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Fifth Third Bancorp(FITB)与Pool Corporation(POOL)财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是Pool Corporation的1.3倍($1.5B vs $1.1B),Fifth Third Bancorp净利率更高(47.7% vs 4.7%,领先43.0%),Fifth Third Bancorp同比增速更快(6.4% vs 6.2%)
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团,为美国大型银行之一,位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机,服务覆盖多区域市场。
Pool Corporation(简称POOLCORP)是全球最大的游泳池用品、设备及机械分销商,注册地为美国特拉华州,总部位于路易斯安那州卡温顿。公司在北美、欧洲、澳大利亚运营439个销售中心,服务约12.5万客户,过半收入来自美国加州、得州、佛罗里达及亚利桑那市场,受益于人口向温暖气候区迁移的趋势。
FITB vs POOL — 直观对比
营收规模更大
FITB
是对方的1.3倍
$1.1B
营收增速更快
FITB
高出0.2%
6.2%
净利率更高
FITB
高出43.0%
4.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $1.5B | $1.1B |
| 净利润 | $730.0M | $53.2M |
| 毛利率 | — | 29.0% |
| 营业利润率 | 59.7% | 7.3% |
| 净利率 | 47.7% | 4.7% |
| 营收同比 | 6.4% | 6.2% |
| 净利润同比 | 17.7% | -0.6% |
| 每股收益(稀释后) | $1.03 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FITB
POOL
| Q1 26 | — | $1.1B | ||
| Q4 25 | $1.5B | $982.2M | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.4B | $1.1B | ||
| Q4 24 | $1.4B | $987.5M | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.8B |
净利润
FITB
POOL
| Q1 26 | — | $53.2M | ||
| Q4 25 | $730.0M | $31.6M | ||
| Q3 25 | $649.0M | $127.0M | ||
| Q2 25 | $628.0M | $194.3M | ||
| Q1 25 | $515.0M | $53.5M | ||
| Q4 24 | $620.0M | $37.3M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $192.4M |
毛利率
FITB
POOL
| Q1 26 | — | 29.0% | ||
| Q4 25 | — | 30.1% | ||
| Q3 25 | — | 29.6% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 29.4% | ||
| Q3 24 | — | 29.1% | ||
| Q2 24 | — | 30.0% |
营业利润率
FITB
POOL
| Q1 26 | — | 7.3% | ||
| Q4 25 | 59.7% | 5.3% | ||
| Q3 25 | 55.1% | 12.3% | ||
| Q2 25 | 54.0% | 15.3% | ||
| Q1 25 | 45.4% | 7.2% | ||
| Q4 24 | 53.3% | 6.1% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 15.3% |
净利率
FITB
POOL
| Q1 26 | — | 4.7% | ||
| Q4 25 | 47.7% | 3.2% | ||
| Q3 25 | 42.7% | 8.8% | ||
| Q2 25 | 42.0% | 10.9% | ||
| Q1 25 | 35.8% | 5.0% | ||
| Q4 24 | 43.1% | 3.8% | ||
| Q3 24 | — | 8.8% | ||
| Q2 24 | — | 10.9% |
每股收益(稀释后)
FITB
POOL
| Q1 26 | — | $1.45 | ||
| Q4 25 | $1.03 | $0.86 | ||
| Q3 25 | $0.91 | $3.40 | ||
| Q2 25 | $0.88 | $5.17 | ||
| Q1 25 | $0.71 | $1.42 | ||
| Q4 24 | $0.85 | $1.00 | ||
| Q3 24 | — | $3.27 | ||
| Q2 24 | — | $4.99 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $64.5M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | — |
| 总资产 | $214.4B | $4.0B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势,按日历期对齐
现金及短期投资
FITB
POOL
| Q1 26 | — | $64.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | $1.0B | ||
| Q2 25 | $14.5B | $1.2B | ||
| Q1 25 | $14.5B | $968.0M | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | $879.1M | ||
| Q2 24 | — | $1.1B |
股东权益
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | $21.7B | $1.2B | ||
| Q3 25 | $21.1B | $1.4B | ||
| Q2 25 | $21.1B | $1.3B | ||
| Q1 25 | $20.4B | $1.2B | ||
| Q4 24 | $19.6B | $1.3B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B |
总资产
FITB
POOL
| Q1 26 | — | $4.0B | ||
| Q4 25 | $214.4B | $3.6B | ||
| Q3 25 | $212.9B | $3.5B | ||
| Q2 25 | $210.0B | $3.7B | ||
| Q1 25 | $212.7B | $3.7B | ||
| Q4 24 | $212.9B | $3.4B | ||
| Q3 24 | — | $3.4B | ||
| Q2 24 | — | $3.6B |
负债/权益比
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | 0.76× | ||
| Q2 25 | 0.69× | 0.93× | ||
| Q1 25 | 0.71× | 0.78× | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | 0.61× | ||
| Q2 24 | — | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $929.0M | $25.7M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | — |
| 自由现金流率自由现金流/营收 | 50.0% | — |
| 资本支出强度资本支出/营收 | 10.7% | — |
| 现金转化率经营现金流/净利润 | 1.27× | 0.48× |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势,按日历期对齐
经营现金流
FITB
POOL
| Q1 26 | — | $25.7M | ||
| Q4 25 | $929.0M | $80.1M | ||
| Q3 25 | $1.0B | $287.3M | ||
| Q2 25 | $1.3B | $-28.8M | ||
| Q1 25 | $1.2B | $27.2M | ||
| Q4 24 | $-101.0M | $170.6M | ||
| Q3 24 | — | $316.5M | ||
| Q2 24 | — | $26.7M |
自由现金流
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | $765.0M | $71.9M | ||
| Q3 25 | $886.0M | $266.6M | ||
| Q2 25 | $1.2B | $-42.9M | ||
| Q1 25 | $1.1B | $13.9M | ||
| Q4 24 | $-246.0M | $157.0M | ||
| Q3 24 | — | $305.5M | ||
| Q2 24 | — | $8.8M |
自由现金流率
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | 50.0% | 7.3% | ||
| Q3 25 | 58.3% | 18.4% | ||
| Q2 25 | 77.8% | -2.4% | ||
| Q1 25 | 77.7% | 1.3% | ||
| Q4 24 | -17.1% | 15.9% | ||
| Q3 24 | — | 21.3% | ||
| Q2 24 | — | 0.5% |
资本支出强度
FITB
POOL
| Q1 26 | — | — | ||
| Q4 25 | 10.7% | 0.8% | ||
| Q3 25 | 10.5% | 1.4% | ||
| Q2 25 | 9.6% | 0.8% | ||
| Q1 25 | 8.1% | 1.2% | ||
| Q4 24 | 10.1% | 1.4% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.0% |
现金转化率
FITB
POOL
| Q1 26 | — | 0.48× | ||
| Q4 25 | 1.27× | 2.54× | ||
| Q3 25 | 1.61× | 2.26× | ||
| Q2 25 | 2.08× | -0.15× | ||
| Q1 25 | 2.39× | 0.51× | ||
| Q4 24 | -0.16× | 4.57× | ||
| Q3 24 | — | 2.52× | ||
| Q2 24 | — | 0.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图