vs
Fair Isaac（FICO）与MYR GROUP INC.（MYRG）财务数据对比。点击上方公司名可切换其他公司
MYR GROUP INC.的季度营收约是Fair Isaac的1.9倍（$973.5M vs $512.0M），Fair Isaac净利率更高（30.9% vs 3.8%，领先27.2%），MYR GROUP INC.同比增速更快（17.3% vs 16.4%），Fair Isaac自由现金流更多（$173.9M vs $84.9M），过去两年MYR GROUP INC.的营收复合增速更高（9.3% vs 8.6%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
MYR集团是美国知名电气建设服务提供商，业务覆盖输配电线路、变电站、工商业建筑及可再生能源领域的电气施工，旗下拥有12家电气建设子公司，在北美电力基建赛道拥有深厚的技术积累与项目交付能力。
FICO vs MYRG — 直观对比
营收规模更大
MYRG
是对方的1.9倍
$512.0M
营收增速更快
MYRG
高出1.0%
16.4%
净利率更高
FICO
高出27.2%
3.8%
自由现金流更多
FICO
多$88.9M
$84.9M
两年增速更快
MYRG
近两年复合增速
8.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $973.5M |
| 净利润 | $158.4M | $36.5M |
| 毛利率 | 83.0% | 11.4% |
| 营业利润率 | 45.7% | 4.8% |
| 净利率 | 30.9% | 3.8% |
| 营收同比 | 16.4% | 17.3% |
| 净利润同比 | 3.8% | 129.1% |
| 每股收益（稀释后） | $6.61 | $2.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOMYRG
| Q4 25 | $512.0M | $973.5M | ||
| Q3 25 | $515.8M | $950.4M | ||
| Q2 25 | $536.4M | $900.3M | ||
| Q1 25 | $498.7M | $833.6M | ||
| Q4 24 | $440.0M | $829.8M | ||
| Q3 24 | $453.8M | $888.0M | ||
| Q2 24 | $447.8M | $828.9M | ||
| Q1 24 | $433.8M | $815.6M |
净利润FICOMYRG
| Q4 25 | $158.4M | $36.5M | ||
| Q3 25 | $155.0M | $32.1M | ||
| Q2 25 | $181.8M | $26.5M | ||
| Q1 25 | $162.6M | $23.3M | ||
| Q4 24 | $152.5M | $16.0M | ||
| Q3 24 | $135.7M | $10.6M | ||
| Q2 24 | $126.3M | $-15.3M | ||
| Q1 24 | $129.8M | $18.9M |
毛利率FICOMYRG
| Q4 25 | 83.0% | 11.4% | ||
| Q3 25 | 82.3% | 11.8% | ||
| Q2 25 | 83.7% | 11.5% | ||
| Q1 25 | 82.4% | 11.6% | ||
| Q4 24 | 80.1% | 10.4% | ||
| Q3 24 | 80.3% | 8.7% | ||
| Q2 24 | 80.3% | 4.9% | ||
| Q1 24 | 80.0% | 10.6% |
营业利润率FICOMYRG
| Q4 25 | 45.7% | 4.8% | ||
| Q3 25 | 46.0% | 4.9% | ||
| Q2 25 | 48.9% | 4.4% | ||
| Q1 25 | 49.3% | 4.1% | ||
| Q4 24 | 40.8% | 3.6% | ||
| Q3 24 | 43.4% | 2.3% | ||
| Q2 24 | 42.5% | -2.5% | ||
| Q1 24 | 44.9% | 3.0% |
净利率FICOMYRG
| Q4 25 | 30.9% | 3.8% | ||
| Q3 25 | 30.1% | 3.4% | ||
| Q2 25 | 33.9% | 2.9% | ||
| Q1 25 | 32.6% | 2.8% | ||
| Q4 24 | 34.7% | 1.9% | ||
| Q3 24 | 29.9% | 1.2% | ||
| Q2 24 | 28.2% | -1.8% | ||
| Q1 24 | 29.9% | 2.3% |
每股收益（稀释后）FICOMYRG
| Q4 25 | $6.61 | $2.33 | ||
| Q3 25 | $6.41 | $2.05 | ||
| Q2 25 | $7.40 | $1.70 | ||
| Q1 25 | $6.59 | $1.45 | ||
| Q4 24 | $6.14 | $0.97 | ||
| Q3 24 | $5.44 | $0.65 | ||
| Q2 24 | $5.05 | $-0.91 | ||
| Q1 24 | $5.16 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $150.2M |
| 总债务越低越好 | $3.2B | $59.0M |
| 股东权益账面价值 | $-1.8B | $660.4M |
| 总资产 | $1.9B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资FICOMYRG
| Q4 25 | $162.0M | $150.2M | ||
| Q3 25 | $134.1M | $76.2M | ||
| Q2 25 | $189.0M | $23.0M | ||
| Q1 25 | $146.6M | $10.9M | ||
