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Fifth Third Bancorp（FITB）与Pinnacle West Capital（PNW）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是Pinnacle West Capital的1.4倍（$1.5B vs $1.1B），Fifth Third Bancorp净利率更高（47.7% vs 1.6%，领先46.2%），Fifth Third Bancorp同比增速更快（6.4% vs 3.0%），Fifth Third Bancorp自由现金流更多（$765.0M vs $-192.7M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
Pinnacle West Capital是美国公用事业控股企业，旗下拥有亚利桑那州规模最大的公用事业公司亚利桑那公共服务（APS）。公司于纽约证券交易所上市，是标普500指数成分股，运营受亚利桑那州公司委员会监管。
FITB vs PNW — 直观对比
营收规模更大
FITB
是对方的1.4倍
$1.1B
营收增速更快
FITB
高出3.4%
3.0%
净利率更高
FITB
高出46.2%
1.6%
自由现金流更多
FITB
多$957.7M
$-192.7M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.1B |
| 净利润 | $730.0M | $17.6M |
| 毛利率 | — | — |
| 营业利润率 | 59.7% | 10.7% |
| 净利率 | 47.7% | 1.6% |
| 营收同比 | 6.4% | 3.0% |
| 净利润同比 | 17.7% | 798.0% |
| 每股收益（稀释后） | $1.03 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBPNW
| Q4 25 | $1.5B | $1.1B | ||
| Q3 25 | $1.5B | $1.8B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.4B | $1.0B | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | — | $1.8B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $951.7M |
净利润FITBPNW
| Q4 25 | $730.0M | $17.6M | ||
| Q3 25 | $649.0M | $417.5M | ||
| Q2 25 | $628.0M | $196.9M | ||
| Q1 25 | $515.0M | $-338.0K | ||
| Q4 24 | $620.0M | $-2.5M | ||
| Q3 24 | — | $399.3M | ||
| Q2 24 | — | $208.1M | ||
| Q1 24 | — | $21.2M |
营业利润率FITBPNW
| Q4 25 | 59.7% | 10.7% | ||
| Q3 25 | 55.1% | 32.0% | ||
| Q2 25 | 54.0% | 22.6% | ||
| Q1 25 | 45.4% | 5.5% | ||
| Q4 24 | 53.3% | 7.7% | ||
| Q3 24 | — | 30.9% | ||
| Q2 24 | — | 24.0% | ||
| Q1 24 | — | 7.0% |
净利率FITBPNW
| Q4 25 | 47.7% | 1.6% | ||
| Q3 25 | 42.7% | 22.9% | ||
| Q2 25 | 42.0% | 14.5% | ||
| Q1 25 | 35.8% | -0.0% | ||
| Q4 24 | 43.1% | -0.2% | ||
| Q3 24 | — | 22.6% | ||
| Q2 24 | — | 15.9% | ||
| Q1 24 | — | 2.2% |
每股收益（稀释后）FITBPNW
| Q4 25 | $1.03 | $0.12 | ||
| Q3 25 | $0.91 | $3.39 | ||
| Q2 25 | $0.88 | $1.58 | ||
| Q1 25 | $0.71 | $-0.04 | ||
| Q4 24 | $0.85 | $-0.04 | ||
| Q3 24 | — | $3.37 | ||
| Q2 24 | — | $1.76 | ||
| Q1 24 | — | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.6M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $7.0B |
| 总资产 | $214.4B | $30.0B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资FITBPNW
| Q4 25 | — | $6.6M | ||
| Q3 25 | — | $30.9M | ||
| Q2 25 | — | $18.8M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $3.8M | ||
| Q3 24 | — | $49.2M | ||
| Q2 24 | — | $4.0M | ||
| Q1 24 | — | $9.6M |
总债务FITBPNW
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBPNW
| Q4 25 | $21.7B | $7.0B | ||
| Q3 25 | $21.1B | $7.2B | ||
| Q2 25 | $21.1B | $6.7B | ||
| Q1 25 | $20.4B | $6.7B | ||
| Q4 24 | $19.6B | $6.8B | ||
| Q3 24 | — | $6.6B | ||
| Q2 24 | — | $6.2B | ||
| Q1 24 | — | $6.2B |
总资产FITBPNW
| Q4 25 | $214.4B | $30.0B | ||
| Q3 25 | $212.9B | $29.9B | ||
| Q2 25 | $210.0B | $29.2B | ||
| Q1 25 | $212.7B | $27.2B | ||
| Q4 24 | $212.9B | $26.1B | ||
| Q3 24 | — | $26.3B | ||
| Q2 24 | — | $25.7B | ||
| Q1 24 | — | $24.8B |
负债/权益比FITBPNW
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $476.8M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $-192.7M |
| 自由现金流率自由现金流/营收 | 50.0% | -17.1% |
| 资本支出强度资本支出/营收 | 10.7% | 59.3% |
| 现金转化率经营现金流/净利润 | 1.27× | 27.09× |
| 过去12个月自由现金流最近4个季度 | $3.9B | $-819.5M |
8季度趋势，按日历期对齐
经营现金流FITBPNW
| Q4 25 | $929.0M | $476.8M | ||
| Q3 25 | $1.0B | $665.0M | ||
| Q2 25 | $1.3B | $261.4M | ||
| Q1 25 | $1.2B | $401.9M | ||
| Q4 24 | $-101.0M | $439.5M | ||
| Q3 24 | — | $633.2M | ||
| Q2 24 | — | $189.8M | ||
| Q1 24 | — | $347.4M |
自由现金流FITBPNW
| Q4 25 | $765.0M | $-192.7M | ||
| Q3 25 | $886.0M | $42.0M | ||
| Q2 25 | $1.2B | $-448.1M | ||
| Q1 25 | $1.1B | $-220.7M | ||
| Q4 24 | $-246.0M | $-92.1M | ||
| Q3 24 | — | $-32.7M | ||
| Q2 24 | — | $-344.2M | ||
| Q1 24 | — | $-170.4M |
自由现金流率FITBPNW
| Q4 25 | 50.0% | -17.1% | ||
| Q3 25 | 58.3% | 2.3% | ||
| Q2 25 | 77.8% | -33.0% | ||
| Q1 25 | 77.7% | -21.4% | ||
| Q4 24 | -17.1% | -8.4% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -26.3% | ||
| Q1 24 | — | -17.9% |
资本支出强度FITBPNW
| Q4 25 | 10.7% | 59.3% | ||
| Q3 25 | 10.5% | 34.2% | ||
| Q2 25 | 9.6% | 52.2% | ||
| Q1 25 | 8.1% | 60.3% | ||
| Q4 24 | 10.1% | 48.5% | ||
| Q3 24 | — | 37.6% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 54.4% |
现金转化率FITBPNW
| Q4 25 | 1.27× | 27.09× | ||
| Q3 25 | 1.61× | 1.59× | ||
| Q2 25 | 2.08× | 1.33× | ||
| Q1 25 | 2.39× | — | ||
| Q4 24 | -0.16× | — | ||
| Q3 24 | — | 1.59× | ||
| Q2 24 | — | 0.91× | ||
| Q1 24 | — | 16.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
PNW
| Electricand Transmission Service | $1.1B | 100% |
| Other Services | $4.4M | 0% |
