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Fifth Third Bancorp（FITB）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是罗布乐思的1.1倍（$1.5B vs $1.4B），Fifth Third Bancorp净利率更高（47.7% vs -22.3%，领先70.0%），罗布乐思同比增速更快（43.2% vs 6.4%），Fifth Third Bancorp自由现金流更多（$765.0M vs $308.6M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
FITB vs RBLX — 直观对比
营收规模更大
FITB
是对方的1.1倍
$1.4B
营收增速更快
RBLX
高出36.8%
6.4%
净利率更高
FITB
高出70.0%
-22.3%
自由现金流更多
FITB
多$456.4M
$308.6M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.4B |
| 净利润 | $730.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | 59.7% | -25.3% |
| 净利率 | 47.7% | -22.3% |
| 营收同比 | 6.4% | 43.2% |
| 净利润同比 | 17.7% | -43.9% |
| 每股收益（稀释后） | $1.03 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBRBLX
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.1B | ||
| Q1 25 | $1.4B | $1.0B | ||
| Q4 24 | $1.4B | $988.2M | ||
| Q3 24 | — | $919.0M | ||
| Q2 24 | — | $893.5M | ||
| Q1 24 | — | $801.3M |
净利润FITBRBLX
| Q4 25 | $730.0M | $-316.0M | ||
| Q3 25 | $649.0M | $-255.6M | ||
| Q2 25 | $628.0M | $-278.4M | ||
| Q1 25 | $515.0M | $-215.1M | ||
| Q4 24 | $620.0M | $-219.6M | ||
| Q3 24 | — | $-239.3M | ||
| Q2 24 | — | $-205.9M | ||
| Q1 24 | — | $-270.6M |
毛利率FITBRBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.7% |
营业利润率FITBRBLX
| Q4 25 | 59.7% | -25.3% | ||
| Q3 25 | 55.1% | -21.8% | ||
| Q2 25 | 54.0% | -29.8% | ||
| Q1 25 | 45.4% | -24.6% | ||
| Q4 24 | 53.3% | -24.7% | ||
| Q3 24 | — | -30.4% | ||
| Q2 24 | — | -26.6% | ||
| Q1 24 | — | -37.7% |
净利率FITBRBLX
| Q4 25 | 47.7% | -22.3% | ||
| Q3 25 | 42.7% | -18.8% | ||
| Q2 25 | 42.0% | -25.8% | ||
| Q1 25 | 35.8% | -20.8% | ||
| Q4 24 | 43.1% | -22.2% | ||
| Q3 24 | — | -26.0% | ||
| Q2 24 | — | -23.0% | ||
| Q1 24 | — | -33.8% |
每股收益（稀释后）FITBRBLX
| Q4 25 | $1.03 | $-0.44 | ||
| Q3 25 | $0.91 | $-0.37 | ||
| Q2 25 | $0.88 | $-0.41 | ||
| Q1 25 | $0.71 | $-0.32 | ||
| Q4 24 | $0.85 | $-0.32 | ||
| Q3 24 | — | $-0.37 | ||
| Q2 24 | — | $-0.32 | ||
| Q1 24 | — | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1B |
| 总债务越低越好 | $13.6B | $1.2B |
| 股东权益账面价值 | $21.7B | $394.5M |
| 总资产 | $214.4B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.63× | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资FITBRBLX
| Q4 25 | — | $3.1B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.4B | ||
| Q1 24 | — | $2.4B |
总债务FITBRBLX
| Q4 25 | $13.6B | $1.2B | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBRBLX
| Q4 25 | $21.7B | $394.5M | ||
| Q3 25 | $21.1B | $407.6M | ||
| Q2 25 | $21.1B | $353.2M | ||
| Q1 25 | $20.4B | $310.7M | ||
| Q4 24 | $19.6B | $221.4M | ||
| Q3 24 | — | $189.9M | ||
| Q2 24 | — | $121.5M | ||
| Q1 24 | — | $71.6M |
总资产FITBRBLX
| Q4 25 | $214.4B | $9.6B | ||
| Q3 25 | $212.9B | $8.6B | ||
| Q2 25 | $210.0B | $7.8B | ||
| Q1 25 | $212.7B | $7.5B | ||
| Q4 24 | $212.9B | $7.2B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $6.5B | ||
| Q1 24 | — | $6.3B |
负债/权益比FITBRBLX
| Q4 25 | 0.63× | 2.98× | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | 5.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $308.6M |
| 自由现金流率自由现金流/营收 | 50.0% | 21.8% |
| 资本支出强度资本支出/营收 | 10.7% | 21.1% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | $1.4B |
8季度趋势，按日历期对齐
经营现金流FITBRBLX
| Q4 25 | $929.0M | $607.0M | ||
| Q3 25 | $1.0B | $546.2M | ||
| Q2 25 | $1.3B | $199.3M | ||
| Q1 25 | $1.2B | $443.9M | ||
| Q4 24 | $-101.0M | $184.5M | ||
| Q3 24 | — | $247.4M | ||
| Q2 24 | — | $151.4M | ||
| Q1 24 | — | $238.9M |
自由现金流FITBRBLX
| Q4 25 | $765.0M | $308.6M | ||
| Q3 25 | $886.0M | $443.6M | ||
| Q2 25 | $1.2B | $176.7M | ||
| Q1 25 | $1.1B | $426.5M | ||
| Q4 24 | $-246.0M | $120.6M | ||
| Q3 24 | — | $218.0M | ||
| Q2 24 | — | $111.7M | ||
| Q1 24 | — | $192.3M |
自由现金流率FITBRBLX
| Q4 25 | 50.0% | 21.8% | ||
| Q3 25 | 58.3% | 32.6% | ||
| Q2 25 | 77.8% | 16.3% | ||
| Q1 25 | 77.7% | 41.2% | ||
| Q4 24 | -17.1% | 12.2% | ||
| Q3 24 | — | 23.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 24.0% |
资本支出强度FITBRBLX
| Q4 25 | 10.7% | 21.1% | ||
| Q3 25 | 10.5% | 7.5% | ||
| Q2 25 | 9.6% | 2.1% | ||
| Q1 25 | 8.1% | 1.7% | ||
| Q4 24 | 10.1% | 6.5% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 5.8% |
现金转化率FITBRBLX
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | — | ||
| Q2 25 | 2.08× | — | ||
| Q1 25 | 2.39× | — | ||
| Q4 24 | -0.16× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
