vs
Fifth Third Bancorp（FITB）与XPO, Inc.（XPO）财务数据对比。点击上方公司名可切换其他公司
XPO, Inc.的季度营收约是Fifth Third Bancorp的1.3倍（$2.0B vs $1.5B），Fifth Third Bancorp净利率更高（47.7% vs 2.9%，领先44.8%），Fifth Third Bancorp同比增速更快（6.4% vs 4.7%）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
XPO Inc.（原XPO物流）是美国交通运输企业，主营北美区域零担货运业务，总部位于康涅狄格州格林尼治，全球共设592个运营网点。作为北美第二大零担货运服务商，其服务覆盖99%的美国邮政编码区域。
FITB vs XPO — 直观对比
营收规模更大
XPO
是对方的1.3倍
$1.5B
营收增速更快
FITB
高出1.7%
4.7%
净利率更高
FITB
高出44.8%
2.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $2.0B |
| 净利润 | $730.0M | $59.0M |
| 毛利率 | — | — |
| 营业利润率 | 59.7% | 7.1% |
| 净利率 | 47.7% | 2.9% |
| 营收同比 | 6.4% | 4.7% |
| 净利润同比 | 17.7% | -21.3% |
| 每股收益（稀释后） | $1.03 | $0.49 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBXPO
| Q4 25 | $1.5B | $2.0B | ||
| Q3 25 | $1.5B | $2.1B | ||
| Q2 25 | $1.5B | $2.1B | ||
| Q1 25 | $1.4B | $2.0B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.0B |
净利润FITBXPO
| Q4 25 | $730.0M | $59.0M | ||
| Q3 25 | $649.0M | $82.0M | ||
| Q2 25 | $628.0M | $106.0M | ||
| Q1 25 | $515.0M | $69.0M | ||
| Q4 24 | $620.0M | $75.0M | ||
| Q3 24 | — | $95.0M | ||
| Q2 24 | — | $150.0M | ||
| Q1 24 | — | $67.0M |
营业利润率FITBXPO
| Q4 25 | 59.7% | 7.1% | ||
| Q3 25 | 55.1% | 7.8% | ||
| Q2 25 | 54.0% | 9.5% | ||
| Q1 25 | 45.4% | 7.7% | ||
| Q4 24 | 53.3% | 7.8% | ||
| Q3 24 | — | 8.6% | ||
| Q2 24 | — | 9.5% | ||
| Q1 24 | — | 6.8% |
净利率FITBXPO
| Q4 25 | 47.7% | 2.9% | ||
| Q3 25 | 42.7% | 3.9% | ||
| Q2 25 | 42.0% | 5.1% | ||
| Q1 25 | 35.8% | 3.5% | ||
| Q4 24 | 43.1% | 3.9% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 7.2% | ||
| Q1 24 | — | 3.3% |
每股收益（稀释后）FITBXPO
| Q4 25 | $1.03 | $0.49 | ||
| Q3 25 | $0.91 | $0.68 | ||
| Q2 25 | $0.88 | $0.89 | ||
| Q1 25 | $0.71 | $0.58 | ||
| Q4 24 | $0.85 | $0.63 | ||
| Q3 24 | — | $0.79 | ||
| Q2 24 | — | $1.25 | ||
| Q1 24 | — | $0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $310.0M |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $1.9B |
| 总资产 | $214.4B | $8.2B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资FITBXPO
| Q4 25 | — | $310.0M | ||
| Q3 25 | — | $335.0M | ||
| Q2 25 | — | $225.0M | ||
| Q1 25 | — | $212.0M | ||
| Q4 24 | — | $246.0M | ||
| Q3 24 | — | $378.0M | ||
| Q2 24 | — | $250.0M | ||
| Q1 24 | — | $229.0M |
总债务FITBXPO
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FITBXPO
| Q4 25 | $21.7B | $1.9B | ||
| Q3 25 | $21.1B | $1.8B | ||
| Q2 25 | $21.1B | $1.8B | ||
| Q1 25 | $20.4B | $1.6B | ||
| Q4 24 | $19.6B | $1.6B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.3B |
总资产FITBXPO
| Q4 25 | $214.4B | $8.2B | ||
| Q3 25 | $212.9B | $8.2B | ||
| Q2 25 | $210.0B | $8.1B | ||
| Q1 25 | $212.7B | $7.9B | ||
| Q4 24 | $212.9B | $7.7B | ||
| Q3 24 | — | $7.9B | ||
| Q2 24 | — | $7.7B | ||
| Q1 24 | — | $7.6B |
负债/权益比FITBXPO
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | — |
| 自由现金流经营现金流 - 资本支出 | $765.0M | — |
| 自由现金流率自由现金流/营收 | 50.0% | — |
| 资本支出强度资本支出/营收 | 10.7% | 5.3% |
| 现金转化率经营现金流/净利润 | 1.27× | — |
| 过去12个月自由现金流最近4个季度 | $3.9B | — |
8季度趋势，按日历期对齐
经营现金流FITBXPO
| Q4 25 | $929.0M | — | ||
| Q3 25 | $1.0B | $371.0M | ||
| Q2 25 | $1.3B | $247.0M | ||
| Q1 25 | $1.2B | $142.0M | ||
| Q4 24 | $-101.0M | $189.0M | ||
| Q3 24 | — | $264.0M | ||
| Q2 24 | — | $210.0M | ||
| Q1 24 | — | $145.0M |
自由现金流FITBXPO
| Q4 25 | $765.0M | — | ||
| Q3 25 | $886.0M | $215.0M | ||
| Q2 25 | $1.2B | $51.0M | ||
| Q1 25 | $1.1B | $-57.0M | ||
| Q4 24 | $-246.0M | $23.0M | ||
| Q3 24 | — | $137.0M | ||
| Q2 24 | — | $20.0M | ||
| Q1 24 | — | $-161.0M |
自由现金流率FITBXPO
| Q4 25 | 50.0% | — | ||
| Q3 25 | 58.3% | 10.2% | ||
| Q2 25 | 77.8% | 2.5% | ||
| Q1 25 | 77.7% | -2.9% | ||
| Q4 24 | -17.1% | 1.2% | ||
| Q3 24 | — | 6.7% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | -8.0% |
资本支出强度FITBXPO
| Q4 25 | 10.7% | 5.3% | ||
| Q3 25 | 10.5% | 7.4% | ||
| Q2 25 | 9.6% | 9.4% | ||
| Q1 25 | 8.1% | 10.2% | ||
| Q4 24 | 10.1% | 8.6% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 9.1% | ||
| Q1 24 | — | 15.2% |
现金转化率FITBXPO
| Q4 25 | 1.27× | — | ||
| Q3 25 | 1.61× | 4.52× | ||
| Q2 25 | 2.08× | 2.33× | ||
| Q1 25 | 2.39× | 2.06× | ||
| Q4 24 | -0.16× | 2.52× | ||
| Q3 24 | — | 2.78× | ||
| Q2 24 | — | 1.40× | ||
| Q1 24 | — | 2.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
XPO
| North American LTL | $1.2B | 58% |
| European Transportation | $844.0M | 42% |
