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Fifth Third Bancorp（FITB）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是罗致恒富的1.2倍（$1.5B vs $1.3B），Fifth Third Bancorp同比增速更快（6.4% vs -5.8%），Fifth Third Bancorp自由现金流更多（$765.0M vs $170.8M）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
FITB vs RHI — 直观对比
营收规模更大
FITB
是对方的1.2倍
$1.3B
营收增速更快
FITB
高出12.2%
-5.8%
自由现金流更多
FITB
多$594.2M
$170.8M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.3B |
| 净利润 | $730.0M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | 59.7% | 1.7% |
| 净利率 | 47.7% | — |
| 营收同比 | 6.4% | -5.8% |
| 净利润同比 | 17.7% | — |
| 每股收益（稀释后） | $1.03 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBRHI
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.4B | $1.4B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
净利润FITBRHI
| Q4 25 | $730.0M | — | ||
| Q3 25 | $649.0M | $42.9M | ||
| Q2 25 | $628.0M | $41.0M | ||
| Q1 25 | $515.0M | $17.4M | ||
| Q4 24 | $620.0M | — | ||
| Q3 24 | — | $65.5M | ||
| Q2 24 | — | $68.2M | ||
| Q1 24 | — | $63.7M |
毛利率FITBRHI
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 39.2% | ||
| Q1 24 | — | 38.1% |
营业利润率FITBRHI
| Q4 25 | 59.7% | 1.7% | ||
| Q3 25 | 55.1% | 1.0% | ||
| Q2 25 | 54.0% | 0.1% | ||
| Q1 25 | 45.4% | 2.9% | ||
| Q4 24 | 53.3% | 4.7% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 5.1% | ||
| Q1 24 | — | 2.8% |
净利率FITBRHI
| Q4 25 | 47.7% | — | ||
| Q3 25 | 42.7% | 3.2% | ||
| Q2 25 | 42.0% | 3.0% | ||
| Q1 25 | 35.8% | 1.3% | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | — | 4.5% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 4.3% |
每股收益（稀释后）FITBRHI
| Q4 25 | $1.03 | $0.32 | ||
| Q3 25 | $0.91 | $0.43 | ||
| Q2 25 | $0.88 | $0.41 | ||
| Q1 25 | $0.71 | $0.17 | ||
| Q4 24 | $0.85 | $0.53 | ||
| Q3 24 | — | $0.64 | ||
| Q2 24 | — | $0.66 | ||
| Q1 24 | — | $0.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $464.4M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $1.3B |
| 总资产 | $214.4B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资FITBRHI
| Q4 25 | — | $464.4M | ||
| Q3 25 | — | $365.3M | ||
| Q2 25 | — | $380.5M | ||
| Q1 25 | — | $342.5M | ||
| Q4 24 | — | $537.6M | ||
| Q3 24 | — | $570.5M | ||
| Q2 24 | — | $547.4M | ||
| Q1 24 | — | $540.9M |
总债务FITBRHI
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBRHI
| Q4 25 | $21.7B | $1.3B | ||
| Q3 25 | $21.1B | $1.3B | ||
| Q2 25 | $21.1B | $1.3B | ||
| Q1 25 | $20.4B | $1.3B | ||
| Q4 24 | $19.6B | $1.4B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
总资产FITBRHI
| Q4 25 | $214.4B | $2.9B | ||
| Q3 25 | $212.9B | $2.8B | ||
| Q2 25 | $210.0B | $2.8B | ||
| Q1 25 | $212.7B | $2.7B | ||
| Q4 24 | $212.9B | $2.9B | ||
| Q3 24 | — | $3.0B | ||
| Q2 24 | — | $2.9B | ||
| Q1 24 | — | $2.9B |
负债/权益比FITBRHI
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $182.5M |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $170.8M |
| 自由现金流率自由现金流/营收 | 50.0% | 13.1% |
| 资本支出强度资本支出/营收 | 10.7% | 0.9% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | $266.8M |
8季度趋势，按日历期对齐
经营现金流FITBRHI
| Q4 25 | $929.0M | $182.5M | ||
| Q3 25 | $1.0B | $77.4M | ||
| Q2 25 | $1.3B | $119.4M | ||
| Q1 25 | $1.2B | $-59.3M | ||
| Q4 24 | $-101.0M | $154.8M | ||
| Q3 24 | — | $129.6M | ||
| Q2 24 | — | $142.0M | ||
| Q1 24 | — | $-15.9M |
自由现金流FITBRHI
| Q4 25 | $765.0M | $170.8M | ||
| Q3 25 | $886.0M | $63.6M | ||
| Q2 25 | $1.2B | $104.2M | ||
| Q1 25 | $1.1B | $-71.7M | ||
| Q4 24 | $-246.0M | $140.5M | ||
| Q3 24 | — | $111.8M | ||
| Q2 24 | — | $129.6M | ||
| Q1 24 | — | $-27.7M |
自由现金流率FITBRHI
| Q4 25 | 50.0% | 13.1% | ||
| Q3 25 | 58.3% | 4.7% | ||
| Q2 25 | 77.8% | 7.6% | ||
| Q1 25 | 77.7% | -5.3% | ||
| Q4 24 | -17.1% | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | -1.9% |
资本支出强度FITBRHI
| Q4 25 | 10.7% | 0.9% | ||
| Q3 25 | 10.5% | 1.0% | ||
| Q2 25 | 9.6% | 1.1% | ||
| Q1 25 | 8.1% | 0.9% | ||
| Q4 24 | 10.1% | 1.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 0.8% |
现金转化率FITBRHI
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | 1.80× | ||
| Q2 25 | 2.08× | 2.91× | ||
| Q1 25 | 2.39× | -3.42× | ||
| Q4 24 | -0.16× | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | — | 2.08× | ||
| Q1 24 | — | -0.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