| Q4 24 | $184.3M | $3.5M | ||
| Q3 24 | $150.7M | $7.6M | ||
| Q2 24 | $156.0M | $1.9M | ||
| Q1 24 | $135.7M | $3.9M |
总债务FICOMYRG
| Q4 25 | $3.2B | $59.0M | ||
| Q3 25 | $3.1B | $72.0M | ||
| Q2 25 | $2.8B | $86.1M | ||
| Q1 25 | $2.5B | $87.2M | ||
| Q4 24 | $2.4B | $74.4M | ||
| Q3 24 | $2.2B | $93.2M | ||
| Q2 24 | $2.1B | $45.1M | ||
| Q1 24 | $2.0B | $37.9M |
股东权益FICOMYRG
| Q4 25 | $-1.8B | $660.4M | ||
| Q3 25 | $-1.7B | $617.6M | ||
| Q2 25 | $-1.4B | $583.2M | ||
| Q1 25 | $-1.1B | $548.7M | ||
| Q4 24 | $-1.1B | $600.4M | ||
| Q3 24 | $-962.7M | $588.5M | ||
| Q2 24 | $-829.3M | $633.3M | ||
| Q1 24 | $-735.7M | $663.7M |
总资产FICOMYRG
| Q4 25 | $1.9B | $1.6B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.9B | $1.6B | ||
| Q1 25 | $1.8B | $1.5B | ||
| Q4 24 | $1.7B | $1.6B | ||
| Q3 24 | $1.7B | $1.6B | ||
| Q2 24 | $1.7B | $1.6B | ||
| Q1 24 | $1.7B | $1.6B |
负债/权益比FICOMYRG
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.06× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | $114.8M |
| 自由现金流经营现金流 - 资本支出 | $173.9M | $84.9M |
| 自由现金流率自由现金流/营收 | 34.0% | 8.7% |
| 资本支出强度资本支出/营收 | 0.0% | 3.1% |
| 现金转化率经营现金流/净利润 | 1.10× | 3.14× |
| 过去12个月自由现金流最近4个季度 | $750.6M | $232.2M |
8季度趋势，按日历期对齐
经营现金流FICOMYRG
| Q4 25 | $174.1M | $114.8M | ||
| Q3 25 | $223.7M | $95.6M | ||
| Q2 25 | $286.2M | $32.9M | ||
| Q1 25 | $74.9M | $83.3M | ||
| Q4 24 | $194.0M | $21.1M | ||
| Q3 24 | $226.5M | $35.6M | ||
| Q2 24 | $213.3M | $22.7M | ||
| Q1 24 | $71.0M | $7.7M |
自由现金流FICOMYRG
| Q4 25 | $173.9M | $84.9M | ||
| Q3 25 | $219.5M | $65.4M | ||
| Q2 25 | $284.4M | $11.6M | ||
| Q1 25 | $72.8M | $70.2M | ||
| Q4 24 | $193.2M | $8.8M | ||
| Q3 24 | $224.7M | $18.0M | ||
| Q2 24 | $211.6M | $2.5M | ||
| Q1 24 | $67.0M | $-18.1M |
自由现金流率FICOMYRG
| Q4 25 | 34.0% | 8.7% | ||
| Q3 25 | 42.6% | 6.9% | ||
| Q2 25 | 53.0% | 1.3% | ||
| Q1 25 | 14.6% | 8.4% | ||
| Q4 24 | 43.9% | 1.1% | ||
| Q3 24 | 49.5% | 2.0% | ||
| Q2 24 | 47.2% | 0.3% | ||
| Q1 24 | 15.4% | -2.2% |
资本支出强度FICOMYRG
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.8% | 3.2% | ||
| Q2 25 | 0.3% | 2.4% | ||
| Q1 25 | 0.4% | 1.6% | ||
| Q4 24 | 0.2% | 1.5% | ||
| Q3 24 | 0.4% | 2.0% | ||
| Q2 24 | 0.4% | 2.4% | ||
| Q1 24 | 0.9% | 3.2% |
现金转化率FICOMYRG
| Q4 25 | 1.10× | 3.14× | ||
| Q3 25 | 1.44× | 2.98× | ||
| Q2 25 | 1.57× | 1.24× | ||
| Q1 25 | 0.46× | 3.57× | ||
| Q4 24 | 1.27× | 1.32× | ||
| Q3 24 | 1.67× | 3.35× | ||
| Q2 24 | 1.69× | — | ||
| Q1 24 | 0.55× | 0.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
MYRG
| Market Type Electrical Construction | $442.6M | 45% |
| Market Type Transmission | $330.3M | 34% |
| Market Type Distribution | $200.6M | 21% |
