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Fifth Third Bancorp（FITB）与HBT Financial, Inc.（HBT）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是HBT Financial, Inc.的30.3倍（$1.5B vs $50.5M）。HBT Financial, Inc.同比增速更快（6.6% vs 6.4%）。过去两年Fifth Third Bancorp的营收复合增速更高（218.3% vs 4.0%）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
HBT Financial, Inc.是总部位于美国伊利诺伊州的区域性银行控股公司，主要为运营区域内的社区居民、中小微企业提供各类零售及商业银行业务，涵盖存取款服务、消费及商业信贷、财富管理咨询、按揭贷款等金融产品。
FITB vs HBT — 直观对比
营收规模更大
FITB
是对方的30.3倍
$50.5M
营收增速更快
HBT
高出0.2%
6.4%
两年增速更快
FITB
近两年复合增速
4.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $50.5M |
| 净利润 | $730.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 59.7% | 51.3% |
| 净利率 | 47.7% | — |
| 营收同比 | 6.4% | 6.6% |
| 净利润同比 | 17.7% | — |
| 每股收益（稀释后） | $1.03 | $0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBHBT
| Q4 25 | $1.5B | $50.5M | ||
| Q3 25 | $1.5B | $50.0M | ||
| Q2 25 | $1.5B | $49.7M | ||
| Q1 25 | $1.4B | $48.7M | ||
| Q4 24 | $1.4B | $47.4M | ||
| Q3 24 | $161.0M | $47.7M | ||
| Q2 24 | $156.0M | $47.0M | ||
| Q1 24 | $151.0M | $46.7M |
净利润FITBHBT
| Q4 25 | $730.0M | — | ||
| Q3 25 | $649.0M | $19.8M | ||
| Q2 25 | $628.0M | $19.2M | ||
| Q1 25 | $515.0M | $19.1M | ||
| Q4 24 | $620.0M | $20.3M | ||
| Q3 24 | $573.0M | $18.2M | ||
| Q2 24 | $601.0M | $18.1M | ||
| Q1 24 | $520.0M | $15.3M |
营业利润率FITBHBT
| Q4 25 | 59.7% | 51.3% | ||
| Q3 25 | 55.1% | 53.5% | ||
| Q2 25 | 54.0% | 53.1% | ||
| Q1 25 | 45.4% | 52.4% | ||
| Q4 24 | 53.3% | 57.8% | ||
| Q3 24 | — | 51.4% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 43.9% |
净利率FITBHBT
| Q4 25 | 47.7% | — | ||
| Q3 25 | 42.7% | 39.5% | ||
| Q2 25 | 42.0% | 38.7% | ||
| Q1 25 | 35.8% | 39.2% | ||
| Q4 24 | 43.1% | 42.8% | ||
| Q3 24 | 355.9% | 38.1% | ||
| Q2 24 | 385.3% | 38.4% | ||
| Q1 24 | 344.4% | 32.7% |
每股收益（稀释后）FITBHBT
| Q4 25 | $1.03 | $0.60 | ||
| Q3 25 | $0.91 | $0.63 | ||
| Q2 25 | $0.88 | $0.61 | ||
| Q1 25 | $0.71 | $0.60 | ||
| Q4 24 | $0.85 | $0.64 | ||
| Q3 24 | $0.78 | $0.57 | ||
| Q2 24 | $0.81 | $0.57 | ||
| Q1 24 | $0.70 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $122.3M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $615.5M |
| 总资产 | $214.4B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资FITBHBT
| Q4 25 | — | $122.3M | ||
| Q3 25 | — | $155.1M | ||
| Q2 25 | — | $195.7M | ||
| Q1 25 | — | $211.6M | ||
| Q4 24 | — | $137.7M | ||
| Q3 24 | — | $179.7M | ||
| Q2 24 | — | $195.2M | ||
| Q1 24 | — | $260.2M |
总债务FITBHBT
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | $17.1B | — | ||
| Q2 24 | $16.3B | — | ||
| Q1 24 | $15.4B | — |
股东权益FITBHBT
| Q4 25 | $21.7B | $615.5M | ||
| Q3 25 | $21.1B | $599.1M | ||
| Q2 25 | $21.1B | $580.9M | ||
| Q1 25 | $20.4B | $565.1M | ||
| Q4 24 | $19.6B | $544.6M | ||
| Q3 24 | $20.8B | $537.7M | ||
| Q2 24 | $19.2B | $509.5M | ||
| Q1 24 | $19.0B | $496.7M |
总资产FITBHBT
| Q4 25 | $214.4B | $5.1B | ||
| Q3 25 | $212.9B | $5.0B | ||
| Q2 25 | $210.0B | $5.0B | ||
| Q1 25 | $212.7B | $5.1B | ||
| Q4 24 | $212.9B | $5.0B | ||
| Q3 24 | $214.3B | $5.0B | ||
| Q2 24 | $213.3B | $5.0B | ||
| Q1 24 | $214.5B | $5.0B |
负债/权益比FITBHBT
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.82× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $23.9M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | — |
| 自由现金流率自由现金流/营收 | 50.0% | — |
| 资本支出强度资本支出/营收 | 10.7% | — |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势，按日历期对齐
经营现金流FITBHBT
| Q4 25 | $929.0M | $23.9M | ||
| Q3 25 | $1.0B | $17.2M | ||
| Q2 25 | $1.3B | $13.6M | ||
| Q1 25 | $1.2B | $30.4M | ||
| Q4 24 | $-101.0M | $17.3M | ||
| Q3 24 | $1.9B | $25.5M | ||
| Q2 24 | $679.0M | $19.8M | ||
| Q1 24 | $386.0M | $26.8M |
自由现金流FITBHBT
| Q4 25 | $765.0M | — | ||
| Q3 25 | $886.0M | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $-246.0M | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $588.0M | — | ||
| Q1 24 | $321.0M | — |
自由现金流率FITBHBT
| Q4 25 | 50.0% | — | ||
| Q3 25 | 58.3% | — | ||
| Q2 25 | 77.8% | — | ||
| Q1 25 | 77.7% | — | ||
| Q4 24 | -17.1% | — | ||
| Q3 24 | 1085.1% | — | ||
| Q2 24 | 376.9% | — | ||
| Q1 24 | 212.6% | — |
资本支出强度FITBHBT
| Q4 25 | 10.7% | — | ||
| Q3 25 | 10.5% | — | ||
| Q2 25 | 9.6% | — | ||
| Q1 25 | 8.1% | — | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 70.2% | — | ||
| Q2 24 | 58.3% | — | ||
| Q1 24 | 43.0% | — |
现金转化率FITBHBT
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | 0.87× | ||
| Q2 25 | 2.08× | 0.70× | ||
| Q1 25 | 2.39× | 1.60× | ||
| Q4 24 | -0.16× | 0.85× | ||
| Q3 24 | 3.25× | 1.40× | ||
| Q2 24 | 1.13× | 1.10× | ||
| Q1 24 | 0.74× | 1.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
