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Fifth Third Bancorp（FITB）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是瑞思迈的1.1倍（$1.5B vs $1.4B），Fifth Third Bancorp净利率更高（47.7% vs 27.6%，领先20.1%），瑞思迈同比增速更快（11.0% vs 6.4%）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
FITB vs RMD — 直观对比
营收规模更大
FITB
是对方的1.1倍
$1.4B
营收增速更快
RMD
高出4.6%
6.4%
净利率更高
FITB
高出20.1%
27.6%
损益表 — Q4 FY2025 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.4B |
| 净利润 | $730.0M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 59.7% | 34.6% |
| 净利率 | 47.7% | 27.6% |
| 营收同比 | 6.4% | 11.0% |
| 净利润同比 | 17.7% | 13.9% |
| 每股收益（稀释后） | $1.03 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.3B | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B |
净利润FITBRMD
| Q2 26 | — | $392.6M | ||
| Q4 25 | $730.0M | $392.6M | ||
| Q3 25 | $649.0M | $348.5M | ||
| Q2 25 | $628.0M | $379.7M | ||
| Q1 25 | $515.0M | $365.0M | ||
| Q4 24 | $620.0M | $344.6M | ||
| Q3 24 | — | $311.4M | ||
| Q2 24 | — | $292.2M |
毛利率FITBRMD
| Q2 26 | — | 61.8% | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% | ||
| Q2 24 | — | 58.5% |
营业利润率FITBRMD
| Q2 26 | — | 34.6% | ||
| Q4 25 | 59.7% | 34.6% | ||
| Q3 25 | 55.1% | 33.4% | ||
| Q2 25 | 54.0% | 33.7% | ||
| Q1 25 | 45.4% | 33.0% | ||
| Q4 24 | 53.3% | 32.5% | ||
| Q3 24 | — | 31.6% | ||
| Q2 24 | — | 31.2% |
净利率FITBRMD
| Q2 26 | — | 27.6% | ||
| Q4 25 | 47.7% | 27.6% | ||
| Q3 25 | 42.7% | 26.1% | ||
| Q2 25 | 42.0% | 28.2% | ||
| Q1 25 | 35.8% | 28.3% | ||
| Q4 24 | 43.1% | 26.9% | ||
| Q3 24 | — | 25.4% | ||
| Q2 24 | — | 23.9% |
每股收益（稀释后）FITBRMD
| Q2 26 | — | $2.68 | ||
| Q4 25 | $1.03 | $2.68 | ||
| Q3 25 | $0.91 | $2.37 | ||
| Q2 25 | $0.88 | $2.58 | ||
| Q1 25 | $0.71 | $2.48 | ||
| Q4 24 | $0.85 | $2.34 | ||
| Q3 24 | — | $2.11 | ||
| Q2 24 | — | $1.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $13.6B | $663.8M |
| 股东权益账面价值 | $21.7B | $6.3B |
| 总资产 | $214.4B | $8.5B |
| 负债/权益比越低杠杆越低 | 0.63× | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资FITBRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $932.7M | ||
| Q4 24 | — | $521.9M | ||
| Q3 24 | — | $426.4M | ||
| Q2 24 | — | $238.4M |
总债务FITBRMD
| Q2 26 | — | $663.8M | ||
| Q4 25 | $13.6B | $403.9M | ||
| Q3 25 | $13.7B | $408.7M | ||
| Q2 25 | $14.5B | $658.4M | ||
| Q1 25 | $14.5B | $663.1M | ||
| Q4 24 | $14.3B | $662.9M | ||
| Q3 24 | — | $667.6M | ||
| Q2 24 | — | $697.3M |
股东权益FITBRMD
| Q2 26 | — | $6.3B | ||
| Q4 25 | $21.7B | $6.3B | ||
| Q3 25 | $21.1B | $6.1B | ||
| Q2 25 | $21.1B | $6.0B | ||
| Q1 25 | $20.4B | $5.5B | ||
| Q4 24 | $19.6B | $5.3B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $4.9B |
总资产FITBRMD
| Q2 26 | — | $8.5B | ||
| Q4 25 | $214.4B | $8.5B | ||
| Q3 25 | $212.9B | $8.3B | ||
| Q2 25 | $210.0B | $8.2B | ||
| Q1 25 | $212.7B | $7.6B | ||
| Q4 24 | $212.9B | $7.1B | ||
| Q3 24 | — | $7.2B | ||
| Q2 24 | — | $6.9B |
负债/权益比FITBRMD
| Q2 26 | — | 0.11× | ||
| Q4 25 | 0.63× | 0.06× | ||
| Q3 25 | 0.65× | 0.07× | ||
| Q2 25 | 0.69× | 0.11× | ||
| Q1 25 | 0.71× | 0.12× | ||
| Q4 24 | 0.73× | 0.13× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | — |
| 自由现金流经营现金流 - 资本支出 | $765.0M | — |
| 自由现金流率自由现金流/营收 | 50.0% | — |
| 资本支出强度资本支出/营收 | 10.7% | — |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势，按日历期对齐
经营现金流FITBRMD
| Q2 26 | — | — | ||
| Q4 25 | $929.0M | $339.7M | ||
| Q3 25 | $1.0B | $457.3M | ||
| Q2 25 | $1.3B | $538.8M | ||
| Q1 25 | $1.2B | $578.7M | ||
| Q4 24 | $-101.0M | $308.6M | ||
| Q3 24 | — | $325.5M | ||
| Q2 24 | — | $440.1M |
自由现金流FITBRMD
| Q2 26 | — | — | ||
| Q4 25 | $765.0M | $311.2M | ||
| Q3 25 | $886.0M | $414.4M | ||
| Q2 25 | $1.2B | $508.2M | ||
| Q1 25 | $1.1B | $557.9M | ||
| Q4 24 | $-246.0M | $288.0M | ||
| Q3 24 | — | $307.7M | ||
| Q2 24 | — | $415.2M |
自由现金流率FITBRMD
| Q2 26 | — | — | ||
| Q4 25 | 50.0% | 21.9% | ||
| Q3 25 | 58.3% | 31.0% | ||
| Q2 25 | 77.8% | 37.7% | ||
| Q1 25 | 77.7% | 43.2% | ||
| Q4 24 | -17.1% | 22.5% | ||
| Q3 24 | — | 25.1% | ||
| Q2 24 | — | 33.9% |
资本支出强度FITBRMD
| Q2 26 | — | — | ||
| Q4 25 | 10.7% | 2.0% | ||
| Q3 25 | 10.5% | 3.2% | ||
| Q2 25 | 9.6% | 2.3% | ||
| Q1 25 | 8.1% | 1.6% | ||
| Q4 24 | 10.1% | 1.6% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 2.0% |
现金转化率FITBRMD
| Q2 26 | — | — | ||
| Q4 25 | 1.27× | 0.87× | ||
| Q3 25 | 1.61× | 1.31× | ||
| Q2 25 | 2.08× | 1.42× | ||
| Q1 25 | 2.39× | 1.59× | ||
| Q4 24 | -0.16× | 0.90× | ||
| Q3 24 | — | 1.05× | ||
| Q2 24 | — | 1.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
