Q3 24 | $453.8M | $225.8M | ||
| Q2 24 | $447.8M | $266.6M | ||
| Q1 24 | $433.8M | $271.3M |
净利润FICOMPW
| Q4 25 | $158.4M | $17.6M | ||
| Q3 25 | $155.0M | $-77.7M | ||
| Q2 25 | $181.8M | $-98.4M | ||
| Q1 25 | $162.6M | $-118.3M | ||
| Q4 24 | $152.5M | $-412.3M | ||
| Q3 24 | $135.7M | $-801.2M | ||
| Q2 24 | $126.3M | $-320.6M | ||
| Q1 24 | $129.8M | $-875.6M |
毛利率FICOMPW
| Q4 25 | 83.0% | 95.8% | ||
| Q3 25 | 82.3% | — | ||
| Q2 25 | 83.7% | 91.8% | ||
| Q1 25 | 82.4% | 63.6% | ||
| Q4 24 | 80.1% | 90.9% | ||
| Q3 24 | 80.3% | 96.5% | ||
| Q2 24 | 80.3% | 98.4% | ||
| Q1 24 | 80.0% | 84.9% |
营业利润率FICOMPW
| Q4 25 | 45.7% | 9.7% | ||
| Q3 25 | 46.0% | -28.0% | ||
| Q2 25 | 48.9% | -36.7% | ||
| Q1 25 | 49.3% | -48.5% | ||
| Q4 24 | 40.8% | -173.7% | ||
| Q3 24 | 43.4% | -350.7% | ||
| Q2 24 | 42.5% | -114.5% | ||
| Q1 24 | 44.9% | -318.6% |
净利率FICOMPW
| Q4 25 | 30.9% | 6.5% | ||
| Q3 25 | 30.1% | -32.7% | ||
| Q2 25 | 33.9% | -40.9% | ||
| Q1 25 | 32.6% | -52.8% | ||
| Q4 24 | 34.7% | -177.8% | ||
| Q3 24 | 29.9% | -354.8% | ||
| Q2 24 | 28.2% | -120.3% | ||
| Q1 24 | 29.9% | -322.7% |
每股收益（稀释后）FICOMPW
| Q4 25 | $6.61 | $0.03 | ||
| Q3 25 | $6.41 | $-0.13 | ||
| Q2 25 | $7.40 | $-0.16 | ||
| Q1 25 | $6.59 | $-0.20 | ||
| Q4 24 | $6.14 | $-0.68 | ||
| Q3 24 | $5.44 | $-1.34 | ||
| Q2 24 | $5.05 | $-0.54 | ||
| Q1 24 | $5.16 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $540.9M |
| 总债务越低越好 | $3.2B | $9.7B |
| 股东权益账面价值 | $-1.8B | $4.6B |
| 总资产 | $1.9B | $15.0B |
| 负债/权益比越低杠杆越低 | — | 2.11× |
8季度趋势，按日历期对齐
现金及短期投资FICOMPW
| Q4 25 | $162.0M | $540.9M | ||
| Q3 25 | $134.1M | $396.6M | ||
| Q2 25 | $189.0M | $509.8M | ||
| Q1 25 | $146.6M | $673.5M | ||
| Q4 24 | $184.3M | $332.3M | ||
| Q3 24 | $150.7M | $275.6M | ||
| Q2 24 | $156.0M | $606.5M | ||
| Q1 24 | $135.7M | $224.3M |
总债务FICOMPW
| Q4 25 | $3.2B | $9.7B | ||
| Q3 25 | $3.1B | $9.6B | ||
| Q2 25 | $2.8B | $9.6B | ||
| Q1 25 | $2.5B | $9.5B | ||
| Q4 24 | $2.4B | $8.8B | ||
| Q3 24 | $2.2B | $9.2B | ||
| Q2 24 | $2.1B | $9.4B | ||
| Q1 24 | $2.0B | $10.1B |
股东权益FICOMPW
| Q4 25 | $-1.8B | $4.6B | ||
| Q3 25 | $-1.7B | $4.7B | ||
| Q2 25 | $-1.4B | $4.8B | ||
| Q1 25 | $-1.1B | $4.8B | ||
| Q4 24 | $-1.1B | $4.8B | ||
| Q3 24 | $-962.7M | $5.4B | ||
| Q2 24 | $-829.3M | $6.2B | ||
| Q1 24 | $-735.7M | $6.7B |
总资产FICOMPW
| Q4 25 | $1.9B | $15.0B | ||
| Q3 25 | $1.9B | $14.9B | ||
| Q2 25 | $1.9B | $15.2B | ||
| Q1 25 | $1.8B | $14.9B | ||
| Q4 24 | $1.7B | $14.3B | ||
| Q3 24 | $1.7B | $15.2B | ||
| Q2 24 | $1.7B | $16.2B | ||
| Q1 24 | $1.7B | $17.3B |
负债/权益比FICOMPW
| Q4 25 | — | 2.11× | ||
| Q3 25 | — | 2.06× | ||
| Q2 25 | — | 2.00× | ||
| Q1 25 | — | 1.99× | ||
| Q4 24 | — | 1.83× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.51× | ||
| Q1 24 | — | 1.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $230.8M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | — |
| 自由现金流率自由现金流/营收 | 34.0% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | 1.10× | 13.11× |
| 过去12个月自由现金流最近4个季度 | $750.6M | — |
8季度趋势，按日历期对齐
经营现金流FICOMPW
| Q4 25 | $174.1M | $230.8M | ||
| Q3 25 | $223.7M | $18.6M | ||
| Q2 25 | $286.2M | $51.7M | ||
| Q1 25 | $74.9M | $384.0K | ||
| Q4 24 | $194.0M | $245.5M | ||
| Q3 24 | $226.5M | $59.2M | ||
| Q2 24 | $213.3M | $35.3M | ||
| Q1 24 | $71.0M | $74.3M |
自由现金流FICOMPW
| Q4 25 | $173.9M | — | ||
| Q3 25 | $219.5M | — | ||
| Q2 25 | $284.4M | — | ||
| Q1 25 | $72.8M | — | ||
| Q4 24 | $193.2M | — | ||
| Q3 24 | $224.7M | — | ||
| Q2 24 | $211.6M | — | ||
| Q1 24 | $67.0M | — |
自由现金流率FICOMPW
| Q4 25 | 34.0% | — | ||
| Q3 25 | 42.6% | — | ||
| Q2 25 | 53.0% | — | ||
| Q1 25 | 14.6% | — | ||
| Q4 24 | 43.9% | — | ||
| Q3 24 | 49.5% | — | ||
| Q2 24 | 47.2% | — | ||
| Q1 24 | 15.4% | — |
资本支出强度FICOMPW
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.9% | — |
现金转化率FICOMPW
| Q4 25 | 1.10× | 13.11× | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 1.57× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 1.27× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 1.69× | — | ||
| Q1 24 | 0.55× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
MPW
暂无分部数据
